中国股份制商业银行盈利能力研究_以五家上市银行为例

整理文档很辛苦,赏杯茶钱您下走!

免费阅读已结束,点击下载阅读编辑剩下 ...

阅读已结束,您可以下载文档离线阅读编辑

资源描述

1320094198420074300602004-20081997[1]19991991-1997[2]2000[3]2001(ROA)(ROE)14[4]2002[5]P59-1242004411[6]2004-2008ROEROE2004-2008ROE11ROE1ROE20082004ROEROE2008ROE15ROEROEROE1.ROEROEROEROE=/ROEROAROA22=×1==+++2=3NRTAIS:YSQSFY:PLYWSD2.ROEROE1120042008ROA0.54%1.33%0.75200427.71200821.45ROEROAROAROA16200620040.51%0.01%ROE12004-2008ROE20042005200620072008/2.40%2.29%2.30%2.59%2.98%/0.15%0.21%0.27%0.49%0.49%/0.06%0.12%0.11%0.05%0.04%/1.23%1.24%1.19%1.28%1.50%/0.01%0.01%0.01%0.25%0.33%/0.51%0.50%0.40%0.01%0.02%/0.32%0.37%0.35%0.44%0.37%ROA0.54%0.51%0.76%1.16%1.33%27.7131.2223.3821.2921.452004-2008220042008ROEROEROAROA20082008200833%25%2008ROA220040.69%20080.28%200820080.14%0.49%22004-2008ROE20042005200620072008/2.31%2.43%2.58%2.64%2.41%/0.06%0.06%0.08%0.12%0.14%/0.15%0.06%0.08%0.06%0.09%/1.16%1.19%1.13%1.27%1.18%/0.01%0.00%0.01%0.00%0.00%/0.69%0.60%0.57%0.38%0.28%/0.25%0.31%0.39%0.57%0.21%ROA0.43%0.45%0.49%0.60%0.96%33.4135.9227.9032.3331.422004-20081731ROE2007ROE200352003318200382720082263,999,671,00032004-2008ROE20042005200620072008/1.66%2.22%2.31%2.46%2.89%/0.07%0.07%0.15%0.26%0.42%/0.54%0.01%0.04%0.04%0.02%/1.16%1.26%1.39%1.50%1.70%/0.00%0.00%0.00%0.00%0.01%/0.34%0.29%0.30%0.25%0.62%/0.19%0.27%0.21%0.31%0.24%ROA0.45%0.49%0.56%0.68%0.79%35.0935.6738.7326.8119.282004-20083ROA200820070.25%20080.62%151.79%4ROE200833.41%4.32%420081.55%42004-2008ROE20042005200620072008/2.61%2.39%2.70%2.72%2.66%/0.09%0.11%0.12%0.15%0.18%/0.09%0.09%0.22%0.13%0.12%/1.41%1.33%1.44%1.43%1.34%/0.00%-0.03%NaNaNa/0.92%0.81%0.76%0.58%1.55%/0.10%0.13%0.27%0.32%0.04%ROA0.14%0.16%0.56%0.75%0.13%44.5644.1843.5444.4533.38200-20085ROE182.5%20082.98%1.90%200852004-2008ROE20042005200620072008/1.53%1.54%1.66%1.90%1.84%/0.09%0.11%0.07%0.08%0.11%/0.07%0.17%0.53%0.43%0.45%/1.05%1.15%1.14%2.41%1.19%/-0.05%-0.05%-0.04%-0.01%0.00%/0.48%0.45%0.55%0.60%0.67%/0.21%0.20%0.21%0.29%0.13%ROA0.33%0.36%0.32%0.35%0.41%40.0036.6741.2548.9144.462004-200820082007200733%25%[1][J]20011020-22[2][J]199958-11[3][J]2000347-52[4][J]2000849-51[5].[M]200251[2][8][12][18][24][J]2008259-61[3][21][J]2006511-17[4][J]1995223-29[5]BowenHRTheCostofHigherEducation:Howmuchdocollegesanduniversityspendperstudentandhowmuchshouldtheyspend[M]SanFraciscoJossey-Bass1980[6][J]1991451-55[7][13][17][27][J]200329-12[9][J]2008929-30[10][M]2008[11][16][26]2004[J]20071076-78[12][J]2007646-48[13][J]2005434-38[15][J]20032004[19][23][J]2008540-43[20][D]2004[22][J]2008536-39[25][J]2008921-24[28][J]20024108-111[29][J]1995220-22[30]20[J]2004229-34TheReviewofChina'sHigherEducationFundingModelSuLiminSchoolofPublicFinanceandTaxationZhongnanUniversityofEconomicsandLawWuhan430060China)AbstractFundingmodelofhighereducationdeterminesthefundswhethercanbeenreasonably,timelyandsmoothlyallocated,agoodfundingmodelcanenablethedevelopingcountriesusethelimitedfundingmoreeffectivelySoweresearchthedevelopmentofChina'shighereducationfundingpatterns,analyzetheproblemsofChina'shighereducationfundingmodelandtherelatedliteraturesthathowtoimprovethefundingmodel,givethedirectionofresearchforthelaterresearch-ersKeywordsHigherEducation;FinancialAllocation;Model[6][J]2004653-54AStudyofProfitabilityofChineseShare-holdingCommercialBanksTakingFiveListedCommercialBanksasExamplesLeYunXinhuaSchoolofBankingandInsurance,ZhongnanUniversityofEconomicsandLaw,Wuhan430060,ChinaAbstractThroughtrendandfactoranalysisofprofit-makingcapabilityoffiveChineseshare-holdingcommercialbanksacross2004-2008,thispapertriestoidentifytheprofitabilityinthecurrentsituationandthestrengthsandweaknessesofprofitability.TheresultsuggeststhatChinaMerchantsBanksperformanceisthebestinallofthebanks,mainlyduetogooduseofinterest-bearingassets,highdevelopmentofoff-balancesheetbusinessandstrictriskcontrolability,whileShenzhenDevelopmentBanksperformanceistheworst,mainlybecauseofitslowqualityofassets.KeyWordsShare-holdingCommercialBanks;Profitability;ListedCommercialBanks

1 / 7
下载文档,编辑使用

©2015-2020 m.777doc.com 三七文档.

备案号:鲁ICP备2024069028号-1 客服联系 QQ:2149211541

×
保存成功