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13.1(OECD)(EU)(ASEAN)(UNCTAD)(GATS)(NAFTA)13M.(M.BruceMcAdam)413.213-113.2.11.(IMF)(GATT)(OEEC)218194817()1961()19641994(1995)(1996)(1996)(1996)2.(theInvisibleCode)()(measures)(theCapitalMovementsCode)()()(NationalTreatmentInstrument)()(reservations)(progressiveliberalization)3519613.2060219134()()()()(theCommitteeonCapitalMovementsandInvisiblesTransactions)(CMIT)(theMultilateralAgreementonInvestment)(19956)199713.2.21.19573256()2201973198119861994151987199413-1PoliticalHandbookoftheWorld(1996)(directives)(EuropeanCommission)13-113-213-2SwissReinsuranceCo.,199022113••••••••••626••••15••41987(theSingleEuropeanAct)1992()()1999199119932.19731979(theFirstGenerationInsuranceDirectives)19881990(largerisks)620()1280250(massrisks)1992199471()()2221994()13.2.31.1994(GATT)(WTO)199511100()•1/3•••••()2.1/5()()2231343()()(prudentialcarve-out)()4.199519941995()(MFN)(BankingHoldingCompanyAct)19971231199713.2.4199411()()2241.(1)(5)20002000(2)2000(3)(4)(NAFTA)(5)(6)120(7)(8)(theFinancialServiceCommittee)2251342.1994332005(FTAA)(theAndeanPact)(CACM)(CARICOM)(MERCOSUR)(1995)13.2.5160(SpecialInsuranceProgramme)()13.2.6101975(AIC)226(ASEANInsuranceCouncil)198813.2.719891/2(APEC)1993199418(13-2)201020201995199713-213.3(NAIC)13.3.11150227134(publicpolicy)(IID)(surpluslines)142113.3.2199353(InternationalAssociationofInsuranceSupervisors,IAIS)807012199551(theRecommendationConcerningMutualAssistance,CooperationandSharingInformation)()1995(IOSCO)22813.3.31.(ASSAL)19792.()1993(OffshoreGroupofInsuranceSupervisors)()()13.422913413.4.1()1.()2.3.2304.13.4.213-1Asia-PacificEconomicCooperation,Singapore:::::::