Unit8PaymentThemostusedmodesofpaymentRemittanceM/T—mailtransferT/T—telegraphictransferD/D—demanddraftCollectionD/P—documentsagainstpaymentD/A—documentsagainstacceptancecommercialcreditbanker’screditLetterofCredit(L/C)ProcedureofCollectionCollectingbankRemittingbankBuyer(Drawer)Seller(Payee)(Beneficiary)123456GoodsOperationofL/COpeningBankApplicant(Importer)Beneficiary(Exporter)AdvisingBankPayingBankNegotiatingBank43215678910Letter1PaymentbyT/T1.agreewith与…一致,符合e.g.Youraccountoftheaffairdoesnotagreewithhers.同意,赞成,与…意见一致e.g.Doyouagreewithmeon/aboutthesituation?2.credit(某人在银行帐户上的)存款数额3.clearanaccount结账Theuseofaccount:①onaccount作为先付的部分款项e.g.I’llgiveyou£20onaccount.赊购e.g.Theywishtobuyourproductsonaccount.②onaccountofsth因为,为了某事物③onsb’saccount为了某人的缘故④forone’saccount有某人负担,付款Letter1PaymentbyT/T4.balance余额balanceofpayment进出口贸易差额,国际收支差额balancesheet资产负债表,资金平衡表Letter1PaymentbyT/TLetter6ProposingtoPaybyD/P1.asarule作为惯例2.on…terms/basis采用…支付方式3.asanexceptionalcase破例4.drawonsb.5.documentarydraft跟单汇票汇票用语Adraftforamount金额isdrawnbytheDrawer出票人ontheDrawee(Payer)付款人payableatsometime付款时间tothePayee收款人datedthedateofissuing出票日期marked出票条款.SpecimenofdraftExchangeforGBP21,787.00Beijing,22May,2006At90dayssightpaytotheorderofourselvesthesumofPoundssterlingtwentyonethousandsevenhundredandeightysevenonly.DrawunderBankofAtlantic,LondonL/CNo.1162/2006dated21Jan.,2006ToBankofAtlantic,ForChinaNationalAnimalLondonBy-ProductsImp.&Exp..Corp.,BeijingBranch,Beijing.SignatureTermsofPaymentUsefulSentencesonChoiceoftermsofpaymentUnder(on)…terms按……方式WeregretthatweareunabletoconsideryourrequestforpaymentunderD/Aterms.on…basis按……方式WearepreparedtoacceptpaymentforyourtrialorderonD/Pbasis.Choiceoftermsofpaymentasaspecialaccommodation作为特殊照顾Asaspecialaccommodation,weagreetoyourproposalandacceptpaymentbyD/Patsight,butthisshouldnotberegardedasaprecedent.与asanexceptionalcase(破例)用法相同Choiceoftermsofpaymenttoremit…byInordertosavealotofexpensesonopeningtheletterofcredit,wewillremityouthefullamountbyT/Twhenthegoodsarereadyforshipmentandthefreightspaceisbooked.ChoiceoftermsofpaymentLetter3Proposingtopayby30days’L/C1.“开证”的表示方法:toopenanL/CtoestablishanL/CtoissueanL/C2.drawa30d/sbillonsb.TheTypesofL/C1.SightL/CandTime/UsanceL/C即期信用证和远期信用证;Undertimedraft,themoneyispaidatadeterminablefuturetime.Thefuturetimeisdeterminedinthreeways:Payableat…dayssight(见票后…天付款);Payableat…daysafterdateofdraft(出票后…天付款);Payableat…daysafterissueddateofB/L(提单签发日期后…天)2.UnconfirmedL/CandConfirmedL/C不保兑和保兑信用证;3.TransferredL/CanddivisibleL/C可转让信用证和可分割信用证;4.L/CwithoutrecourseandL/Cwithrecourse无追索权和有追索权信用证;5.DocumentaryL/CandCleanL/C跟单和光票信用证;6.AnticipatoryL/Candpackingcredit预制信用证和打包贷款;7.RevolvingL/C循环信用证;8.CircularL/Cortraveler’sL/C流通或旅行信用证。TheTypesofL/CTermsofPaymentUsefulSentencesonEstablishmentofL/Ctoestablish(open)anL/Cthrough…(bank)WewritetoinformyouthatwehavetodayestablishedwithChemicalBankanirrevocabledocumentaryL/Cinyourfavorfortheamountof$52,000covering1,000setsofTV.tobeconfirmedby由……保兑ThisL/CwillbeconfirmedbytheFirstCommercialBankandtheywillacceptdraftonthematsixtydaysaftersightfortheamountofyourinvoice.EstablishmentofL/Ctodraw(adraft)onsb.向某人开立汇票Youareauthorizedtodrawonusat30days’againstthiscreditfortheamountofyourinvoiceaftershipmentismade.EstablishmentofL/CLetter2UrgingEstablishmentofL/C1.with/inreferenceto关于2.uptothepresent至今3.do/tryone’sutmosttodo=do/tryone’sbesttodo竭力,竭尽所能Letter2UrgingEstablishmentofL/C5.seeitthat=makesurethat务必,一定要注意e.g.Seetoitthatthedoorislocked.6.inaccordancewith按照或依据某事物,与…保持一致e.g.Thequalitymustbeinstrictaccordancewiththesample.UrgingestablishmentofL/Ctoexpedite(rush)anL/CPleaseexpeditetheL/Csothatwemayexecutetheordersmoothly.PleaserushtheL/CcoveringyourorderNo.751soastoenableustoeffectshipmentwithinthestipulatedtimelimit.toconformto…与……相一致PleaseseetoitthattheL/Cstipulationsconformstrictlytothetermsofthecontractsoasavoidsubsequentamendment.UrgingestablishmentofL/CLetter4AmendingL/CtoAllowShipmentandTransshipment1.theMercantileBank,NewYork纽约商业银行2.fewandfarbetween少的(要等很久的)e.g.Thebusestoourvillagearefewandfarbetween.Letter4AmendingL/CtoAllowShipmentandTransshipment3.via=bywayof,throughe.g.gofromLondontoWashingtonviaNewYorkIsenthimanoteviatheinternalmailsystem.我通过内部通讯系统给他发了通知。TermsofPaymentUsefulSentencesontofinddiscrepancy发现差异WehavereceivedyourL/CNo531andoncheckinguptheclauses,havefoundthefollowingdiscrepanciesinit.tomakeamendment修改PleaseinstructyourbanktomakethenecessaryamendmentsoftheL/C.AmendmentofL/Ctoamend…as…toamend…asfollowstoamend…(soas)toread将……改为PleaseamendtheL/Casallowingpartialshipments.PleaseamendtheamountoftheL/Ctoread”2%moreorless”.AmendmentofL/Ctoincrease(reduce)…to将……增加(减少)到……WehavefoundthattheamountofyourL/Cisinsufficient.Pleaseincreasetheunitpricefrom$3to$3.5andtotalamountto$70,000.AmendmentofL/Ctodelete(insert)删去(加上)Pleasedeletetheclause“bydirectsteamer”andinsertthewording“Transshipmentandpartialshipmentareallowed”.AmendmentofL/CLetter5AskingforExtensionofL/C1.postpone使某事物延期,推迟某事物e.g.ThematchwaspostponedtothefollowingSaturdaybeca