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保险英语词汇A2009-09-30英文中文abandonment委付abandonmentclause委付条款accident意外事故accountingperiod结算期actofgod不可抗力actualtotalloss实际全损actuarialmethod精算法actuary保险精算师additionalpremium附加保险费additionalrisk附加险advanceprofit预期利润aggregatelimit累积限额aggregatedloss累积损失all-riskspolicy一切险保单antiselection逆选择applicant投保人application投保单approved承保assignmentclause转让条款average海损、海损分摊averageadjuster海损理算人averageclause共同海损分担条款保险英语词汇B2009-10-09英文中文balance所欠款项beneficiary受益人binder暂保单bindingslip暂保单breakageofpacking包装破碎险保险英语词汇C2009-10-10英文中文broker经纪人capacity承保能力captive自保公司captivepools自保组合cargodamageadjustment货损理算cargodamageinspection货损检验cargodamageprevention货损预防cargodamagereport货损报告cargodamagesurvey货损检查，货物损坏检验cargoinsurancepremium货物保险费cargoinsurancerate货物保险费率cargoinsurer货物承保人cargopolicy货物保单，货物保险单cargopremium货运保险费，货物保险费cargounderwriter货物保险承保人（商），货险承保人，货物承保人cashloss现金赔款cashvalue现金价值catastrophe巨灾catastropheexcessofloss（CXL）巨灾超赔\巨灾超赔分保categoriesofinsurance保险类别cedingcompany分出公司ceding(insurance)company分保公司ceding,retrocession(forreinsurance)分保certificateofcargodamage货损证明certificateofinsurance保险证明、保险凭证cessionlimit分保限额ChinaInsuranceClause(CIC)中国保险条款claim索赔claimassessor索赔人claimsettlement理赔claim-prone容易出险claimsandarbitration索赔与仲裁claimsassistance理赔协助clashandbreakage碰损，破碎险cleancut结清方式coinsurance共保co-insurance共同保险co-insurancecompany共同保险公司combinedratio综合赔付率commencementandtermination起讫concurrentinsurance同时保险consequentialloss(CL)后果损失constructivetotalloss推定全损contingentliquidity或有流动性continuedinsurance继续保险co-relatedrisks关联风险cover承保、责任额covernote保险证明书,承保单，保险证明covernote暂保单（证明同意承保的临时文件）coverage受保范围保险英语词汇D2009-10-12英文中文damage损坏赔偿金damagecargoclerk理残员，货损管理员damagecargolist货损单，残货单damagecertificate损坏证明书damageclaim损坏索赔damagedbyothercargo由其他货物损害damagedcargolist受损货物单damagedcargoreport受损货物报告书，货物损害报告deductibles免赔额depositpremium预付保费destroyed毁坏disbursementpolicy(船舶)驶费保险单dividendsystem红利制度doubleinsurance双保险dualvaluationclause双重价值条款保险英语词汇E2009-10-13英文中文employer业主Endorsement批单endorsement:签注endowmentinsurance养老保险endowmentpolicy人寿定期保险单eventlimit事件限额exgratiapayments通融赔款excessloss超额赔款excessoflosscover超额赔偿excessofloss（XL)超赔分保exclusion除外责任EXLprotection超赔保障exposedareas风险承受区域exposurerating风险评估extended-terminsurance过期保险extracharges额外费用extrapremium额外保险费extraneousrisks(additionalrisks)附加险保险英语词汇F2009-10-14英文中文facultativebusiness临分保facultativereinsurance临时分保faultliability过失责任financialquotashares成数分保fineprint细则finiterisk有限制的风险finiterisktransfer有限风险转移floatingpolicy浮动保险单franchise(deductible)免赔额；免赔率freeofallaverage(FAA)全损赔偿freightinsurance运费保险freightpolicy运费保险单fullcoverage全额承保fullinsurance全额保险fullinsurancevalue足额保险价值fullliability全部责任保险英语词汇G2009-10-15英文中文generalaverage（GA）共同海损graceperiod宽限期grossnetpremiumincome（GNPI）总净保费收入groupinsurance团体保险guaranteeofinsurance保险担保书保险英语词汇H2009-10-16英文中文hazard危险因素healthinsurance疾病保险，健康保险heavydamage严重破坏holisticrisktransfer整体风险转移hookdamage勾（钩）损险hourclause小时条款保险英语词汇I2009-10-19英文中文IBRNreserve已发生但未报的损失储备金，IBRN储备金importcargoinsurance进口货物保险increasedvalueclause增值条款increasedvalueinsurance增值保险increasingcoverage,extendingcoverage加保Incurredbutnotreportedlosses(IBRN)已发生但未报的损失indemnitylimit赔偿期限indemnityperiod赔偿期individuallosses单一损失industrialinsurance产业保险inflatedclaim超额索赔inherentnatureofcargo货物的固有性inherentvice内在缺陷inherentviceofcargo货物固有缺陷inspectionofcargo积货鉴定，货物检验，检查货物inspectionofcargoGAorPA海损(单独海损或共同海损)鉴定inspectionondamagedcargo货物残损检验installmentinsurance分期付款保险InstituteCargoClauses(ICC，I.C.C.)协会货物（保险）条款insurability可保性insurance保险，保险费，保险金额insuranceact保险条例insuranceagainstrisk保险insuranceagent(s)保险代理，保险代理人insuranceamount保险金额\保险额insuranceapplicant投保人insuranceassessor保险公估人insurancebroker保险经纪人insurancebusiness保险企业\保险业insurancecapacity承保能力insurancecertificate保险凭证\保险证书insuranceclaim保险索赔insuranceclause保险条款insurancecommission保险佣金insurancecompany保险公司insuranceconditions保险条件\保险契约约定条款insurancecontract保险合同insurancecorporation保险公司insurancecoverage保险范围，保额insurancedeclarationsheet(bordereau)保险申报单(明细表)insurancedivision保险部insurancedocument保险单据insuranceexpense保险费insurancefond保险基金insuranceindustry保险业insuranceinstruction投保通知，投保须知insurancelaw保险法insuranceonlastsurvivor长寿保险insuranceperiod保险期限insurancepolicy保险单\保单insurancepremium保险费insuranceproceeds保险金（保险收入）,保险赔偿金，保险赔款insurancerate保险费率表insurancesecuritization保险证券化insuranceslip投保单\投保申请书insurancesubject保险标的insurancetreaty保险合同insuranceunderwriter保险承保人insurancevalue(insuranceamount)保险金额insurant被保险人，受保人insure保险、投保、保证insured被保险人insuredamount保险金额insuredloss保险损失insuredproperty参保物业InsuredValue保险价值insurer保险人、保险公司，保险商insurer(underwriter)承保人、保险人investmentinsurance投资保险保险英语词汇J-L2009-10-20英文中文Jjettison投弃Llawofinsurance保险法lawoflargenumbers大数法则leaflet说明书lessexposed损失可能性小letterofguarantee保函，保证书liability责任liabilityinsurance责任保险licensebond执照保险lifeassured人寿保险投保人lifeexpectancy平均余命lifefund人寿保险基金lifeinsurance人寿保险lifeinsuranceactuary人寿保险精算师lifeinsurancereserve人寿保险责任准备金lifeTable生命表lightdamage轻度破坏limits投保限额lineslips分保条liquiditysupport提供流动资金Lloyd劳合社loading附加费loading人寿保险附加费lossadjuster损失理算人lossoccurrence损失发生lossoccurringbasis损失发生基础lossofprofit利损险lossparticipation分担损失lossratio损失率lossratio赔付率losssettleme