学术英语管理AcademicEnglishforBusiness9PersonalFinancesThefocusofthisunitisontheperson;morespecifically,onhowtomanagepersonalfinances.Indeedthethreetextsofthisunitseemtosuggestthatthekeytosuccessfulpersonalfinancesliesmoreinthepersonthaninthemoneymatter.Readthetextsandseewhatsuccessfulpersonalfinancesrequireoftheperson.Unit9PersonalFinances•Leadin•TextA•TextB•TextC•Researching•Listening•Speaking•WritingUnitContentsUnit9PersonalFinances•Lead-inActivityUnit9PersonalFinancesLead-inActivity1Whatarethethreethingsthatyoueverregretbuying?Why?2Whatadvicecanyougiveaboutimpulsebuying?•Workingroupsof3-4andexchangeyourviewsonthefollowingquestions•NowreadTextAtoseewhatsuggestionstheauthorhasoffered.•TextA─Criticalthinkingandreading•Overview•PointsforDiscussion─Languagebuilding-up•Specializedvocabulary•Signpostlanguage•FormalEnglishWantvs.Needs:ManagingYourPersonalSurplusUnit9PersonalFinancesUnit9PersonalFinancesTextAOverviewCompletethetreediagramtorecapthewriter’ssuggestionsonhowtomanagepersonalfinances.Readthroughthetextandlookforthekeywordsthatexistinthetreediagram.TipCriticalreadingandthinkingUnit9PersonalFinancesTextAOverviewCriticalreadingandthinkingessentialsimpulsivethirtydealsdecision-makingUnit9PersonalFinancesPointsfordiscussionTextACriticalreadingandthinking•Fillinthefollowingformsaccordingyourmonthlyincomeandexpenses.Unit9PersonalFinancesPointsfordiscussionTextACriticalreadingandthinkingWorkingroupsof4-5,compareyourmonthlyexpenditureamonggroupmembers,anddiscussthefollowingquestions.1Whatitemsareessentialsforcollegestudents?2Doyoufindthewriter’ssuggestionsonmanagingpersonalfinanceshelpful?Whyorwhynot?Unit9PersonalFinancesSpecializedvocabularyTextALanguagebuilding-upAmindmapisadiagramusedtorepresentwords,ideas,tasks,orotheritemslinkedtoandarrangedaroundacentralkeywordoridea.Forexample,under“bank”,therecouldbe“bankaccount”,“bankstatement”,“creditcard”,“overdraft”,etc.Unit9PersonalFinancesSpecializedvocabularyTextALanguagebuilding-upReadTextAagainandcompletethemindmapbelow.avingincomeillmpulsivebuyargain-huntpaymentUnit9PersonalFinancesSpecializedvocabularyTextALanguagebuilding-upCompletethefollowingsentenceswiththecorrectformofthewordsintheboxbelow.1Noonecouldhimthemoneywhenheasksforhelp—he’ssuchaniceguy.2Thiscoatwashalf—priceareal.3Don’tbeso—thinkbeforeyouact.4Averageoftheworkingclasshaverisenby4.5%overthepastyear.begrudgebargainimpulsiveincomesUnit9PersonalFinancesSpecializedvocabularyTextALanguagebuilding-upCompletethefollowingsentenceswiththecorrectformofthewordsintheboxbelow.5Studentsonatightermaylearntoforegotheseluxuriesinordertopaylowerrent.6Usuallyweaskforadepositof£165followedbytwelvemonthlyof£60.7Whilstthecostoftheaccommodationhasbeenmoreexpensive,thishasbeenoffsetbyintravelexpenses.8Sheranupahugephonetalkingtoherboyfriendforhours.budgetpaymentsavingsbillUnit9PersonalFinancesTextALanguagebuilding-upSignpostlanguageCoherenceCoherencecanbeachievedby:•Repeatingcertainwordsinthepreviousparagraph•UsingtransitionalmarkersUnit9PersonalFinancesTextALanguagebuilding-upSignpostlanguageRereadparagraphs6to12andanalyzehowtheauthormanagestobringinanewtopicandmaintaincoherence.Theword“that”(Line1)referstothelastsentenceofParagraph5.Repetitionoftheword“non-essential”.Repetitionoftheword“gap”.Repetitionofthephrase“mindthegap”.Unit9PersonalFinancesFormalEnglishTextALanguagebuilding-upTipstohelpmakeyourwritingappropriateforacademicpurposes.•DonotusecolloquialwordsandexpressionssuchasOK,stuff,thingorsortof,etc.•Numbersunder100arewrittenaswords.•NeverbeginasentencewithFor,And,But,So,Because,With,AlsoorOr.Instead,useSince,Inaddition,However,Nevertheless,Hence,ConsequentlyandAlternatively.•Donotusecontractedformssuchasit’s,don’t,isn’torcan’t.Unit9PersonalFinancesFormalEnglishTextALanguagebuilding-upTipstohelpmakeyourwritingappropriateforacademicpurposes.•Avoidabbreviations(suchasetc.,e.g.,&ori.e.).Writeoutthetermsinfull(suchasetcetera,forexample,and,orinotherwords).•Donotuse!.•Donotputquestionsinapaperunlessyoureallyknowwhatyouaredoing.•Donotwriteverylargely—useoneadverbonly.•Avoidtwo-wordverbssuchasputoff,bringup,etc.•Joinupsentences.Avoidshortsentencesandachattyorconversationalmanner.•Writeinparagraphs,eachwithadifferenttopic.Avoidone-sentenceparagraphs.•Usepassivevoice.Itwillmakeyourwritinglesspersonalandincreasetheformaltone.Unit9PersonalFinancesFormalEnglishTextALanguagebuilding-upReadthefollowingsentences,pointoutthepartsthatarenotformalenoughandrewritethesentencesaccordingly.1Assoonasyoustarttolookcarefullyatpublicadministrationissues,youfrequentlyfindevidenceofabuse.generalizeduseof“you”.Moreformalversion:Evidenceofabuseisfrequentlyfoundassoonasthepublicadministrationissuesarestudiedcarefully..2Thepanelcouldn’testablishthecauseofthedisasterandintheendnoblamewasattachedtothecompany.useofcontraction“couldn’t”.Moreformalversion:Thepanelcouldnotestablishthecauseofthedisasterandintheendnoblamewasattachedtothecompany..Unit9PersonalFinancesFormalEnglishTextALanguagebuilding-up3Theresultsofthegovernmentstudyweregreatbecausethey