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四川大学锦江学院毕业论文（设计）-1-中小型企业财务管理存在的问题及对策【摘要】:随着我国社会主义市场经济环境的逐步完善,市场环境逐渐开放,市场经济环境的改革不断深化,中小型企业目前在我国发展经济的道路中起这非常重要的作用。截止2015年底,登记注册的企业在我国已经达到1400多万个。在我国的企业中中小型企业已达到了企业总数的九成九，所提供的工业产值也达到了六成，税收占全国税收的四成，并提供了大约75%的城镇就业机会，成为县及县以下财政收入的主要来源,对经济发展和社会稳定起着举足轻重的促进作用。外部监督缺乏等。本文以我国中小企业现状为出发点。通过分析现代财务管理理论，中小企业财务管理方面出现的问题给予对策。其对策可为中小企业在财务工作的安排上,对企业财务人员的正确使用，对财务人员素质的提高。审慎选择经营项目,积极防范投资风险，优化资金结构，稳步扩大规模，健全内控制度,加强财产物资管理。利用好国家金融扶持政策,稳健理财、防范企业中的风险;营运资金管理加强;积攒财力,制定合适的发展战略。对我国中小型企业财务管理出现的风险、我国中小型企业财务管理现状和存在的问题及对策。分析我国中小型企业财务管理中问题，给予解决的对策。促进我国中小型企业快速稳定的发展。【关键词】中小型企业财务管理问题对策四川大学锦江学院毕业论文（设计）-2-[Abstract]:withthegradualimprovementofChina'ssocialistmarketeconomicenvironment,marketenvironmentisgraduallyopeningupanddeepeningreformofthemarketeconomyenvironment,theroleofSMEsintheeconomicdevelopmentofourcountrymoreandmoreimportant.Untiltheendof2015,intheregistrationofenterpriselegalpersonsrosetomorethan13million,smallaccountedfor99%ofthenationaltotalnumberofenterprises,itstotalindustrialoutputvalueandprofitsandtaxesaccountedfor60%and40%ofthenationaltotalandprovidesabout75%ofurbanemploymentopportunities,tobecomeamajorsourceofandbelowthecountylevelfiscalrevenue,theeconomicdevelopmentandsocialstabilityplaysapivotalroleinpromoting.Butduetothesmallsizeoftheiroutput,capitalandtechnologyconstitutealow,affectedbythetraditionalsystemandtheexternalmacroeconomicfactorssuchasthesmallandmediumenterprisesinthefinancialmanagementandmarketeconomyanditsdevelopmentarenotsuitedtothesituation.Duetothelargenumberofsmallandmedium-sizedenterprisesofourcountry,widelydistributed,characterizedbydifferent,soexistinginthefinancialmanagementproblemsaremanyandvaried,suchasthemanagementideaobsolete;financialmanagementpersonnelqualityisnothigh;lackofemphasisonthefinancialmanagement;difficultyoffinancing,fundsseriousinsufficient;weakfinancialcontrol;externalsupervisionmainbodyvacancy.Thispaperstartingfromthepresentsituationofsmallandmedium-sizedenterprisesofourcountrytomodernfinancialmanagementasthebasis.Throughtheanalysis,tofindtheweaknessesandproblemsofthefinancialmanagementofSMEs,inordertoexploresuitablefordevelopmentofsmallandmedium-sizedenterprisesfinancialmanagementmethods,improvethefinancialmanagementmechanism,topromotethehealthydevelopmentofsmallandmedium-sizedenterprises.Thecountermeasurescanbeusedforthecorrectuseofthefinancialstaffinthefinancialaffairsofthesmallandmedium-sizedenterprises,andimprovethequalityofthefinancialstaff.Prudentchoiceofbusinessprojects,andactivelyguardagainstinvestmentrisks,optimizethecapitalstructure,steadilyexpandthescale,improvetheinternalcontrolsystem,strengthenthemanagementofpropertyandmaterials.Shouldmakeeffectiveuseofnationalfinancialsupportpolicy,toeasethefinancingdifficulties;prudentfinancialmanagement,preventthefinancialrisk;tostrengthenthemanagementofworkingcapital,payinggreatattentiontothe四川大学锦江学院毕业论文（设计）-3-developmentofcontent;financialsavings,thetimelyrealizationofcontrariangrowthoffinancialmergerstrategy.Theriskoffinancialmanagementinsmallandmedium-sizedenterprises,ourcountrysmallandmedium-sizedenterprisefinancialmanagementstatusandexistingproblemsandcountermeasures,DadiplasticproductsCo.,Ltd.financialmanagementcaseanalysis,tomakeresearchforSMEsfinancialmanagementproblemsgivescountermeasures.Analysisofsmallandmediumenterprisesinthefinancialmanagementproblemsandexploresolutionstosolvetheproblem,inordertopromotethereformanddevelopmentofsmallandmediumenterprises,isthecurrentaccountingneedstothinkandsolvetheproblem.Onlybystrengtheningthefinancialmanagementofsmallandmediumenterprises,inordertomakethesesmallandmedium-sizedenterprisesbiggerandstronger,andnotashalfwaydieyoung,tofurtherpromotetoimprovetheprofessionallevelofourcountry'senterprisesandindustrialupgradingandtransformation,continuouslyimprovethecomprehensivenationalstrengthandcompetitivenessofourcountry.Smallandmedium-sizedenterprisesinthefinancialmanagementworkgo15.[Keywords]smallandmedium-sizedenterprisefinancialmanagementproblemcountermeasure四川大学锦江学院毕业论文（设计）-4-目录第一章绪论.................................................................................................................................-6-第一节、选题的背景..........................................................................................................................-6-第二节、研究的意义..........................................................................................................................-6-第三节、国内外研究的现状..............................................................................................................-6-第二章中小型企业财务管理的概论............................................................................................-7-第一节、中小型企业的界定..........................................................................................................-7-第二节、财务管理定义：..................................................................................................................-8-第三节、财务管理的目标..................................................................................................................-8-(一)利润最大化目标......