银行业务英语词汇

银行业务英语词汇会计账目用语会计报表statementofaccount往来帐目accountcurrent现在往来帐||存款额currentaccout销货帐accountsales共同计算帐项jointaccount未决帐项outstandingaccount贷方帐项creditaccount||creditoraccount借方帐项debitaccount||debtoraccount应付帐||应付未付帐accountpayable应收帐||应收未收帐accountreceivable新交易||新帐newaccount未决帐||老帐oldaccount现金帐cashaccount流水帐runningaccount呆帐badaccount会计项目titleofaccount借贷细帐||交验帐accountrendered继续记帐tokeepaccount与...有交易tohaveanaccountwith清算||清理债务tomakeupanaccount清洁帐目||与...停止交易tocloseone'saccountwith结帐tocloseanaccount结清差额tobalancetheaccountwith检查帐目toexamineanaccount转入A的帐户tochargetheamounttoA'saccount以计帐方式付款topayonaccount代理某人||为某人onone'saccount||onaccountofone为自己计算||独立帐目onone'sownaccount支票用语支票薄chequebook支票陈票人chequedrawer持票人chequeholder不记名支票chequetobearer||bearercheque记名支票||认人支票chequetoorder到期支票antedatedcheque未到期支票postdatedcheque保付支票certifiedcheque未获兑现支票，退票returnedcheque空白支票blankcheque失效支票，过期支票stalecheque普通支票opencheque支票换现金||兑现tocashacheque清理票款toclearacheque保证兑现tocertifyacheque支票退票todishonouracheque拒付支票torefuseacheque拒付支票tostoppaymentofacheque提示要求付款topresentforpayment支付指定人payabletoorder已过期||无效outofdate||stale请给出票人R/D||refertodrawer存款不足N/S||N.S.F.||notsufficientfunds||I/F||insufficientfunds文字与数字不一致wordsandfiguresdiffer更改处应加盖印章alterationsrequireinitials交换时间已过effectsnotcleared停止付款paymentstopped支票毁损chequemutilated汇款用语汇款||寄钱toremit||tosendmoney寄票供取款||支票支付tosendachequeforpayment寄款人aremitter收款人aremittee汇票汇单用语国外汇票foreignBill国内汇票inlandBill跟单汇票documentarybill空头汇票accommodationbill原始汇票originalbill改写||换新票据renewedbill电汇telegraphictransfer(T.T)担保书trustreceipt||letterofindemnity承兑||认付acceptance单张承兑generalacceptance有条件承兑qualifiedacceptance附条件认付conditionalacceptance部分认付partialacceptance拒付||退票dishonour由于存款不足而退票dihonourbynon-payment提交presentation期满||到期maturity托收collection外汇行情exchangequotation现汇汇率spotrate长期汇率longrate私人汇票折扣率rateonaprivatebill远期汇票兑换率forwardrate付款汇率pencerate当日汇率||成交价currencyrate套汇||套价||公断交易率arbitrage收到汇款toreceiveremittance填写收据tomakeoutareceipt付款用语付款方法modeofpayment现金付款paymentbycash||cashpayment||paymentbyreadycash以支票支付paymentbycheque以汇票支付paymentbybill以物品支付paymentinkind付清||支付全部货款paymentinfull||fullpayment定期付款paymentonterm年分期付款annualpayment预付货||先付paymentinadvance||prepayment延付货款deferredpayment立即付款promptpayment||immediatepayment暂付款suspensepayment延期付款delayinpayment||extensionofpayment结帐||清算||支付settlement分期付款instalment滞付||拖欠||尾数款未付arrears特许拖延付款日daysofgrace保证付款delcredere付款topay||tomakepayment||tomakeeffectpayment结帐tosettle||tomakesettlement||tomakeeffectsettlement||tosquare||tobalance支出||付款todefray||todisburse结清toclearoff||topyaoff拖延付款todeferpayment||todelaypayment付款被拖延tobeinarrearswithpayment还债todischarge迅速付款topaypromptly付款颇为恶劣topayverybadly||toneverpayunlessforced拒绝付款torefusepayment||torefusetopay||todishonourabill惠请付款kindlypaytheamount||pleaseforwardpayment||pleaseforwardacheque.索取利息tochargeinterest附上利息todrawinterest||tobearinterest||toallowinterest生息toyieldinterest生息3%toyield3%存款todepositinabank||toputinabank||toplaceondeposit||tomakedeposit在银行存款tohavemoneyinabank||tohaveabankaccount||tohavemoneyondeposit向银行提款towithdrawone'sdepositfromabank换取现金toconvertintomoney||toturnintocash||torealize打折扣购买tobuyatadiscount打折扣出售tosellatadiscount打折扣-让价toreduce||tomakeareduction减价todeduct||tomakeadeduction回扣torebate现金折扣cashdiscount货到付款||现金提货cashondeliver(C.O.D.)货到付现款cashonarrival即时付款promptcash净价||最低价格付现netcash现金付款readycash即期付款spotcash||cashdown||cashonthenail凭单据付现款cashagainstdocuments凭提单付现款cashagainstbillsoflading承兑交单documentsagainstacceptance(D/A)付款交单documentsagainstpayment(D/P)信用证用语追加信用证additionalcredit||additionalL/C信用证金额amountofcredit赊帐金额creditbalance可撤消信用证revocableL/C不可撤消信用证irrevocableL/C保兑信用证confirmedL/C不保兑信用证unconfirmedL/C可转让信用证assignableL/C||transferableL/C无条件信用证opencredit||freecredit普通信用证generalletterofcredit旅行信用证circularletterofcredit特别信用证specialletterofcredit信用证底帐letterofcreditledger信用证发行帐letterofcreditissuedaccount信用证金额amountofcreditWhatkindofaccountdidyouhaveinyourmind?你想开哪种帐户？Doyouliketoopenacurrentaccount?你想开一个活期存款帐户吗？Adepositorcurrentaccount?定期还是活期？Pleasetellmehowyouwouldliketodeposityourmoney.请告诉我你想存何种户头？There'saservicechargeforthecheckingaccountbutnochargeforthesavings.支票户头要收服务费，现金户头不收。Ourminimumdepositforasavingsaccountis100dollars.我们储蓄存款的最低存款额是100美圆。Fiveyuanistheminimumoriginaldeposit.最低起存款额是5元。Youcanopenasavingsaccountatanytimewithaninitialdepositof50dollars.你可随时以50美圆的起存额开立储蓄帐户。Evenoneyuanisallright.甚至一元也可以起存。Hereisyourpasbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。Ishouldliketoopenacurrentaccount.我想开一个活期存款帐户。常见银行英语词汇accountnumber帐目编号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付cheque,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根cashchequ