@163.com22.12080,,,[1~4],,,[5],,[6]-[7],,,[8~9][10][11](),[12]2.2,,,,,80,20,,,,,,[5]33.11501201507650133.2901994661.74187635.27[141991779.081216[2],64.119981991255093007415852090(1840-1992)334492136131410148952323202527232117323938395033312521252525332220161840-199254443556112111211463223987944361010121781061123232840192314261950-1992444354743.344.1://://[8].[].,1997,8(3):226-252.TheImplementApproachStudyonFloodInsuranceinChinaLIUJianfenZHANGXingnanXiaDazhong(StateKeyLaboratoryofHydrology-WaterResourcesandhydraulicEngineering,HohaiUniversity,Nanjing210098,China)AbstractThedifferenceoffloodinsuranceimplementbetweenChinaandtheotherscountries,forexampleU.S.A,German,Japanandsoon,ispointedoutonthebaseoftheactualanalysisinthesecountries.ThefloodinsurancemeasureinChinaisputforwardbyaccordingtofloodcharacteristics.Firstly,thereservedfundisthebestimportantthing,needingthesupportofthegovernment.Secondly,thefloodinsuranceorganizationshouldbeestablishedbythebasinsetup.Thirdly,thefarmlandnotthefarmcropplantedinthefarmlandistheinsuredobject.Fourthly,Thestudyandanalysisoftheflood:flood;risk;insurance1972