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©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.[],,,,,[];;;:(1971),,(,610041):(1979),,(,610072):(1979),,(,610041):,,,(),,,,,,,,,2009/82571©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),:,[1][2],,,,,,,,,,,,:(1),;(2),;(3),,,,;[3](4),,,,,,,,,,,:(1),(2),(3),,22009/8257©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,(),,,,,,,2009/82573©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:,,,,,,,,,:,,,,;,,,,:;,;,,;,,,,,42009/8257©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.():,,:,,;,,,,,:,()(),[4]():,,,,,,:,;,,,,:,,,,,,,[4]():,,,,,:,,:2009/82575©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.():,,,,,,,,,,,,[4],,,,:,;;,,,,():,,,,,,,,,,,,,,,,:,,,,,7,74,6():,,(),,62009/8257©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:,,,,,,,,,,,,:;,;1986(),,,1994,,(),,,,,,,,,(),,,,,,,,,()2009/82577©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),,,,,,(),,:,,,,,(),,,2002,,,,,,,:11,,21,,,82009/8257©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:,:,;,;,,;,(),,,,,,,,,,,,,575,,:[1],1[J]1,1995(4)1[2]1[J]1,2001(1)1[3],1[J]1,2003(5)1[4]1[M]1:,20061OnLegalRelationshipbetweenIndividualCreditandIndividualBankruptcyLawInterpretationoftheSignificanceoftheestablishmentofIndividualBankruptcyLawinChinaChenYu1ZhaoHaicheng2YaoYan3Abstract:ChineselawcannotcurrentlysettledowntheproblemoftheenormousexistenceofdebtswhichcannotbepaidintheindividualcreditmarketStartingfromtheanalysisoflegislativeprotectionofindividualcredit,thispaperfocusesonathoroughinvestigationoftherelationshipsbetweenindividualcreditandindi2vidualbankruptcylawsystem.AndthenthepaperdemonstratesthepracticalsignificanceoftheestablishmentofindividualbankruptcylawinChina.Keywords:IndividualCredit;IndividualBankruptcy;IndividualCreditRights[:200916122:][]F831159[]A[]1000-8306(2009)08-0001-092009/82579