建行真题

2009中国建设银行招聘考试笔试真题关于银行笔试真题现在银行采用机考，所以没纸卷，真题靠回忆不可能回忆全，只有部分真题给历年考生的经验。其实仔细研究下很有帮助~建行总行笔试题(回忆版，含英语试题和答案)2009年3月建行总行笔试题(回忆版，含英语试题和答案)考完了，不管结果如何，希望能给以后的师弟师妹们留下一些有用的资料，2009年建行总行的笔试共155道题，70道专业题，15道英语，70综合测试(类似于公务员行测)，考试时间180分钟，时间基本上是充分的。从难度上看，综合测试比公务员要简单不少，特别是数学、资料分析。英语大概与六级难度相当，也不算难。能拉开距离的应该是专业测试，因为建行的专业考试范围很广，涉及到了金融、经济、管理、市场营销、财务会计、计量经济学等各个学科，要想全面覆盖这些知识面，需要平时的积累。考前一个月突击下专业知识很必要。专业题涉及下面的内容：1、法定准备金率2、财政货币政策3、欧式期权4、巴塞尔协议三大支柱5、参数估计和残差6、企业文化7、金融市场的要素8、即期和远期9、商品的需求弹性10、财务报表11、盈余公积12、会计利润13、商业票据贴现14、公允价值和账面价值15、市场细分16、金字塔管理结构中，上级与中级领导比：管理难度与幅度问题17、非货币性商品交换中关于具有商业实质和没有商业实质的问题18、积极的财政政策与扩张的货币政策的使用范围19、国家偿债的率20、财务杠杆问题21、关于物权法中的留置权22、市场占有率：某公司的市场占有率是30%，其他最大三个竞争对手的市场占有率分别为20%,12%,8%。问该公司的相对市场占有率23、有限责任公司股东转让股份的条件24、信用卡信用额度的确认25、银行整存整取问题26、货币市场工具27、企业战略：当企业处于成长期应该：扩大市场占有率?28、哪个属于会计政策变跟：房地产由成本法改为公允价值?不记得了29、关于内部欺诈问题30、新巴赛尔协议中关于逾期贷款的风险权重31、商业银行法中关于客户贷款的问题32、公司申请贷款不需审核的什么。。。。。。33、关于欧式看涨期权说法正确的是：利率上涨及期权时间等对期权价格的影响34、回购债券价格的决定因素英语有三篇阅读理解：1、第一篇是反战的2、第二篇是关于美元贬值的3、第三篇是关于网络出版的据说是考研和六级题，在网上一查，果然是的。所以能给大家奉上完整的题目!美元贬值那一篇的语言十分冷幽默，挺有意思的。英语部分的排版有些乱。Text2Imaginewakingupandfindingthevalueofyourassetshasbeenhalved.No,you’renotaninvestorinoneofthosehedgefundsthatfailedcompletely.Withthedollarslumpingtoa26-yearlowagainstthepound,already-expensiveLondonhasbecomequiteunaffordable.AcoffeeatStarbucks,justasunavoidableinEnglandasitisintheUnitedStates,runsabout$8.Theonceall-powerfuldollarisn’tdoingaTitanicagainstjustthepound.Itissittingatarecordlowagainsttheeuroandata30-yearlowagainsttheCanadiandollar.EventheArgentinepesoandBrazilianrealarethrivingagainstthedollar.Theweakdollarisasourceofhumiliation,foranation’sself-esteemrestsinpartonthestrengthofitscurrency.It’salsoapotentialeconomicproblem,sinceadecliningdollarmakesimportedfoodmoreexpensiveandexertsupwardpressureoninterestrates.AndyettherearesubstantialsectorsofthevastU.S.economy-fromgiantcompanieslikeCoca-Colatomom-and-poprestaurantoperatorsinMiami-forwhichtheweakdollarismostexcellentnews.ManyEuropeansmayviewtheU.S.asanarrogantsuperpowerthathasbecomehostiletoforeigners.ButnothingmakespeoplethinkmorewarmlyoftheU.S.thanaweakdollar.ThroughApril,thetotalnumberofvisitorsfromabroadwasup6.8percentfromlastyear.Shouldthetrendcontinue,thenumberoftouriststhisyearwillfinallytopthe2000peak?ManyEuropeansnowapparentlyviewtheU.S.thewaymanyAmericansviewMexico-asacheapplacetovacation,shopandparty,allwhileignoringthefactthatthepoorerlocalscan’taffordtojointhemerrymaking.Themoneytouristsspendhelpsdecreaseourchronictradedeficit.Sodoexports,whichthanksinparttotheweakdollar,soared11percentbetweenMay2006andMay2007.Forfirstfivemonthsof2007,thetradedeficitactuallyfell7percentfrom2006.IfyouownsharesinlargeAmericancorporations,you’reawinnerintheweak-dollargamble.LastweekCoca-Cola’sstickbubbledtoafive-yearhighafteritreportedafantasticquarter.Foreignsalesaccountedfor65percentofCoke’sbeveragebusiness.OtherAmericancompaniesprofitingfromthistrendincludeMcDonald’sandIBM.Americantourists,however,shouldn’texpectanyreliefsoon.Thedollarloststrengththewaymanymarriagesbreakup-slowly,andthenallatonce.Andcurrenciesdon’tturnonadime.Soifyouwanttoavoidthepaininflictedbytheincreasinglypatheticdollar,cancelthatsummervacationtoEnglandandlooktoNewEngland.There,thedollarisstilltreatedwithalittlerespect.52.WhydoAmericansfeelhumiliated?A)TheireconomyisplungingB)Theycan’taffordtripstoEuropeC)TheircurrencyhasslumpedD)Theyhavelosthalfoftheirassets.53.HowdoesthecurrentdollaraffectthelifeofordinaryAmericans?TheyhavetocanceltheirvacationsinNewEngland.Theyfinditunaffordabletodineinmom-and-poprestaurants.Theyhavetospendmoremoneywhenbuyingimportedgoods.Theymightlosetheirjobsduetopotentialeconomicproblems.54HowdomanyEuropeansfeelabouttheU.Swiththedevalueddollar?TheyfeelcontemptuousofitTheyaresympatheticwithit.Theyregarditasasuperpoweronthedecline.Theythinkofitasagoodtouristdestination.55whatistheauthor’sadvicetoAmericans?TheytreatthedollarwithalittlerespectTheytrytowinintheweak-dollargambleTheyvacationathomeratherthanabroadTheytreasuretheirmarriagesallthemore.56Whatdoestheauthorimplybysaying“currenciesdon’tturnonadime”(Line2,Para7)?Thedollar’svaluewillnotincreaseintheshortterm.ThevalueofadollarwillnotbereducedtoadimeThedollar’svaluewilldrop,butwithinasmallmargin.FewAmericanswillchangedollarsintoothercurrencies.Theanswersasfollow:52,B,Theircurrencyhasslumped.53,C,Theyhavetospendmoremoneywhenbuyingimportedgoods.54,D,Theythinkofitasagoodtouristdestination.55,C,Theyvacationathomeratherthanabroad.56,A,Thedollar'svaluewillnotincreaseintheshortterm.Text3Itusedtobesostraightforward.Ateamofresearchersworkingtogetherinthelaboratorywouldsubmittheresultsoftheirresearchtoajournal.Ajournaleditorwouldthenremovetheauthors’namesandaffiliationsfromthepaperandsendittotheirpeersforreview.Dependingonthecommentsreceived,theeditorwouldacceptthepaperforpublicationordeclineit.Copyrightrestedwiththejournalpublisher,andresearchersseekingknowledgeoftheresultswouldhavetosubscribetothejournal.Nolonger.TheInternet–andpressurefromfundingagencies,whoarequestioningwhycommercialpublishersa