零起点大学英语基础教程3UnitThree主讲人:刘霄楠agentn.personwhoactsforormanagestheaffairsofotherpeopleprotectionn.keepsafefromharmorinjureeviln.wrongdoingadequatea.enoughfinanciala.connectedwithmoneyautomobilen.carmatchMatchgameunsafea.A.happilyinjuryn.B.insecurecomplexa.C.ageneralideaconceptn.D.essentialfundamentala.E.lackofknowledgeignorancen.F.phsicalharmcalmdownmakesb.becomequietlick....intoshapemake...betterbeonguardbereadytodealwithasuddenattackineffectinfactdealwithtohandleBeforeyouread,discussthefollowingquestionswithyourpartner.1.Doyouhaveanyknowledgeaboutinsurance?2.Howmanytypesofinsurancedoyouknow?Whatarethey?3.Areyouwillingtobeamemberofit?Whyorwhynot?1.Insuranceisacontractwhereyoupayalittlemoneyatatimesoyoucanbecompensatedlater,especiallyinthecaseofadisaster.2.Legally,youneedcarinsurancetodrive.Withoutmedicalinsurance,aseriousillnesscouldleaveyoubroke.Lifeinsuranceisimportantsoyourfamilygetssupportwhenyoudie.Houseorapartmentinsurancewillhelpifyouhaveafire.见PPTinformationrelatedtothetextinsurancepolicy保险单insurancebroker保险业务员insurancecertificate保险证书insurancecompany保险公司insurancepremium保险基金insuranceindustry保险业insurancelaw保险法insurancerate保险费Pleaseskimthetextandunderlinethetopicsentenceineachparagraph.Aninsuranceagentcalledmethismorning.Thisparticularagentwantedtodiscussmyautomobilecoverage,butthenextagenttocallmightbeinterestedinmylifeinsuranceprogramme,myhealthinsurance,orfireprotectionformyhomeandfurniture.Theseinsuranceagentsarealwaysfriedly,well-dressed,andeagertobehelpful.Aninsuranceagentcalledmethismorning.Thisparticularagentwantedtodiscussmyautomobilecoverage,butthenextagenttocallmightbeinterestedinmylifeinsuranceprogramme,myhealthinsurance,orfireprotectionformyhomeandfurniture.Theseinsuranceagentsarealwaysfriedly,well-dressed,andeagertobehelpful.YetfewAmericansreallyenjoyvisitingwiththeseeager,helpfulmenandwomen.Wearenothappywhentheycallus;Weareonguardwhentheyvisitourhomes.Theyareneverreallyourfriends;atbest,theyarenecessaryevil.Threereasonswhyweareunwillingtodiscussinsurancecanbesuggested.Firstofall,insuranceisexpensive.Ayoungfatherwhopurchasesafairlysmalllifeinsurancepolicyagreestopayasumof$200everyyearfor40years---atotalof$8,000.Manycollegestudentspay$800to$1,000peryearforcarinsuracne.Ineffect,theypayasmuchfortheinsuranceastheydoforthecaritself.HealthinsurancethatpaysformodernmedicalmiraclesoftencostsAmericansasmuchas$2,000evreyyear.Adequateinsuraneisexpensive;itisamajoyitemformostfamilies.Threereasonswhyweareunwillingtodiscussinsurancecanbesuggested.Firstofall,insuranceisexpensive.Ayoungfatherwhopurchasesafairlysmalllifeinsurancepolicyagreestopayasumof$200everyyearfor40years---atotalof$8,000.Manycollegestudentspay$800to$1,000peryearforcarinsuracne.Ineffect,theypayasmuchfortheinfactinsuranceastheydoforthecaritself.HealthinsurancethatpaysformodernmedicalmiraclesoftencostsAmericansasmuchas$2,000everyyear.Adequateinsuraneisexpensive;itisamajoyitemformostfamilies.Insurancealsoremindsusthatweliveinanunsafeworld.Wearehumanandwemustfacethepossibilitesofillness,injury,death,andfinancialloss.Butwewouldrathertalkaboutfootballortheweatherorwhatwehadforlunchthanseriousinjuriesordeath.Insurancealsoremindsusthatweliveinanunsafeworld.Wearehumanandwemustfacethepossibilitesofillness,injury,death,andfinancialloss.Butwewouldrathertalkaboutfootballortheweatherorwhatwehadforlunchthanseriousinjuriesordeath.Finallyinsuranceisadifficult,complexsubject.Nooneunderstandsitcompletelyandonlyafewinsuranceprofessionalsreallyfeelcomfortableinadiscussionofautomobile,life,andmajormedicalcoverages.Wefeelinadequateandtrytohideourignorancebyavoidingdiscussionsofinsurance.Althoughinsurancecanbecomplex,itsbasicconceptsareneitherdifficultnorimpossibletolearn.Quitetheopposite,insurancefundamentalscanbeunderstoodbythosewillingtostudythem.Seriousstudyprovidesknowledge.Thestudyofinsuracneisaneffective,provenmethodsofdealingwiththeinsuranceignorancefacedbymanyAmericanfamilies.LanguagePraciceII.1.unfortunate2.unsafe3.inadequate4.impossible5.unwillingIV.1.particularly2.complex3.effective4.professional5.sum6.unsafe(safe)7.protection8.loss,lossVI.1.eating2.speading3.Havinglived4.hearing;crying5.Lying6.smoking;eating7.going8.movingVII.1.......writingalettertoaclosefriend.2.......preparingfortomorrow'sexam.3.......goingoutforapicnic.4.......eatinganappleeverymorning.5.......playinggolf.6.......raining.VIII.1.NeitherhenorIknowit.2.ProfessorEdwardspeaksneitherEnglsihnorGerman.3.Whenhewasyoung,mygrandfatherlikedneithermeatnorcigarettes.4.Thereiswaternietherinthebottlenorinthemug.IX.1.....wouldratherworkathome2....youwouldrathernot.3....Iwouldrathernottalkaboutthematter.4.IwouldratheryouX.1.on2.how3.happy4.way5.on6.first7.ask8.if9.lottery10.onXI.1.Exceptforafewinsuranceprofessionals,mostofpeopledon'tunerstandexactlywhatinsuracneis.2.Thecarneedsmajoyrepairs.3.ThephotoremindedmeofthedaysIspentinthecountryside.4.Youshouldbeonguardwhenastrangerstandsatthedoorofyourhouse.5.Hedidn'tgotobeduntilhefinishedhishomework.6.Wouldyoumindopeingthewindowforawhile?7.Didyouhear