个人信用卡管理系统论文

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杭州国际服务工程学院(信息科学与工程学院)本科生毕业设计(论文)正文杭州师范大学本科生毕业设计(论文)正文个人信用卡管理系统摘要随着我国经济的快速发,人们的出行活动越来月频繁,对行业服务和支付方式的快捷、便利的需求越来越高。在我国,信用卡业务发展十分迅猛,截止2011年末,我国信用卡新增发卡量5500万张,累计发卡量达2.85亿张,同比增长24.3%;交易笔数28.50亿笔,交易金额达7.56万亿元,较2011年分别增长18.75%和47.95%。由于信用卡的支付的方便、快捷,深受用户的喜爱,一名用户可能拥有多张信用卡。但在信用卡在给我带来便利的同时,银行同样要求持卡人必须保持一定期间的消费次数和额度,但在每次消费都需要繁杂的计算信用卡免息和最后还款日,一步留心信用卡过期还款或者还款金额不够。不但要承担高额的罚款,还会在信用报告中留下逾期记录,影响以后到银行贷款。因此开发一个个人信用卡管理系统是有十分的必要性,可以方便用户来管理自己的所拥有的信用卡,方便明了清楚的掌握自己信用卡的详细信息,提醒用户能在规定时间内及时还款,避免不必要的损失。论文对个人信用卡管理系统进行需求分析,提出了一个系统实现方案并予以设计和实现。系统利用Internet技术和先进JavaSeverPages(JSP)技术的优势,采用B/S模式和MVC架构。关键词:信用卡,管理系统,MVC,JSP,B/S杭州师范大学本科生毕业设计(论文)正文PERSONALCREDITCARDMANAGEMENTSYSTEMABSTRACTWiththerapiddevelopmentofChina’stravelactivitiesbecomemoreandmorefrequent,theindustryserviceandquickpaymentandconvenientdemandalsobecomemoreandmorehigh.InChina,creditcardbusinessdevelopedrapidly.Bytheendof2011,China'snewcreditcardvolumeof55millioncardsamountedto285million,anincreaseof24.3%;pen2.85billionoftransactions,thetransactionamountedto7.56trillionyuanin2011,representinganincreaseof18.75%and47.95%.Duetotheconvenienceofcreditcardpayment,fast,arepopular,ausermayhavemultiplecreditcards..Butthecreditcardconveniencebroughtme,thebankalsorequiresthecardholdermustmaintainacertainperiodofconsumptionfrequencyandtheamountofinterest-free,butineveryconsumerneedcomplicatedcalculationofcreditcardandthefinalrepaymentdate,stepcarefullycreditcardslatepaymentorrepaymentamountisnotenough.Notonlyhavetobearthehighfines,overduerecordwillbeleftinthecreditreport,affectfuturetobankloans.Soitnecessarytodevelopapersonalcreditmanagementsystem,itcanmakesusereasilymanagetheirowncards,easytoknowtheircards’information。Thissystemremindusertobeabletopaytheirbilltimely.ThesystemutilizestheadvantagesofInternettechnologyandadvancedJavaSeverPages(JSP)technology,theuseofB/SmodeandMVCarchitecture.Keywords:CreditCard,ManagementSystem,MVC,JSP,B/S目录第一章绪论....................................................................................................................................11.1引言.........................................................................................................................................11.2研究主要的内容和目标..........................................................................................................11.3开发工具和运行环境介绍......................................................................................................11.3.1开发工具介绍.................................................................................................................11.3.2运行环境介绍................................................................................................................21.4相关技术知识.........................................................................................................................21.4.1B/S结构模式.................................................................................................................21.4.2MVC................................................................................................................................31.4.3Struts................................................................................................................................31.4.4Spring..............................................................................................................................41.4.5Hibernate.........................................................................................................................41.5术语定义.................................................................................................................................4第二章可行性研究........................................................................................................................52.1可行性研究..............................................................................................................................52.1.1技术可行性研究............................................................................................................52.1.2经济可行性....................................................................................................................52.1.3操作可行性....................................................................................................................62.1.4法律可行性....................................................................................................................6第三章需求分析............................................................................................................................63.1系统功能分析.........................................................................................................................63.2系统流程图.............................................................................................................................8第四章系统结构设计....................................................................................................................84.1系统分析模型.......................................................................................................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