大学英语第四学期课件Unit 8

L/O/G/O上海交通大学出版社应用型大学英语系列教材Book4Application-orientedCollegeEnglishCourse2上海交通大学出版社LanguageinUseEnhancementofLanguageAbilitiesUnitEightTableofContentsLanguageSkillsDevelopmentBackNext3上海交通大学出版社Focus1contentStarterText:ThedangeroflyinginbedWorkingwithwordsandphrasesDiscussionPractice:interpretingPractice:translationPractice:writingSurfingtheInternetHighlightsTableofContentsPart1LanguageSkillsDevelopmentBackNext4上海交通大学出版社focus1highlightsHighlightsS:InsuranceprogramsL:BriefintroductiontoinsuranceR:ThedangeroflyinginbedW:Patternsoforganization(6):opinionessay:argumentationInternetwork:SearchingforreasonsforbuyinginsurancePart1LanguageSkillsDevelopmentBackNextClickthepicturetogetaninsurancead.What’sthedefinitionofinsurance?Howdoesitwork?Whatarethetypesofinsuranceprograms?Clickthepicturetogetbriefintroductiontoinsurance.7B.Listentoashortpassageandanswerthefollowingquestionsaccordingtowhatyou’veheard.focus1starter上海交通大学出版社1.StarterBackNextMindMaphedgevi.避免损失contingenta.偶然发生的，意外的transfern.转移policyn.保险单premiumn.保险费8focus1starter上海交通大学出版社1.StarterBackNextInsuranceisaformof____________________primarilyusedtohedgeagainsttheriskofacontingentloss.Insuranceisdefinedas_____________________________oftheriskofaloss,fromoneentitytoanother,inexchangeforapremium,andcanbethoughtofas___________________________topreventalarge,possiblydevastatingloss.Itcanbedividedintogeneralinsuranceandlifeinsurance.Generalinsurance,including_______________________________,providespaymentsdependingonthelossfromaparticularfinancialevent.Generalinsurancetypicallycomprisesanyinsurancethatisnotdeterminedtobelifeinsurance.Lifeinsuranceisacontractbetween__________________________,wheretheinsureragreestopayasumofmoneyupontheoccurrenceoftheinsuredindividual’sorindividuals’deathorotherevent,suchas________________________________.Inreturn,thepolicyowneragreestopayastipulatedamountcalledapremiumat______________________________.riskmanagementthefairandreasonabletransferaguaranteedsmalllossautomobileandhomeownerspoliciesthepolicyownerandtheinsurerterminalillnessorcriticalillnessregularintervalsorinlumpsums9focus1starter上海交通大学出版社1.StarterBackNextInsuranceisaformofriskmanagementprimarilyusedtohedgeagainsttheriskofacontingentloss.Insuranceisdefinedasthefairandreasonabletransferoftheriskofaloss,fromoneentitytoanother,inexchangeforapremium,andcanbethoughtofasaguaranteedsmalllosstopreventalarge,possiblydevastatingloss.Itcanbedividedintogeneralinsuranceandlifeinsurance.Generalinsurance,includingautomobileandhomeownerspolicies,providespaymentsdependingonthelossfromaparticularfinancialevent.Generalinsurancetypicallycomprisesanyinsurancethatisnotdeterminedtobelifeinsurance.Lifeinsuranceisacontractbetweenthepolicyownerandtheinsurer,wheretheinsureragreestopayasumofmoneyupontheoccurrenceoftheinsuredindividual’sorindividuals’deathorotherevent,suchasterminalillnessorcriticalillness.Inreturn,thepolicyowneragreestopayastipulatedamountcalledapremiumatregularintervalsorinlumpsums.Insuranceisaformofriskmanagementprimarilyusedtohedgeagainsttheriskofacontingentloss.Insuranceisdefinedasthefairandreasonabletransferoftheriskofaloss,inexchangeforapremium,andcanbethoughtofasaguaranteedsmalllosstopreventalarge,possiblydevastatingloss.Insuranceprogramslifeinsurancehealth/medicalinsuranceaccidentinsuranceautoinsurancerobberyinsurancefireinsurancemarineinsuranceunemploymentinsurancebusinessinsuranceinvestmentinsurance人寿险健康险/医疗险事故保险汽车保险盗窃保险火（灾保）险海上保险失业保险商业保险投资保险luggageinsurancepassengerinsurancepropertyinsuranceresidenceinsurancesicknessinsurancesocialinsuranceeducationinsuranceearthquakeinsurancefloodinsurancematernityinsuranceoldageinsurance行李保险旅客保险财产保险住家保险疾病保险社会保险教育保险地震保险洪水保险生育保险老年保险13上海交通大学出版社BackNext1.Starterfocus1starterA.Supposeyouareinoneofthefollowingoccupations,whichinsuranceprogram(s)listedbelowwouldyouchooseforyourself?Why?OccupationInsuranceProgrammanualworkerlifeinsurancefarmerhealth/medicalinsurancebusinessmanaccidentinsurancedriverautoinsurancestudentrobberyinsuranceteacherfireinsuranceathletemarineinsurancepolicemanunemploymentinsurancesoldierbusinessinsuranceactorinvestmentinsuranceForReferenceAnswerClickHere14上海交通大学出版社BackNext1.Starterfocus1starterIhavebeenadriverformorethantwentyyearsandautoinsuranceismyNo.1choice.Withtheboomofthecarindustryandtheincreasingnumberofcarowners,therearemorechancesofhavingacaraccident.Itisgoodthatautoinsurancecoversnotonlydamagetocarsandlossfromtheftbutalsoinjuriestopedestrians,passengers,anddrivers.HealthinsuranceismyNo.2choice.Noonecanprotectthemselvesfrombeingill.Duetothehighcostofmedicaltreatment,asevereillnesscouldputmostofusinseverefinancialtroubleshouldwehavenohealthinsurance.15InsurancePartTwo1.Dialogue:purchasinginsurance2.Text:LifeInsuranceProcessFlow16DoyourememberthisaccidentthathappenedinWenzhou?Watchthevideoandtalkaboutyourfavouritewayoftraveling.:Isitnecessarytoinvestinaccidentinsurance?Accidentsdon’tjusthappenontheroads.Theycanoccurinyouroffice,whiletrave