大学金融学授课ppt模板之银行的秘密（黄色淡雅）newsfo

SUBMITTEDBY:PALLAVISAGGARMBA-2ANewsonBankingSector1.SBILIKELYTOEXTENDTEASERRATESBEYONDSEPT.SBItoextendhomeloansschemesbeyondSept30.Homeloansupto50lacinterest8%for1yr9%for2nd&3rdyr,1.75%abovebaseratefor4thyr.SBIBaserate7.5%ayr.SBI,theCountry’slargestlender,launchedTeaserrateschemeinAug,2009.2.PSUBANKSOUTSHINEPRIVATEBANKSINWAGES.For1sttimePSUBankshavespentalargerpartoftheirincomeonwagesascomparedtoPublicBanks.AstudyconductedbyBostonConsultancyGrouphasfoundthatperemployeesalarycostforPSUisRs.5.6lacperemployeehasfor1sttimeexceededPrivatesectorBankatRs.5.4lacperemployeein2010.3.Bankmaygettofixinterestrateonsavinga/cRBIhasmovedastepforwardtoDeregulatetheinterestrates.DeregulationmeansthatBankswouldbegivenfreedomtosettheinterestratesonsavinga/cbasedontheirneedforfunds.RateofinterestonsavingsdepositismandatedbyRBIat3.5%.AsBanksarecalculatinginterestratesondailybasis.4.Hundredyr.ofCentralBankIn2011,theCentralBankwillcelebrateitscentury.CentralBankwasestablishedonDec21,1911bySirSorabjiPochkhanawala.Itwas1stCommercialBankowned&managedbyIndians.5.RegulatorsplanReinsuranceoverhaulwithnewnorms.NewguidelinesofReinsuranceduringendofthisyr.ReinsurancemeansanInsurancecompanytransfersapartofitsrisktoanotherreinsurer&remainsresponsibleforpolicyholder’sbenefits&claims.Currently,InsuranceactrestrictstheFDIto26%.6.DeutscheBankplans€9-bsharesaletofundbuys.ThisisdonetoboostitsstakeinDeutschePostbank.Bankhasoptiontoincreaseitsstaketoalmost30%inBonn-basedPostbank.DeutscheBankCEO---JosefAckermannTHANKYOU