日本银行不良贷款问题的治理原因分析

20045No.5.2004137ContemporaryEconomyofJapanVoI.13710F843.313AAnalysisoftheManagementFactorinJapaneseBanks’Non-performingLoanProblemLIUGuang-youManagementSchoolZhongshanUniversityGuangzhouGuangdong510275ChinaAbstractDespitethewidespreadrecognitionthatitisJapan’seconomiccrisisintherecentdecadethathascausedthenon-performingloanproblemofJapanesebanksthemanagementmodefactorofJapanesebankshowevercanalsothrowsomelightupontheanalysisoftheformationandaggravationofthenon-performingloanproblem.Itisfoundthattheconnectiontypebankingmodedoeshamperthecapitalmarketandgovernment’seffectivesupervisionandcontroloverthemanagementofvariousbanksandhasledtothefailureofsolvingthenon-performproblemofJapanesebanksforsuchalongtime.KeyWordsJapanesebanksnon-performingloansmanagement199842GDP8%199813.8200234.19019971999327.7[1]10199620437.2%5l.2%5.8%5.7%88.4%1996[2]20001997310KimRhee1997618.4%533.1%[3][4]19712090901110199117090200122[5]90[6]