系别:经济系班级:120406姓名:陈雅航Theofficialdefinition:Thebasiccharacteristics:(Reference:)Letmemakeasimpleintroduction:mysterious:Itwasfoundedin2008byanprogrammerusingapseudonym(笔名)SatoshiNakamoto(中本聪)Scarybutcharming:Itisnotrunbytheauthoritiesorthestate,ActuallyitismanagedbythenetworkCreationrules:BitcoinsarereleasedthroughaprocessofminingThereisanetworkofcomputersthatarechallengedtosolveaverycomplxmathmaticalproblemandthepersonthatmanagestosolveitfirstgetsthebitcoins.Andthebitcoinsarereleased,theyareputintoapublicledger(公共分类帐)calledtheblockchain(区块链)Specifically:IamA,Ifoundanewbitcoin,itis123.whethercanIobtainit?WehavenoobjectionFinallythebitcoin123belongstoASamely,wecanknowthetransactionprocess:IamB,Ihaveabitcoin,itis234.nowIwanttotransferittoC.WehavenoobjectionFinallythebitcoin234belongstoCAdvantages:LowcostScarcity(稀缺性)Thetotalnumberis21millionAlgorithmisreliable(算法可靠)ItcanbeappliedtoreplacetheinternationalfundsettlementsystemoftheSWIFT(SocietyforWorldwideInterbankFinancialTelecommunication---环球同业银行金融电讯协会)Disadvantages:poorsecurityForonlinetradingplatform,itseasytobeattackedbythehackerPricefluctuationsThebitcoinhavehighermarketriskthanstocksDevelopmentlimitedForthetimebeinginChina,itcannotbeenusedwidely