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[],,59,,,,,,,[];;:(1954),,(,100045),:,,:,,;,,,,,,,,,2007/92341:,,,,,,,,,10,10,101715,1134,217,013643,11,1,,,,,20,,,,,,,,,,,,,,IT100%,,,IT,,,,,,,,,,,,,:,,,,,,,,,22007/9234,,,:,,,(),(),,:,,,,,,,,,,,,:,,,,,,,,,,,,:510;32007/92343;3:,;,;,;,;,;,;,;,:,;,;,2008;;:2007,,,,,:,(20032005),,,,,(20062008),,2006,2007,2008,2007,2008,,(),,,,,,,,,(20092010),,,,42007/9234,,,,,,,(20112015),,,,,,,,,,,2015,(),,6000(,4000,880,950),2020031650,,,,,,,;,,,;,,,,,(),(),,18,:9,3,6185523,13843,,:,,2007/92345,,,,,,,,,,,,,,,,,,()2003,4,,,();,,:,,,,,,,,,,();,,,,,,,,,,,(),;,,,,,,()(),2020,1520,,62007/9234,11,(),,(),,();,,,(),;,;,,,(),,(,),,(),,,,SeveralIssuesinRuralFinanceofChinaTangShuangningAbstract:Ruralfinanceinvolvesmanyaspects,andisverymuchpolicy-orientedandcomplex.InChina,theruralbankingfinancialinstitutionshavefivecategoriesandninetypes,namely,AgricultureBankofChi2na(commercialbank);AgricultureDevelopmentBank(policybank);RuralCreditCooperatives,RuralCommercialBank,RuralCooperationBank(ruralcooperationfinancialinstitution);postalsavinginstitu2tion;TownshipBank,RuralLoanCompanyandRuralMutualFund(new-typeruralfinancialinstitution).ThemajorproblemofChineseeconomyistheurban-ruraldualeconomicstructure.Infinancialarea,itistheurban-ruraldualfinance.Suchproblemsandrelatingissueshavetobeaddressedwithgreatattentiontoachievetherealbreakthroughandprogressofthereform.Thispaperhasasystematicandthoroughdiscus2siononthoseissues.Keywords:ruralfinance;fund;formalmanagement[:200717120:][]F830146[]A[]1000-8306(2007)09-0001-072007/92347