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PartIWriting(30minutes)Directions:Forthispart,youareallowed30minutestowriteashortessayonthetopic“CollegeStudentsLearningBudgeting”.Youshouldwriteatleast120wordsfollowingtheoutlinegivenbelowinChinese:1.大学生经常生活费不够用;2.造成这一现象的原因;3.学会理财很重要，该如何理财?PartIIReadingComprehension(SkimmingandScanning)(15minutes)Directions:Inthispart,youwillhave15minutestogooverthepassagequickly.Forquestions1-7,choosethebestanswerfromthefourchoicesmarkedA),B),C)andD).Forquestions8-10,completethesentenceswiththeinformationgiveninthepassage.TimeOfffromWorkGainsinImportanceAmericanworkersaresayingtheyneedabreak.Astheirnumberofhoursclockedonthejobhascrepthigher,moretimeoffhasbecomeabiggerpriority.Inthepastfewyears,humanresourcesexpertssaytimeoffhasconsistentlyplacedamongthetopthreeemployeeconcerns,alongwithcompensationandstaffinglevels,whereasitusedtobefartherdownthelist.InaSalary.compolltakenonlineinNovember2004,39%ofworkerssaidifgiventhechoice,theywouldchoosetimeoffovertheequivalentinadditionalbasesalary.Ofcourse,mostofthe4,600respondentsarestilloptingforthebiggerpaycheck,butthedesirefortimeoffisupalmost20%fromjustthreeyearsagowhenSalary.comconductedasimilarpoll.Thereasonsforthisshiftaremanyandvaried.Somehavetodowiththewayanewgenerationisthinkingaboutwork,whileothersaredrivenbyhowcompaniesarerespondingtorecenteconomicpressures.ANewGenerationTheresultsmayinpartrepresenttheneedsofanewbreedofworkers.TheaverageAmericanisworkingonemonth(160hours)moreeachyearthanagenerationago.AccordingtorecruitingandhumancapitalmanagementexpertJohnSumser,youngerworkersworkformeaningfirstandmoneysecond.Hegoesontowarnemployersthatthesearethepeoplewhoarethefoundationforthenextworkforceandtheymaynotbuytheexistingparadigm(范例).Astudyreleasedinlate2004bytheNewYork-basedFamiliesandWorkInstituteconcludesthatthenewbrandofyoungworkersisrejectingthework-centricstyleoftheirparents’generation.Thestudy,whichexamineschangesintheworkforceoverthepast25years,foundthatyoungerworkersaremorelikelytobe“family-centric”or“dual-centric”(withequalprioritiesonbothcareerandfamily)ratherthan“work-centric”whencomparedtomembersoftheBoomerGeneration.September11thandtheEndoftheRoaringNinetiesTheimpactoftheterroristattacksofSeptember11thcutacrossallagegroupsoftheworkforce.Wecollectivelyenteredanewera,reevaluatinglife’sprioritiesandmakingchangesinourattitudetowardtimespentatworkversushobbiesandfamily.“Istartedlookingatthingscompletelydifferently.I’vebeenfarlesswillingtoputinthe14-hourdaysnecessarytogetnoticedandclimbthecorporateladder,”saidTonyJackson,a43-year-oldemployeeofaNewYorkCity-basedfinancialservicescompany.“Frankly,Ican’tseethatchanging.”EvenbeforeSeptember11th,someexpertssaytheslowshiftinworkerattitudeswasalreadyunderwayduetotheendoftheroaring1990’s,whenhourswerelongandsignificantpersonalwealthwascreated.Forthosewhofaredwellfinancially,someoptedforcareersofcontractworkwheretheycouldcallmoreoftheshotspertainingto(与……有关的)timeoff,ornewoccupationswithgreaterpersonalrewards.Forothers,eveniftheirbankaccountswerenotspillingoverfromAmerica’seconomicheyday(全盛时期),theirownenergyhadbeendepletedduetounrelenting(毫不松懈的)yearsofworkhoursandhighstress.Theywerereadyforsomethinglesstaxing.FamiliesandWorkInstitutePresidentandco-founderEllenGalinskyagrees.ShesaystheSalary.compollnumbersshowevidenceofanincreaseinneedfortimeoffandashiftinthinkingduetothefactthatworkershavebeenpushedtotheirlimitinrecentyears.“Thisnewgenerationofworkersisattheedgeofhowlongtheycanwork.Itjustfeelsliketoomuch.Theyarenotslackers(懒虫);theyjustdon’twantmore,”saysGalinsky.MonetaryNeedsLessIntenseDuetoDualIncomeHouseholds“We’vedecidedweprefertohavemoretimetoourselves,”saysCarolKornhaber,aNewEnglandsoftwareprogrammerinherlatetwenties.Kornhaberandherhusbandarebothworkingbuthavesoughtoutjobswheretheyarenotpressedtoputinlonghours.Instead,theyhaveinsisteduponeight-hourdaysandhavingenoughvacationtimetotravel,amajorinteresttheyshare.Financialpressuresareeasedbybothofthemworkingandkeepingacarefulwatchontheirexpenses.“Weareluckyinalotofwaystohavefoundbosseswhounderstandourneeds.”BurnoutTryingtosqueezemoreproductivityoutofworkersmaybenothingnew,butithasbecomeparticularlyacuteinrecentyears.Thishasbeendueinlargemeasuretorecession-inducedlayoffsandothertrendssuchastherisingcostofhealthcarebenefits.Afteralayoff,workerswhoremainbehindareoftenaskedtopickupmostorevenalltheloadofthepeoplewhowereletgo,requiringmoreandmorehoursattheoffice.Asnewcorporateinitiativesareplanned,theinverseisalsotrue.AsSumserobserves,“theadditionalworkload,whichrunsacrosstheeconomyfromtheofficeworkertothemanufacturingline,seemstobeafunctionofthecostofbenefits.Theregulationsmakeitcheapertoaddworkloadforexistingemployeesthantohirenewplayers.”TheFamiliesandWorkInstitutereportsthatnearlyonethirdofU.S.employeesoftenorveryoftenfeeloverworkedoroverwhelmedbyhowmuchworktheyhavetodo.Nearlythreeoutoffourreportthattheyfrequentlydreamaboutdoingsomethingdifferentfromtheircurrentjob.ShowMetheMoneyOverworkedornot,themajorityintheSalary.compollstillchosetofattentheirpaycheckifgiventhechoice.Forman