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文章来源：金莺英语GoldenEnglish.net日期：2006年06月29日10:24[房]美国农村评价师AProfessionalDesignation.AwardedbytheAmericanSocietyofFarmManagersandRuralAppraisers.专业称号，由美国农场管理人及农村评价师协会授予。AmericanSocietyofAppraisers[房]美国评价师协会AProfessionalSociety,forpersonsinvolvedintheappraisalofbothrealandpersonalproperty.由涉及不动产和个人财产估价的人员参与的专业协会。AmericanSocietyofHomeInspectors,Inc.(ASHI)[房]美国住房检查员协会AProfessionalTradeOrganization,forpersonsspecializingintheinspectionofthephysicalconditionofhomes.由住宅状况检验人员参与的专业商业机构。AmericanSocietyofRealEstateCounselors(ASREC)[房]美国房地产顾问协会AProfessionalSociety,forpersonsspecializinginhelpingpeoplebuyandsellhomes.由专门帮助他人买卖住房的人员组成的专业协会。AmericanStockExchange(AMEX)[证]美国证券交易所Thesecond-largeststockexchangeintheUnitedStates是指美国的第二大证券交易所，其交易品种基本上是小规模企业发行的证券，位于纽约，处理美国交易证券总额的10%。annualmortgagorstatement[房]抵押人年度报表Documentsentbythelendertothemortgagoreachyearwhichsetsoutamountspaidforprincipal,interestandtaxesinthegivenyearandtheamountstillowingontheprincipalofthemortgageattheendoftheyear.由贷款人每年寄给借款者的文件，陈述在该年中已经支付的本金、利息和税，以及到年底仍然欠房屋贷款的本金额。annualpercentagerate(APR)[银]年百分率Theyearlycostofamortgage,includinginterest,mortgageinsurance,andtheoriginationfee(points),expressedasapercentage.用百分比表示的抵押贷款的年成本，包括利率成本、抵押保险和融资费用（点数）。annualpercentageyield(APY)[银]年溢率百分比Therateofreturnonaninvestmentforaone-yearperiod.以一年为期限计算的投资回报率。annualreport[证]年报，年度报告Yearlyrecordofapubliclyheldcompany'sfinancialcondition是指企业向公众、股东发布的该年经营效益与财务状况的综合报告。其中包括损益表、资产负债表等。一家公司每年一度的财务营运报告。年报的内容包括资产负债表、损益表、审计师报告以及公司业务的概要。同annualfinancialstatement。annualizev.[会]年度化Toconvertanythingintoayearlyfigure.Eg.ifprofitsarereportedasrunningat$10kaquarter,thentheywouldbe$40kifannualized.Ifacreditcardinterestratewasquotedas1%amonth,itwouldbeannualizedas12%.将不足一年的回报率转为全年回报率。将不足一年的税务期转为每年一度。ArbitrageTradingProgram(ATP)[证]套汇交易理论Aprogramusedtosimultaneouslyplaceordersforstockindexfuturesandtheunderlyingstocks.TheATPattemptstoexploitpricevariations(MarketArbitrage).同时买入股票指数期货及相关股份的交易计划，旨在从差价中获利（市场套汇）arbitrageurn.[证]套利者Onewhoengagesinarbitrage.Alsocalledarbitrager.是指从事套利活动的人。arbitrationn.[房]仲裁Analternativedisputeresolutionmethod.Allowsanobjectivethirdpartytosettledisputesbetweenpartieswithoutresortingtocourt.Bindingarbitrationinvolvesthepartiesagreeingtobeboundbythedecisionofthearbitrator.解决争端的一种选择方法，允许在不诉求法庭的情况下由客观的第三方解决争端。有约束力的仲裁须由各方同意受仲裁人决定的约束。对争议的非正式听证，其间一组由公正委员会选出的人士（一般为三名）对争议作出裁判。在做出判决会，不设进一步上诉的机制arbitratorn.[银]仲裁者Aprivate,neutralpersonchosentoarbitrateadisagreement,asopposedtoacourtoflaw.