应用型大学英语综合教程四unit8

L/O/G/O上海交通大学出版社应用型大学英语系列教材Book4Application-orientedCollegeEnglishCourse2上海交通大学出版社ØLanguageinUseØEnhancementofLanguageAbilitiesUnitEightTableofContentsØLanguageSkillsDevelopmentBackNext3上海交通大学出版社Focus1contentØStarterØText:ThedangeroflyinginbedØWorkingwithwordsandphrasesØDiscussionØPractice:interpretingØPractice:translationØPractice:writingØSurfingtheInternetØHighlightsTableofContentsPart1LanguageSkillsDevelopmentBackNext4上海交通大学出版社focus1highlightsHighlightsS:InsuranceprogramsL:BriefintroductiontoinsuranceR:ThedangeroflyinginbedW:Patternsoforganization(6):opinionessay:argumentationInternetwork:SearchingforreasonsforbuyinginsurancePart1LanguageSkillsDevelopmentBackNext5上海交通大学出版社BackNext1.Starterfocus1starterA.Supposeyouareinoneofthefollowingoccupations,whichinsuranceprogram(s)listedbelowwouldyouchooseforyourself?Why?OccupationInsuranceProgrammanualworkerlifeinsurancefarmerhealth/medicalinsurancebusinessmanaccidentinsurancedriverautoinsurancestudentrobberyinsuranceteacherfireinsuranceathletemarineinsurancepolicemanunemploymentinsurancesoldierbusinessinsuranceactorinvestmentinsuranceForReferenceAnswerClickHere6上海交通大学出版社BackNext1.Starterfocus1starterIhavebeenadriverformorethantwentyyearsandautoinsuranceismyNo.1choice.Withtheboomofthecarindustryandtheincreasingnumberofcarowners,therearemorechancesofhavingacaraccident.Itisgoodthatautoinsurancecoversnotonlydamagetocarsandlossfromtheftbutalsoinjuriestopedestrians,passengers,anddrivers.HealthinsuranceismyNo.2choice.Noonecanprotectthemselvesfrombeingill.Duetothehighcostofmedicaltreatment,asevereillnesscouldputmostofusinseverefinancialtroubleshouldwehavenohealthinsurance.7B.Listentoashortpassageandanswerthefollowingquestionsaccordingtowhatyou’veheard.focus1starter上海交通大学出版社1.StarterBackNextMindMaphedge//vi.避免损失contingent//a.偶然发生的，意外的transfer/()/n.转移policy//n.保险单premium//n.保险费8focus1starter上海交通大学出版社1.StarterBackNext1.Whatistheprimaryfunctionofinsurance?Itisusedtohedgeagainsttheriskofacontingentloss.2.Whatisgeneralinsurance?Generalinsurance,includingautomobileandhomeownerspolicies,providespaymentsdependingonthelossfromaparticularfinancialevent.Generalinsurancetypicallycomprisesanyinsurancethatisnotdeterminedtobelifeinsurance.3.Howdoeslifeinsurancework?Lifeinsuranceworksinthisway:theinsureragreestopayasumofmoneyupontheoccurrenceoftheinsuredindividual’sorindividuals’deathorotherevent.Inreturn,thepolicyowneragreestopayapremiumatregularintervalsorinlumpsums.9focus1starter上海交通大学出版社1.StarterBackNextInsuranceisaformofriskmanagementprimarilyusedtohedgeagainsttheriskofacontingentloss.Insuranceisdefinedasthefairandreasonabletransferoftheriskofaloss,fromoneentitytoanother,inexchangeforapremium,andcanbethoughtofasaguaranteedsmalllosstopreventalarge,possiblydevastatingloss.Itcanbedividedintogeneralinsuranceandlifeinsurance.Generalinsurance,includingautomobileandhomeownerspolicies,providespaymentsdependingonthelossfromaparticularfinancialevent.Generalinsurancetypicallycomprisesanyinsurancethatisnotdeterminedtobelifeinsurance.Lifeinsuranceisacontractbetweenthepolicyownerandtheinsurer,wheretheinsureragreestopayasumofmoneyupontheoccurrenceoftheinsuredindividual’sorindividuals’deathorotherevent,suchasterminalillnessorcriticalillness.Inreturn,thepolicyowneragreestopayastipulatedamountcalledapremiumatregularintervalsorinlumpsums.10focus1text上海交通大学出版社BackNextTextOrganization11focus1text上海交通大学出版社TextOrganizationBackNext12focus1text上海交通大学出版社BackNextTextOrganization131Themanintheticketofficesaid,“Haveanaccidentinsuranceticket,also?”2“No,”Isaid,afterstudyingthematteroveralittle.“No,Ibelievenot;Iamgoingtobetravelingbyrailalldaytoday.However,tomorrowIdon’ttravel.Givemeonefortomorrow.”focus1text2.Text:TheDangerofLyinginBedTranslation躺在床上的危险1售票处的售票员问我：“意外险要不要也买一份？”2“不，”我考虑了一会儿后回答道，“我想不用了，今天我要坐一天火车。不过，明天我不旅行，给我来张明天的吧。”上海交通大学出版社BackNextNotethattheword“also”isusuallyusedbeforethemainverborafterthelinkingverbinasentence,butoccasionallyitmayalsobeusedattheendofasentenceorevenatthebeginningofasentence.e.g.Iwillhavecream,andsugaralso.Ibelievenot:IbelievethatIwon’thaveanaccidentinsuranceticket.Theword“not”hereisusedafter“believe”toreplaceanegativeclausebeginningwith“that”.Similarly:Ihopenot;Iamafraidnot;Iguessnot.cf.Idon’tthinkso.Inthissentence,thepresentindefinitetenseisusedtoindicatethatsomethingwillhappenaccordingtothearrangement/plan.e.g.Theirdelegationarrivesheretomorrow.Schoolbeginsthedayaftertomorrow.143Themanlookedpuzzled.Hesaid,“Butitisforaccidentinsurance,andifyouaregoingtotravelbyrail—”4“IfIamgoingtotravelbyrailIshouldn’tneedit.LyingathomeinbedisthethingIamafraidof.”focus1textTranslation3售票员一脸迷茫。他说：“这保的可是意外事故险，如果您要坐火车旅行的话——”4“如果我是坐火车旅行，就不需要买保险。我怕的是在家里躺在床上。”上海交通大学出版社BackNextQuestionsaboutParas.1-4Notethattheword“should”inthissentenceisusedtogivetentativeopinions.2.Text:TheDangerofLyinginBed15focus1text1.Whydidthenarratorwanttobuyanaccidentinsuranceticketforthenextdaywhenhedidn’tplantotravel?Becausethenarratorbelievedthatitwasrelativelysafertogotravelingbyrai