12(205)200012ResearchonFinancialandEconomicIssuesNumber12(GeneralSerialNo1205)December,200021WTO(,116023):,,,,,,WTO,,:;;;:F83213:A:10002176X(2000)1220067203,,,,,,,,,1019752,(BasleCommittee)19759,(BasleAgreement),,,,19835,,,,,,,(),19887(Internationalconvergenceofcapitalmeasurementandcapitalstandards),,,,19917(BCCI),:,,,,19927(MinimumStandardforthesupervisionofinternationalbankinggronpsandtheircross-borderestablishments),80,,:2000208206:(1943-),,,,,,,,,,19961(AmendmenttotheCapitalAccordtoincorporatemarketrisks),,21,199963(NewCapitalAdequa2cyFramework),1988,2000,,,,,100,,,,111988,19996,,,,,:(Super2visoryreview)(Marketdisci2pline),,2119881996,,:(),,31,,,41,:(),WTOWTO,2000WTO,WTO,,,GATS,(),8090,WTO,,,,,,,()1997,,,,,,WTO,,,,,,()(),GATS,,;,,,,,,,,,,,,,,:,86200012205;,,,,,,,,,WTO,(),8%,19982700,,,19984%6%,8%,,,1994,,,,,,,,,:,,,,,,(),,,,,,,19921210,,,,,,,(),,,,,,,,,,,1997,33%,13%,,(),,,,,,,,,,,,,,,,,,,,,,,,(:)9621WTO