金融英语口语+重要的名词

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1口语一B:先生,我能为您做些什么?C:是的,我公司想开个户,您能给我提供些信息吗?B:我很乐意。您想开哪种账户?C:活期账户。我尤其想了解一下你们能够提供的利率。B:哦,本行提供的利率在全国是最具有竞争力的。至于活期账户,年利率是1.3%。B:Sir,MayIhelpyou?C:Yes,Iwanttoopenanaccountformycompany,canyouoffermesomeinformationaboutit?B:OK,it’smypleasure.Whichkindofaccountdoyouwant,thecurrentaccountortermaccount?C:Thecurrentaccount.Specially,Iwanttoknowabouttheinterestrateyouoffer.B:OK!Theinterestratemybankprovidesisthemostcompetitiveinthecountry.Forthedemandaccount,theinterestrateis1.3%perannum.口语二B:女士,上午好。我能为您提供些帮助吗?C:上午好。我想开个户。B:您想开哪种账户?C:还没有确定。我是来参加奥运会的,要在这儿呆一个月左右。B:那样的话,我想您需要一个支票账户,以便能用支票付账。C:这是个好主意。支票账户的最低起存额是多少?B:100美元。您想存多少钱?C:嗯,我想存10,000美元。B:好的,女士。请填一下这张表并在这儿签字。C:好的,给您。这样行吗?B:行,这样行。请把您的护照给我看看,可以吗?C:当然可以。给您。我现在就能开支票了吗?B:可以。这是支票簿。C:随便问一下,银行什么时候关门?B:下午6:00。C:谢谢您的帮助。B:不要谢。祝您好运!C:谢谢。再见。B:再见。B:Goodmorning,Madam.CanIhelpyou?C:Goodmorning.Iwanttoopenanaccountwithyourbank.B:Whatkindofaccountdoyouwant?C:I’mnotsure.IcomehereforTheOlympicGames,soIwillbehereforamonthallso.B:Inthecase,Isuggestyoucanopenacheckingaccount.Suchyoucanpayyourbillsbyyourchecks.C:That’sagoodidea.Whatistheminimumamountforthecheckingaccount?B:100usdolloars.Howmuchmoneydoyouwanttodeposit?C:en……Ithinkit’s10000usdolloars.B:OK,Madam.Pleasefillouttheformandsignyournamehere.C:OK!Hereyouare.That’sallright?B:Allright,that’sinorder.Wouldyoumindshowingmeyoupassport?C:Ofcoursenot.Hereyouare.CanIwriteachecknow?B:Yes,youcan.Thisisacheckbook.2C:Bytheway,whendoesthebankclose?B:6:00pmC:Thankyouforyourhelp.B:You’rewelcome.Goodluck!C:Thanks,goodbye.B:Bye.口语三B:下午好,女士。我能为您做些什么吗?C:下午好。我想在我的账户上存些钱。B:您想存多少?C:800美元。B:您的储蓄账户吗,女士?C:哦,是活期账户。B:那好,请在存款单上填明您的账号、姓名以及存款金额。C:谢谢……给您。这样行吗?B:很好。请把存折给我。C:给您存折和现金。B:谢谢……给您存折。请看看是否正确。C:正确。谢谢。B:不用谢。再见。B:Goodafternoon,Madam.WhatcanIdoforyou?C:Goodafternoon.Iwanttopaysomemoneyintomyaccount.B:Howmuchwouldyouliketoputintoyouraccount?C:800usdolloars.B:Isityoursavingsaccountmadam?C:Oh,it’sademandaccount.B:OK!Pleasewritedownyouraccountnumbernameandcreditamountunderthedepositslip.C:Thankyou.Hereyouare.It’sok?B:Great.Pleasegivemeyourpassbook.C:Herearemypassbookandcash.B:Thanks!Hereisyourpassbook.Pleasehavealookatittomakesureisitright.C:Yes,it’scorrect.Thanks!B:You’rewelcome.口语四B:我能为您提供什么帮助吗,先生?C:是的。几个月前,我在贵行开了个户。我从月结算清单上看出余额已经很少了,所以我来存些钱。B:唔,您的是支票账户,账户是多少?C:账户在这儿。B:您想存多少钱?C:1万美元。B:那好。这是张存款单,请填上。C:好的。这是填好的存款单和1万美元。B:谢谢。C:另外,我的支票簿几乎用完了。您能再给我一本吗?B:当然可以。这是您的账户,还有一本您要的支票簿。3C:谢谢。再见。B:再见。