培养学生独立工作能力的重要步骤,是实现培养目标要求的重要阶段,是对学生综合素质与工程实践能力培养效果的全面检验,是学生毕业资格认定的重要依据。toacustomerrequestforobjective,comprehensiveinvestigation,analysis,evaluation,focusingonfactorsthatcouldaffectcreditassets,effectiveidentificationofrisks.EighthinvestigatorsshouldbebasedontheBank'screditpolicyscreening,filterinlinewiththeBank'screditscopeofcustomer,creditbusiness,shallnotentertainourprohibitionofinvolvementofclientsandcreditbusiness.Ninethsurveyaboutcustomersurveysanddataverificationshouldbebasedonfieldsurveys,andindirectsurveysasasupplement.Ifnecessary,byexternalcreditBureautoverifytheauthenticityofcustomerinformation.Articletenthcreditpre-loaninvestigationshouldbecompletedbythepersonhimself,maynotauthorizeathirdparty,exceptwhereotherwiseprovidedforbythesystemoftheBank.BranchManagermayhint,instruction,ordersignatureofinvestigationsincasesthatarenotinvolvedintheinvestigation,pre-loaninvestigationamereformality.11thpre-loaninvestigationshouldbetwoparticipants,oneperson,anotherpersonaidedperson,exceptonbusinesswithspecialprovisions.Mainandauxiliaryofficersshallbeduediligence,investigatorsasasponsorofthecreditbusiness,bearprimaryresponsibilityforcredit,istheresponsibilityofcreditbusiness.Riskmanagersparticipateinthepre-loaninvestigationworkinparallel,asadoubleinvestigation,riskmanagersheldaccountablefortheirfindings.Article12thpre-loaninvestigationofficershallgivetheiropinioninacreditreportandsignatures,findingsshouldbeclear.Onlysignedcomments,andambiguousorcontradictory,deemedtobeagreedforthecreditbusiness.13thmarketinglinesmanagementdepartmentsatalllevelstomeettheconditionsofcredit“漫”彩校园,移动助力营销方案一、营销背景:“动感地带MOCA手机动漫游戏嘉年华”的成功举行,引爆了湖南高校手机动漫市场,积累了大量的手机动漫业务用户。(1)借“手机动漫游戏嘉年华”活动的热度,通过学生用户之间的口碑营销将活动范围扩大,以深度传播动感地带品牌文化;(2)通过开通业务送移动话费充值卡活动形式促进手机动漫业务营销,控制老客户离网率,吸引新的目标客户,从而达到提升品牌纯度的目标的。(3)利用校园社团人员进行业务营销,为移动今后的校园营销活动积累人力资源、拓宽传播渠道,招募移动校园直销员。二、营销目标:通过“漫”彩校园,移动助力活动,激活老客户继续使用,吸引新客户体验“移动动漫超市”和“手机动漫彩信杂志专刊”业务,提升校园手机动漫普及率;同时扩大移动校园直销队伍。具体为:1、新开通“移动动漫超市”业务用户3000至4000个。2、新开通“手机动漫彩信杂志专刊”业务用户3000至4000个。3、新招募优质校园直销员20名。三、营销主题:“漫”彩校园,移动助力四、营销时间:2009.12.20-2010.1.20培养学生独立工作能力的重要步骤,是实现培养目标要求的重要阶段,是对学生综合素质与工程实践能力培养效果的全面检验,是学生毕业资格认定的重要依据。toacustomerrequestforobjective,comprehensiveinvestigation,analysis,evaluation,focusingonfactorsthatcouldaffectcreditassets,effectiveidentificationofrisks.EighthinvestigatorsshouldbebasedontheBank'screditpolicyscreening,filterinlinewiththeBank'screditscopeofcustomer,creditbusiness,shallnotentertainourprohibitionofinvolvementofclientsandcreditbusiness.Ninethsurveyaboutcustomersurveysanddataverificationshouldbebasedonfieldsurveys,andindirectsurveysasasupplement.Ifnecessary,byexternalcreditBureautoverifytheauthenticityofcustomerinformation.Articletenthcreditpre-loaninvestigationshouldbecompletedbythepersonhimself,maynotauthorizeathirdparty,exceptwhereotherwiseprovidedforbythesystemoftheBank.BranchManagermayhint,instruction,ordersignatureofinvestigationsincasesthatarenotinvolvedintheinvestigation,pre-loaninvestigationamereformality.11thpre-loaninvestigationshouldbetwoparticipants,oneperson,anotherpersonaidedperson,exceptonbusinesswithspecialprovisions.Mainandauxiliaryofficersshallbeduediligence,investigatorsasasponsorofthecreditbusiness,bearprimaryresponsibilityforcredit,istheresponsibilityofcreditbusiness.Riskmanagersparticipateinthepre-loaninvestigationworkinparallel,asadoubleinvestigation,riskmanagersheldaccountablefortheirfindings.Article12thpre-loaninvestigationofficershallgivetheiropinioninacreditreportandsignatures,findingsshouldbeclear.Onlysignedcomments,andambiguousorcontradictory,deemedtobeagreedforthecreditbusiness.13thmarketinglinesmanagementdepartmentsatalllevelstomeettheconditionsofcredit五、营销活动介绍:1、活动参与对象:所有长沙移动动感地带用户2、重点营销产品:(1)移动动漫超市“移动动漫超市”是一个可通过互联网、WAP、彩信等渠道为客户提供动漫作品展示及下载服务的业务。“移动动漫超市”全面收录动漫电子书、手机动画、手机漫画等多种类型的海量动漫作品,提供多种分类的精品动漫库,是动漫作品的集中展示平台。“移动动漫超市”将为订购客户提供“Moca精品动漫包”免费下载,MOCA动漫包提供20个最新动漫作品,每月更新。业务订购方式:(1)短信方式:编辑A到即可定制;(2)WAP方式:用户手机上网登录梦网WAP总站的动漫频道,访问移动动漫超市业务资费标准:包月3元/月;点播漫画作品0.5元/次,动画作品1元/次,电子书作品2元/次。(2)手机动漫杂志《手机动漫杂志》是一份综合性的手机动漫彩信刊物,它用动漫的角度来解读社会生活,提供时尚生活资讯、动漫八卦新闻、名家漫图作品、动漫小说故事等内容。订购方式:客户编辑短信A发送到即可定制,客户定制业务后,系统将每周定期下发彩信内容,此外,产品为用户提供个性化服务功培养学生独立工作能力的重要步骤,是实现培养目标要求的重要阶段,是对学生综合素质与工程实践能力培养效果的全面检验,是学生毕业资格认定的重要依据。toacustomerrequestforobjective,comprehensiveinvestigation,analysis,evaluation,focusingonfactorsthatcouldaffectcreditassets,effectiveidentificationofrisks.EighthinvestigatorsshouldbebasedontheBank'screditpolicyscreening,filterinlinewiththeBank'screditscopeofcustomer,creditbusiness,shallnotentertainourprohibitionofinvolvementofclientsandcreditbusiness.Ninethsurveyaboutcustomersurveysanddataverificationshouldbebasedonfieldsurveys,andindirectsurveysasasupplement.Ifnecessary,byexternalcreditBureautoverifytheauthenticityofcustomerinformation.Articletenthcreditpre-loaninvestigationshouldbecompletedbythepersonhimself,maynotauthorizeathirdparty,exceptwhereotherwiseprovidedforbythesystemoftheBank.BranchManagermayhint,instruction,ordersignatureofinvestigationsincasesthatarenotinvolvedintheinvestigation,pre-loaninv