第2章_存款性金融机构

Chapter1Introduction12outline351345yspreadincomemarginyydefaultriskcreditriskymarketrisky(operatingrisk)yregulatoryrisk6Chapter1Introduction78A+100+100A+10+100+909yyy10yLiabilitiesybanksourcesoffundsy11yyyyyy12“”“”yyyyyy——Chapter1Introduction1314yyyy——15yy/16yyyyyyyyy17yyy18Chapter1Introduction19“”2021(borrowedfunds)“”22Bankcapitalyy23yyreserverequirements24y=+yy+Chapter1Introduction252627yy28yyyy29y30yyChapter1Introduction31yyyy32y1y332y34yyyy35y36Chapter1Introduction37yyy3839yyy40y——y–41yunitv.s.branchingbankingy1.yy---yy42yyyyyyyChapter1Introduction43y3.yy4445yyy46ybankcapitalrequirements(depositinsurance)——47yy.48FDICCAMELSyCapitaladequacy,yAssetQuality,yManagement,yEarnings,yLiquidity,yyChapter1Introduction49yyy50bankcapitalrequirements‰‰51(depositinsurance)‰‰‰‰‰‰52(depositinsurance)‰‰‰‰‰53——‰‰‰‰54yChapter1Introduction55—————————56ENDOFCAPHTER