B:WhatcanIdoforyou,sir?C:Yes,Iopenedanaccountwithyourbanksomemonthesago.Ireadfromthemonthlysettlementthatthebalanceisalreadyverylow,SoIwanttodepositsomemoneyintomyaccount.B:en……Youhaveacheckingaccount.Whatisyouraccountnumber?C:Hereitis.B:Howmuchwouldyouliketoputintoyouraccount?C:10000usdolloars.B:OK!Hereisthedepositslip.Pleasefillit.C:OK!Herearethecompletedslipand10000usdolloars.B:Thankyou!C:Besides,Ihavealmostrunoutmycheck.CanIhaveanotherone?B:Ofcourse.Thisisyouraccountandyourcheckbook.C:Thanks.Byebye.B:Bye.口语五B:我能为您做些什么?C:是的。我想把这张支票兑现。B:我看一下……非常遗憾,我得告诉您,这张支票不能兑现。您看,这是张划线支票。这种支票是不能转让的,所以不能直接兑现。C:哎呀,那我该怎么办?B:您得先把这支票存入您的账户。C:是吗?B:这是银行的规定。银行只是想保证只有支票上指定的人能得到这笔钱。C:这是个不错的办法。我得首先把这张支票存入我的账户,那么我该办什么手续?B:哦,非常容易。这是张存款单,请填好,然后在写有“签名”字样的地方签名。当支票兑现时,钱就会转到您的户头上。C:好的,那我得填上我的姓名、地址和电话好吗……给您。顺便问一下,如果存现金,手续是否相同?B:是的,是相同的。一切都办好了?C:谢谢。再见。B:WhatcanIdoforyou?C:Yes,Iwanttocashthecheck.B:Letmehavealook……I’mverysorrytotellyouthatyoucan’tcash,Lookthisisacrossedcheck.Thecheckscann’tbenegotiable,soitisn’tcasheddirectly.C:Oh,dear……WhatcanIdo?B:Youneeddepositthecheckintoyouraccountfirst.C:Isitallright?B:Itisthebankregulations,wejustwanttomakesurethatonlypersontowhomthecheckwaswrittencangetthemoney.C:Oh,thatisagoodidea.Imustdepositthecheckintomyaccount,then,whatistheproceduresshouldIdo?B:Oh,veyeasy.Hereisthedepositslip,pleasefillinitandsignwhereitsays“signature”.Whenthecheckiscleared,themoneywillbetransferredintoyouraccount.C:OK!Ineedtofilloutmyname,myaddressandmytelephonenumberallright?Hereyouare.Bytheway,ifIwanttodepositthecash,theproceduresarethesame?4B:Yes,thesame.everythingisOK!C:Thanks,byebye.口语六C:劳驾一下,我在等一笔从美国转来的款,到了吗?B:请把您的问题解释一下,好吗?C:有人从大通曼哈顿银行给我转来了1000美元,不知到了没有。B:请问您叫什么名字?C:杰克.伦敦。前几天,我在贵行开了个户。B:明白了。请稍等一下,我去查一下……伦敦先生,款已经到了,1000美元,已进入您的账户。C:谢谢您。B:不用谢。您是想取走呢还是留在账上。C:想取走,因为我急需钱用。我得先填张取款单吗?B:我想是的。C:这是取款单。请给我800美元的百元钞,其余的为小钞。B:好的……给您。C:非常感谢。再见。C:Excuseme.IamexpectingatransferfromUSA.Isitin?B:Wouldyourephraseyourquestion?C:Thereisatransferof1000dollarsfromtheChaseManhattanbank.Iwonderwetherithasarrived.B:Nameplease.C:JackLondon.Iopenedanaccountwithyourbanksomedaysago.B:Isee.Pleasewait.Iwillgoandcheck……MrLondon,thetransferhasarrived,wehavecreditedyouraccount1000usdollars.C:Thankyou.B:Youarewelcome.Doyouwanttotakeoutyourmoneyorkeepitaccount?C:IwanttowithdrawforIaminurgentneed.ShouldIfilloutaslipfirst.B:Ithinkso.C:Hereistheslip.Iwouldlikeinonehundrends800usdollars.Andtherestinsmallbills.B:OK,Hereyouare.C:Thanksalot,byebye.口语七B:早上好,先生。我能为您做些什么?C:请给我讲一下该如何取款,好吗?B:当然可以。那边的柜台上有取款单,填写一张,注明想取的金额,日期以及账号,别忘了签字。填完后拿来给我。C:好的,谢谢……给您取款单和存折。B:好。请输入密码。是的,对了……您想取多少?C:700美元。B:但您的账上只有500美元。C:真的吗?B:储蓄账户一般不允许透支,但有些支票账户可以,可也要在一定的额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