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V1.0IC1ICIC1ISO7816EMV’961ICEMV’963IC1.ICICICIC2.EMV’96:1996EMV’96:1996EMV’96:1996FIPSPub180-1:1995IEC512-2:19792ISO639:1988GB2659:1994(ISO3166:1993)GB/T12406:1996(ISO4217:1995)GB/T15120.11(ISO/IEC7811-1:1992)GB/T15120.33ID-1(ISO/IEC7811-3:1992)SJ/S9028ISO/IEC7813:1990GB/T16649.1:19961(ISO/IEC7816-1:1987)GB/T16649.2:19962(ISO/IEC7816-2:1988)GB/T16649.3:19963(ISO/IEC7816-3:1989)ISO/IEC7816-3:199232ICV1.01:T=1ISO/IEC7816-3:199432()ISO/IEC7816-4:19954ISO/IEC7816-5:19945ISO/IEC7816-6:19956()ISO8731-1:19871DEAISO8732:198764GB/T16263:19961(ASN.1)(ISO/IEC8825:1990)GB/T15150:1996(ISO8583:1987)ISO8583:1993GB/T15273(ISO8859:1987)ISO/IEC9796-22ISO/IEC9797:1993ISO/IEC10116:1993nISO/IEC10118-3:19963ISO/IEC10373:1993IC()(1996.3)IC(1997.1)3.3.1Block3.2ColdResetICIC3.3WarmResetCLKVCCIC3.4InterfaceDeviceICV1.0IC33.5TerminalIC3.6CommandIC3.7ConcatenationIC…3.8Contact3.9ResponseIC3.10Embossing3.11PrologueFieldADPCBLEN3.12EpilogueFieldEDC3.13FinancialTransaction3.14Function3.15Guardtime3.16HashFunction•••3.17HashResult3.18InactiveIC(VCC)0.43.19IntegratedCircuit(IC)/3.20(IC)IntegratedCircuit(s)CardID1(ISO7810ISO781115ISO7812ISO7813)3.21Message4ICV1.03.22MessageAuthenticationCode3.23Nibble3.24Plaintext3.25Ciphertext3.26Key3.27DigitalSignature3.28CryptographicAlgorithm3.29CertificationAuthority3.30SymmetricCryptographicTechnique3.31AsymmetricCryptographicTechnique,,3.32PrivateKey3.33PublicKey3.34PublicKeyCertification3.35SecretKey3.36DataIntegrity3.37HStateHIC103.38LStateLIC103.39T=03.40T=1V1.0IC54.AACAARACACKADFAEFAFLAIDanansAPDUARPCARQCASN.ATCATRbBERBGTBWIBWTC-APDUAPDUCBCCINCLACLKcnC-TPDUTPDUCWICWTDADDDFDEADESDFDIREDCEFEMVEuropayMastercardVISA6ICV1.0etuFCIfFIPSGNDhex.HHMMHHMMSSI-blockICICCIECIFDIFSIFSCICIFSDIIHIILINFINSI/O/IOHIOLISOKMKSLclcmLeLiccICLENLrLRCMMACMFnNADNAKNCANINICICOP11V1.0IC7P22P33PANPCAPCBPIPICICPINPIXPSAPSEPTSR-APDUAPDURFURIDRSARSTR-TPDUTPDUSADSAMSCASISICICSFISHASW11SW22TALTCTCKtF90%10%TLVTPDUtR10%90%TTLTVRVCCVCCVCCVIHVILVOHVOLVPPWI8ICV1.0CCYYMMDD‘0’‘9’‘A’‘F’16[]A:=BABA=BABA≡BmodnABn,d,(A-B)=dnAmodnAnabs(n)nY:=ALG(K)[X]K6464XX:=ALG-1(K)[Y]K6464YY:=Sign(SK)[X]SKXX=Recover(PK)[Y]SKYC:=(A||B)mBnAC=2mABH:=Hash[MSG]80MSGlcm(a,b)ab|n|N(X|n)Xn(n=pq,pq)JacobiJ:=(X(p-1)/2modp)(X(q-1)/2modq)J=1j=(pq-p-q+1)(X|n)=1(X|n)=-1XJacobin,xx5.5.1ICICICICISO/IEC7816EMV’965.1.1ICV1.0IC95.1.1.1ICISO7816-1X-5.1.1.1.1IC0.05mmIC0.01mm5.1.1.2ISO7816-22/1-15.1.1.3ICISO7816-21C1(Vcc)C5(GND)C2(RST)C61)C3(CLK)C7/(I/0)-1ICC4C8C6C6IC2):1)ISO/IEC7816(Vpp):2)5VC6≥10M10