付款条款

SchoolofInternationalEconomicsChapter9:PaymentofPurchasePrice货款的支付SchoolofInternationalEconomicsPaymentofPurchasePriceSettlementofpurchaseprice货款的结算Collectionandpaymentofforeignexchange外汇的收付Time,mode,placeandcurrencyofpaymentSchoolofInternationalEconomicsPaymentofPurchasePriceA.InstrumentofpaymentB.ModesofPaymentC.CombinationofdifferentmodesofPaymentD.TermsofpaymentinthecontractSchoolofInternationalEconomicsA.Instrumentofpayment支付工具Instrumentofpayment支付工具1.Currency货币2.Bill票据SchoolofInternationalEconomicsA.Instrumentofpayment支付工具1.Currency货币①Currencyoftheseller’scountry②Currencyofthebuyer’scountry③CurrencyofathirdcountrySchoolofInternationalEconomicsA.Instrumentofpayment支付工具ChoosingCurrency①Convertibilityandstabilityofthecurrency货币的可兑换性和稳定性②TendencyoffluctuationofthecurrencySchoolofInternationalEconomicsA.Instrumentofpayment支付工具2.Bill票据a.BillofExchangeb.PromissoryNotec.ChequeorCheckSchoolofInternationalEconomicsA.Instrumentofpayment支付工具a.BillofExchange(Draft)汇票Isanunconditionalorderinwriting,addressedbyoneperson(drawer)toanother(drawee),signedbythepersongivingit,requiringthepersontowhomitisaddressed(draweeorpayer)topayondemand,oratafixedordeterminablefurthertime,asumcertaininmoneyto,ortotheorderof,aspecifiedperson,ortoanybearer(payee).SchoolofInternationalEconomicsA.Instrumentofpayment支付工具a.BillofExchange(Draft)汇票是由一个人向另一个人签发的，要求对方（接受命令的人）即期或定期或在可以确定的将来时间，向某人或其指定的人或持票人支付一定金额的无条件的书面支付命令。SchoolofInternationalEconomicsa.BillofExchange(Draft)汇票PartiestoaBillofExchange①Drawer出票人:thepersonwhodrawsthebillExporterorhisbank②Draweeorpayer受票人或付款人:thepersonwhoistopaythemoneyImporterortheappointedbankunderL/C③Payee收款人:thepersonwhoistoreceivethemoneyDrawer,exporterorhisappointedbank,bearerofthebillSchoolofInternationalEconomicsa.BillofExchange(Draft)汇票BasicContentsofADraft汇票的内容①Indicate:billofexchange表明“汇票”的字样②Anunconditionalorderinwriting无条件支付的委托③Asumcertaininmoney确定的金额④Thenameofdraweeorpayer付款人名称⑤ThenameofPayee收款人名称⑥Dateofthebillofexchangedrawn出票日期⑦Signatureofthedrawer出票人签章SchoolofInternationalEconomicsSpecimenBillofExchange汇票标本No.9340£.Stg.100London,15thJuly,1995OndemandpaytoJohnWoodorbearerthesumofOneHundredPound(EnglishCurrency)only.(Signed)ThomasJonesTo:Mr.JamesArthurManchesterSchoolofInternationalEconomicsa.BillofExchange(Draft)汇票ClassificationofBillsofExchange①Commercialbillandbanker’sbill②Cleanbillanddocumentarybill③Sight(demand)billandtime(usance)bill④Commercialacceptancebillandbanker’sacceptancebillSchoolofInternationalEconomicsa.BillofExchange(Draft)汇票①Commercialbillandbanker’sbill①Commercialbill(商业汇票):thedrawerisacommercialfirm②Banker’sbill(银行汇票):thedrawerisabankSchoolofInternationalEconomicsClassificationofBillsofExchange②CleanbillanddocumentarybillCleanbill(光票):whennoshippingdocumentsareaccompaniedwithit.Documentarybill(跟单汇票):whichisaccompaniedwithshippingdocumentsSuchas:B/L,CommercialInvoice,PackingList,InsurancePolicy,InspectionCertificateetc.SchoolofInternationalEconomicsClassificationofBillsofExchange②Cleanbillanddocumentarybill光票（CleanDraft），指不附带商业单据的汇票。银行汇票多是光票。跟单汇票（DocumentaryDraft），指附有包括运输单据在内的商业单据的汇票。跟单汇票多是商业汇票。SchoolofInternationalEconomicsa.BillofExchange(Draft)汇票③Sight(demand)billandtime(usance)billSight(demand)bill(即期汇票):thedraftispayableatsightonpresentation.Time(usance)bill(远期汇票):thedraweeisrequiredtopaythebillatalaterdate.Require:acceptancebeforepaymentSchoolofInternationalEconomicsa.BillofExchange(Draft)汇票③Sight(demand)billandtime(usance)bill即期汇票（sightbill,demandbill）指持票人向付款人提示后对方立即付款，又称见票即付汇票。远期汇票（timebill,usancebill）是在出票一定期限后或特定日期付款。SchoolofInternationalEconomicsa.BillofExchange(Draft)汇票Time(Usance)Bill远期汇票①payablecertaindaysaftersight见票后若干天付款②payablecertaindaysafterthedateofdraft出票后若干天付款③payablecertaindaysafterthedateofB/L提单签发日后若干天付款④payablecertaindaysafterthefixeddate固定日期后若干天付款⑤payablecertaindaysafterthedateofarrivalofgoodsSchoolofInternationalEconomicsa.BillofExchange(Draft)汇票④CommercialAcceptanceBillandBanker’sAcceptanceBillCommercialacceptancebill(商业承兑汇票):intimecommercialbills,whenthedrawerisacommercialfirmandthedraweeisanothercommercialfirm,thebillafteracceptancebythedraweeBanker’sacceptancebill(银行承兑汇票):whenthedrawerisacommercialfirmorabankandthedraweeisabank,thebillafteracceptancebythebankSchoolofInternationalEconomicsa.BillofExchange(Draft)汇票④CommercialAcceptanceBillandBanker’sAcceptanceBill商业承兑汇票(Commercialacceptancebill):远期的商业汇票，经企业或个人承兑后，称为商业承兑汇票。银行承兑汇票(Banker’sacceptancebill):远期的商业汇票，经银行承兑后，称为银行承兑汇票。银行承兑后成为该汇票的主债务人，所以银行承兑汇票是一种银行信用。SchoolofInternationalEconomicsa.BillofExchange(Draft)汇票GeneralProceduresinHandlingABillofExchange(Draft)①Drawing②Presentation③Acceptance④Payment⑤Endorsement⑥ProtestingSchoolofInternationalEconomicsGeneralProceduresinHandlingABillofExchange(Draft)①Drawing（Issue）出票Meanstheactofthedrawerinfillingupthebillofexchangewithparticularsastothenameofthedrawee,theamountpayable,thedateofpaymentandnameofpayee,andaftersignature,thedrawermaypresentthebilltothedraweethroughthemediumofthepayeeorabanker.出票是指出票人在汇票上填写付款人、付款金额、付款日期和地点以及受款