美国商业投资、移民及财富规划

INVESTINGINTHEUS,IMMIGRATION&WEALTHPLANNING美国商业投资、移民及财富规划KEYCONSIDERATIONS考虑事项Timing时机TypesofInvestment投资种类RealEstate/Business/FinancialInstrument•房地产/商业/金融InvestmentAmount/PriceRange投资金额／价位额度Procedure&Process步骤Management管理PotentialProfit&Risks潜在获利及风险REALESTATE房地产TYPESOFINVESTMENT投资种类REALESTATE(LOWTOMIDRISKS)房地产（中低风险）SingleFamilyHomes独栋住宅Industrial(warehouses&manufacturingfacilities)工业厂房CommercialRealEstate(retailcenters&offices)商业地产ApartmentBuildings公寓大楼DistressedProperties(foreclosures&shortsales)财务困难的地产BUSINESS(HIGHRISKS)商业（高风险）MayQualifyforEB-5InvestmentPermanentResidence可以有资格获得EB-5投资永久居留On-goingorNewBusiness已经存在或者全新的商业FINANCIALINSTRUMENT(LOWRISKS)金融（低风险）Bankaccounts,stocks,bonds,etc.银行账户，股票，债券等MAJORUSCITIES美国主要城市INVESTMENTAMOUNT投资金额InvestmentTypes投资种类InvestmentGoals投资目标RiskTolerance风险度InterestRate利率OtherFinancialFactors其他财务因素PROCEDURE步骤ConductMarketAnalysis执行市场分析CollectInformation收集资料MakingOffer出价NegotiateContract交涉合约MakeInitialDeposit付订金OpenEscrow设立产权过户手续EstablishHoldingCompany(ifneeded)成立公司SecureFinancing(ifneeded)寻求资金ConductDueDiligence(appraisal/inspection/title&legaldocumentreview)执行财务法律尽职调查PaymentofPurchasePrice(transferfundstotheUS)付款Closing完成过户手续PostInvestmentManagement管理PROFIT&RISKS获利及风险SetYourGoals(multi-goalstoreducerisks)设立投资目标LongTermv.ShortTerm长期v.短期AvoidScams(knowwhoyoudealwith)避免骗局UnderstandUSTaxConsequences了解美国税务EB-5REQUIREMENTS第五优先基本要求✦Capital投资金额✦Investmentmustbe“atrisk”(loansorothertypesofsecuredinvestmentsarenotacceptable)必须是有风险的投资✦US$1,000,000investment投资一百万美金✦US$500,000investmentincertaineconomicallydepressedareasorruralareas高失业率地区和郊区投资金额为五十万美元✦US$500,000investmentinUSCISDesignatedRegionalCenters在某些政府批准的特殊情况下投资金额为五十万美元✦Hiringof10Employees雇佣10名全职员工✦MustbepermanentresidentsorUScitizens合格的受雇者包括美国公民,拥有永久居留权的外国人✦USCISDesignatedRegionalCentersarenotrequiredtohire10employees政府批准的特殊情况下不须雇佣10名全职员工✦SourceofFundMustbeLegitimate资金来源必须是合法的✦Gifts&inheritance赠予,遗产继承均可✦Realestatesale,stockmarketorincomederivedfromlegitimatebusiness房地产,股票,合法生意✦Loanssecuredbyinvestor’spropertiesareacceptable(cannotuseEB-5investmentpropertyascollateralforsuchloans)贷款也行,但不能用申请移民身份之投资的财产作为债务抵押✦EngagedintheManagementoftheInvestment必须管理公司,但不必每天参与公司的业务活动✦Nopassiveinvestment,suchasstock,realestate,etc.不能消极投资✦GenerallyrequiredtoliveintheUSatleast6monthseachyear每年在美居住至少六个月以上✦ProcessingTimeapproximately180-300days办理时间约180－300天EB-5IMMIGRATIONEB-5移民•BenefitsofEB-5:第五优先签证的优势•2-yeartemporary“GreenCard”两年暂时性“绿卡”•Filewithin90daysoftwo-yearperiodtoremovethe“conditional”status两年后可申请成永久绿卡•Familymembersincludingspouseandunmarriedchildrenreceive“GreenCards”配偶以及21岁以下的孩子将成为美国永久居民取得“绿卡”•After5years,entirefamilymaybecomeUScitizens五年后,全家可申请成为美国公民•803suchvisaswereissuedin2007,butthegovernmenthopestoincreaseto10,000by2011二零零七年發了八百零三個第五优先签证WELATHMANAGEMENT资产管理ReduceRisks降低风险AssetProtection资产保护ReduceTaxesLawfully合法降低纳税额DistributeAssetstoIntendedHeirs分配资产给指定的继承人UtilizeInternationalStrategy应用国际战略Chang&Coté,LLP.美国诚德律师事务所•Thematerialscontainedinthepresentationisprovidedsolelyforinformationalpurposesandisconsideredattorneyadvertising.Theinformationisnotintendedtocreate,andreceiptofitdoesnotconstitute,anattorney-clientrelationshipbetweenyouandChang&Coté,LLPoranyofitsattorneysoranoffertocreatesuchanattorney-clientrelationship.Theinformationcontainedhereinisnotguaranteedtobecorrect,completeorup-to-date.ItshouldNOTberelieduponorconstruedaslegaladvice.Youshouldnotactorelectnottoactbaseduponthisinformation.Pleasedonotsendorcommunicateinformationtousthatyouconsiderconfidentialwithoutfirstobtaining1)awrittenstatementfromusthatwerepresentyou,or2)permissionfromoneofthefirm’sattorneystoprovideconfidentialinformationtousrelatingtoaparticularmatter.•Chang&Coté,LLP美国诚德律师事务所•19138WalnutDrive,Suite100RowlandHeights,CA91748Tel:[phone]•天津市和平区南京路66号凯旋门大厦A座22层E室电话：[phone]•