硕士论文-中储股份质押监管业务的探析

华中科技大学硕士学位论文中储股份质押监管业务的探析姓名：詹俊申请学位级别：硕士专业：工商管理指导教师：龚朴20081030IIIAbstractMortgages-safekeepingisthatgoodswithlegaloccupancyofpledgeorpledgeassetstopledgee,CreditguaranteeaspledgeetofinancierinCreditfinancing.Supervisoracceptingpledgee'sentrusting,Duringthemortgages-safekeeping,AbusinessmodelwhichSupervisorsupervisegoodsbythepledgee-order.Itisafirstinanewtypeofforeignfinancingservicethatisatoolforfinancialinnovation.Itisalsotheexpansionandextensionofbankcreditloanbusiness.Itistheuseoffinancialinstrumentswhichbringthestorageofvalue-addedactivities.Inthemortgages-safekeepingwhichinvolvedinthreeentityislogisticsenterprise(supervisor)andcustomers(pledgeor)andfinancialinstitutions(pledge),Mortgages-safekeepingcanimprovetheinventoryturnoverrateofcustomers,theexpansionofsalesandprofits,itwillalsobeabletoprovidecustomersamorevaluablewaytooperateinthecapitalflow,informationflow,logistics.Mortgages-safekeepinghelpthetraditionalwarehousingfirmstodigoutthenewprofittarget,itisthefasttransitioninthetraditionalwarehousingfirmstothemodernlogisticsenterprise.Onthefinancialsector,itsolvedifficultbetweentheSMEloansandthebankloans.Forthewholeofsociety,itincreasetheeconomicefficiencyoftheoperationasawhole.Thatonethingisforsure,mortgages-safekeepingnotonlyhelpthelogisticsenterprisesandthebankavoidingtheriskbutalsoistowinalargenumberofcustomers.Thisarticlewillbeinstockcertificatesasexample,layingemphasisonZhongChuCompanyintheapplicationanddevelopmentofmortgages-safekeeping.DuetoChinesemortgages-safekeepingbusiness'sdevelopmentisalsoattheearlystage.Thedomesticlogisticsenterpriseutilizethemostmortgages-safekeeping’smodelisstillthetotalcontrolofmovablepropertymortgaging.Therefore,thisarticlewillelaboratetherolesandadvantagesactedinthemortgages-safekeepingofZhongChuCompany.Meanwhile,thispaperwillalsobeanin-deepanalysisofthereservoirintheZhongChuCompanytocarryouttheobjectivesofbusinesscustomersandhowtoselectmortgage’sobjects.Asaresultinpracticalapplications,Logisticsenterprisescarryoutamortgages-safekeeping’sbusinessisnotjustamortgageofmovableproperty,butinaccordancewithspecificcustomerneedstocarryoutthemortgageofwarehousereceipts,thepersalestransactionIIIofmovablepropertymortgaging,thetotalcontrolofmovablepropertymortgaging,thebuyercredit,importissuingmortgaging,etc.Therefore,thisarticlewillgiveabriefdescriptionontheChina'slogisticsbusinesstocarryoutothermortgages-safekeeping’sbusiness.Sincetheriskofmortgages-safekeepinghavingtheirown,inaddition,thesubprimemortgagecrisisandmortgages-safekeeping’smeasuresarenotperfectinchina.TheCommercialbankholdacautiousattitudetocarryoutamortgages-safekeeping’sbusinessforalongtime.Therefore,thisarticlewillalsofocusesonhowtocarryouttheeffectiveinternalsupervisionandriskpreventioninMortgages-safekeeping.Inaddition,thisarticlewillcombinedwithcasestudiesonhowtomaketherightchoicetoeffectivelyhelpbanksavoidingriskandcarryouteffectivemortgages-safekeeping‘sbusinessinthenewsituation.Keywords:Mortgages-safekeepingRiskLogistics111.11.1.1UPS[1]UPS20015FirstInternationalUPSUPSCapitalUPSUPSUPSUPSUPSUPSUPSUPSUPSUPSUPSUPSUPSUPS[2]2[3]1.1.220006007873031.2----UPS19921999--120%707111510204[22]1.3522.1[18]2-12-16[19]2-22-2[22]7[23]2.23008[30]0%10%20%30%40%50%60%60%15%14%10%2-3200720057020073007071115102077.5%16802-360%[36]92-12006-2008920072006()()%%15484710%12%16%-4%259264672%20%26%-6%20183507534%16%15%1%726565410%6%7%-1%59018345%0%0%0%3223116957%2%2%0%47703125190%4%2%2%14120259823%11%12%-1%3317317610113%26%17%9%4366168263%3%3%0%1291003263434%100%100%20%11%26%3%12%16%6%0%4%2%2-4200819216110103%1044575%47703125190%102227065801000020000300004000050000199920002001200220032004200520062007()2-51999-2007200620064.611.52006190036000247801.83000780020238002.32.3.11112[25]3100[26]2-62-6122.3.21()()[29]80%[32]2;;13[34]3[35]142.41[33]2[36]A80002-28000600070%60000.1%30%10000/15=/*100%=/=6000*1-30%/70%=600010%66002-36000*60%*0.1%*1243.210000*1212-31.2(1(2(3(416(5/1(6/(2)(73(83)[36][36](1(2(317(4(5(62222/12(73418,[36]5[37]2-72-741933.1123[38]203.23.2.1[38]3.2.211232122134[40]3.2.31123421[41]2322[38]33.3[39]3.3.11232[44]32443.3.21)2252034[44]526[45]67[27]45633-58273.3.3124228,37032003.3.41[23]292[46]3.3.513412245123323442303322541552431121570%200500124531354454131231,54434(31)13354125543213244.14.1.1AA8200A1028010730A200412240114M25600M23500M21600M2108040A680300334.1.2BB200310836048400019981120005B95102120064.24.2.11A2020077.0726004.323.16846740003.91354A:20073AAAA3420075AB220077BA4-1328040%246030%246030%4-220052006200720086162872949441064432333995895911632124592651855651478126-31977592910192359117932630136518954689116351485720020020020045516293734372141363361132743974273418841596319146652372424538400100010001600630061503965112531621016420151711054851987041661550269294-170-334-579-3459968148281734018695:50008200820082004346434643464346623228247946149354-32005200620072008639%50%57%57%1.761.411.681.721.281.051.020.914850604-4200520062007200861558636253707973912911452082274118386221660251213547.340%5.740%3.870%6.230%11.190%14.480%57%70