被挑选来仲裁分歧的中立的个人，与法庭相对。arithmeticmean[特]算术平均数Simpleaverage,equaltothesumofallvaluesdividedbythenumberofvalues.是指计算平均收益的一种方法，平均收益等于持有期间年收益率的总和除以年数。arm’slengthtransactions[特]公平交易Acolloquialdescriptionofatransactionwherenoneofthepartiesarerelatedtoeachotherorhavecommoninterests--theyhaveeachotheratarm'slength.Anarms-lengthtransactionisgenerallyatfairmarketvalue;inanon-arm's-lengthtransaction,therelationshipbetweenthepartiesmaycauseoneortheothertoacceptlessthantheyareentitledorpaymorethanfairmarketvalue.一项产品的买方与卖方独立进行交易，互相之间并无任何关系，是指买卖双方为满足各自的经济利益所达成的正常买卖交易。一种口语的表达法，表示交易各方相互没有关系或具有共同利益，他们互相之间有“一臂之遥”。arm'slengthtransaction[房]公平交易Acolloquialdescriptionofatransactionwherenoneofthepartiesarerelatedtoeachotherorhavecommoninterests--theyhaveeachotheratarm'slength.Anarms-lengthtransactionisgenerallyatfairmarketvalue;inanon-arm's-lengthtransaction,therelationshipbetweenthepartiesmaycauseoneortheothertoacceptlessthantheyareentitledorpaymorethanfairmarketvalue.一种口语的表达法，表示交易各方相互没有关系或具有共同利益，他们互相之间有“一臂之遥”。arrearagen.[银]欠款，逾期红利1.Anamountofanobligationwhichispast.2.Forabondorpreferredshare,overdueinterestordividends.1.过期债务的金额。2.债券或优先股的过期利息或红利。arrearsn.[房]欠款Moneywhichisnotpaidwhendue,underapaymentplanoramortizationschedule.Couldleadtoenforcementofloanagreementbylender根据付款计划或分期偿还日程表，没有及时支付的金额。可能会导致贷方强制执行贷款协议。arrearsn.[银]拖欠Theunpaidportionofaserialbondatmaturity.是指债务人无法按契约规定时间支付的款项。assigneen.[房]受让人Thepersontowhomaninterestistransferred.AnassigneeofanAgreementofPurchaseandSalemaybuythepropertyandenforcethecontractinthesamefashionastheoriginalparty.接受权益转让的人。assignmentn.[房]转让Thetransferofanyright,claimorinteresttoanotherpersonorcorporation.Oftenusedtorefertothetransferofamortgagefromonelendertoanother.Alsoanoundescribingthedocumentwhichrepresentstheassignmentoftherightetc.将要一项权益或物业转给另一名人士或另一项业务，将权利、所有权或权益转给其他人或公司。assignmentoflease[房]让与权租约Subjecttothetermsofthelease,atransferofeitherthelessor'sorthelessee'sinterestinalease.租约中房东或房客权益的转让。assignmentofmortgage[特]抵押转让书Awrittendocumentservingasevidenceofatransferofaloanobligationfromtheoriginalborrowertoathirdparty.是指将贷款的责任从一方转移到另一方的书面文件。assignorn.[房]让与人Thepersonwhoassignsarightorinteresttoanotherperson.将权利或权益转让给其他人的人。attachmentn.[房]扣押，查封财产Thebindingbyacourtofapieceofproperty(realorpersonal)assecurityforadebt.由法院执行将某物业作为债务的保证。attestv.[房]见证Towitness,toaffirmtobetrueorgenuine;tocertify.目击，声称真实，证明。attestationn.[房]证词Astatementbyapersonwhohaswitnessedanotherpersonsigningadocumenttotheeffectthattheydidinfactwitnessthedocument.Mayincludestateme