ICV1.05.1.2IC5.1.2.1IC(IFD)GND050ICPVC()5.1.2.2/(I/O)()()ICI/O()IC5.1.2.2.1(Vcc)5.1.2.6IC2VIH0.7VccVccVVIL00.8VtRTF_1.0µs-2I/O-0.3VVcc+0.3VI/OIC5.1.2.2.2,IC3VOH-20µAIOH0Vcc=min.0.7VccVccVVOL0IOL1mA,Vcc=min.00.4VtRtFCIN(terminal)=30pFmax._1.0µs-3I/OICI/OI/OV1.0IC115.1.2.3(Vpp)ICVpp(5.1.3.3)5.1.2.4(CLK)Vcc5.1.2.6IC4VIHVcc-0.7VccVVIL00.5VtRtFVcc=min.tomax._9%µs-4CLK-0.3VVcc+0.3,CLKIC44%56%IC1MHz5MHzIC1%5.1.2.5(RST)Vcc5.1.2.6IC5VIHVcc-0.7VccVVIL00.6VtRTFVcc=min.tomax._1.0µs-5RST-0.3VVcc+0.3VRSTICIC5.1.2.6(Vcc)Vcc5V0.5VIC5.1.2.450mAICICICIC5.1.2.7IC(IC)500m(ISO/IEC10373)12ICV1.05.00µm1.25µm5.1.35.1.3.1ICIC•ISO/IEC7816-1•ISO/IEC7816-22•ISO/IEC7811-13()ICICIC()IC5.1.3.2IC0.2N0.6N5.1.3.36C1(Vcc)C5(GND)C2(RST)C6C3(CLK)C7/(I/0)-6C4C8C6C6GND1.05VccC65.1.4IFD5.1.4.1ICGND050V1.0IC135.1.4.2/(I/O)()IC()ICIC,I/O()ICVccVcc5.1.4.6I/O5.2.1.2I/O5mA5.1.4.2.1IC7VOH-20µAIOH20µA,Vcc=min.0.8VccVccVVOL-1mAIOL0,Vcc=min.00.3VtRtFCIN(ICC)=30pFmax._0.8µs-0.25Vcc+0.25V-7I/OICI/O5.1.4.2.2IC8VIH0.6VccVccVVIL00.5VtRTF_1.2µs-8I/O5.1.4.3(Vpp)Vpp(5.1.3.3)5.1.4.4(CLK)914ICV1.0VOH0IOH50µAVcc=min.Vcc-0.5VccVVOL-50µAIOL0,Vcc=min.00.4VtRtFCIN(ICC)=30pFmax._8%µs-0.25Vcc+0.25V-9CLK1MHz5MHz1%(5.2)45%55%5.1.4.5(RST)10VOH0IOH50µAVcc=min.Vcc-0.5VccVVOL-50µAIOL0,Vcc=min.00.4VtRtFCIN(ICC)=30pFmax._0.8µs-0.25Vcc+0.25V-10RST5.1.4.6(Vcc)5V0.4V055mAVccICICVcc40nAs400nsIC100mA55mA200mA5.1.4.7(IC)500m(ISO/IEC10373)IC5.00µm1.25µm5.1.4.8ICV1.0IC155.1.4.9ICIC5.2.1.25.2.1.55.25.2.15.2.1.1•IC•ICIC••IC5.2.1.2ICIC(VOL5.1.4Vcc0.4V)IC3)±0.5mm/(2)-2:3)IC(ISO7816-2)16ICV1.0•RST•I/0CLKVcc•Vcc5.1.4.6I/O5.1.4.4I/O200VccVccI/OI/OICI/O5.2.1.3ICIC5.35.4.25.4.35.2.1.3.15.2.1.2IC(3)•T0CLK•T0200ICI/OI/OICI/OT0200•T0RSTT0T140,00045,000RST•ICI/OT140040,000(3t1)•IC5.2.1.5-3V1.0IC175.2.1.3.25.2.1.35.4IC(4)•T0’RST•VccCLK5.1.4.45.1.4.6;•T0’200ICI/OI/OT0200•T0’RSTT0’T1’40,00045,000RST•ICI/OT1’40040,000(4t1’)•IC5.2.1.5-45.2.1.4ICIC75.2.1.5()(5)•RST•RSTVccCLKI/O•RSTCLKI/OVccVcc0.4V18ICV1.0-55.2.2IC1m/sIC1mm5.2.1.5ICICIC5.3I/OICIC5.55.3.1I/O(etu)I/OetuCLK(f)etu:etu=372ff(FD5.4)etuetu=FDffV1.0IC19F=372D=1etuetu372fetuetuf15MHz5.3.2I/OIC(TS)(5.4.3.1)I/O10(6)•1•8•I/O0.2etu’1’80.7etu(n+0.50.2)etu(n)1n(n0.2)etu(100.2)etuIC(I/O)T=0ICI/O(5.5.2.3)-6(TTL)(m.s.)I/O()TS(5.4.3)5.45.2.1.3IC(20ICV1.0)5.45.5b8b1’3F’5.4.112etu9600etuIC19,200etu4)(TS)12etu5.4.2ICICT=0T=1()ICICICT=0T=1ICIC1112ICTST=0()IC11TS‘3B’’3F’T0‘6X’TB1TC1XTB1‘00’VppTC1‘00’’FF’’FF’(5.4.3.3.3)-11T=0ATR:4)etu(5.3.1)V1.0IC21T=1()IC12TS‘3B’’3F’T0‘EX’TB1TD1XTB1‘00’VppTC1‘00’’FF’’FF’(5.4.3.3.3)TD1‘81’TA2TC2TD2T=1TD2‘3