Unit24AttheBankChinaMerchantsBankBankofChinaKindofbanksPeople'sBankofChinaIndustrialandCommercialBankofChinaAgriculturalBankofChinaChinaConstructionBankBankofCommunicationsWhatcanyouthinkofaboutbanks?BankcardBankbookWordsandphrasesBankaccount银行账户Openanaccount开户Bankstatement银行对账单Cashpoint自动取款机Automatictellermachine自动取款机Deposit存款Withdraw支取Overdraft/overdraw透支WordsandphrasesCurrency现金Bankcharges手续费UseanATMcard使用自动取款卡EnteryourPIN输入密码Insertyourcard插入银行卡Pressthebutton按键Useacreditcard使用信用卡美国的银行今天的美国银行已经完全实现了自动化、信息化和现代化,掌握着存储者和借贷者的大量详尽的数据,工作即迅速又准确。在日常生活中,同美国人关系最密切的金融机构就是银行。外国人在美国银行开立户头,需要携带护照等,只要能证明自己的身份即可。美国人开户时,往往是夫妻、姐妹或父子共同开户,否则一人遭遇不测或出远门时,其他家人就难以提款。美国所有的国家银行和各州特许银行都属于联邦储蓄保险公司。任何银行宣告破产,存款在10万元以内的储户都会得到联邦储蓄保险公司的赔偿。超过10万元存款的储户就要等候银行变卖财产后,根据情况收回自己的存款。一般情况是,一家银行往往被别的银行吃掉,存款人的利益不会受什么损失。Dialogue1Whatdoestheoldladywanttodo?ShewantstogetsomemoneyfromATM.Howmuchdoestheoldladywanttodraw?RMB800.ATMAutomatictellermachine自动取款机Couldyoubesokindtoshowmehowtouseit?您能好心地告诉我怎么使用吗?Couldyoubesokindto…的功能与Canyou/couldyou…是相同的,如:CouldyoubesokindtoletmeknowwhereIam?您能好心地告诉我我在哪里吗?熟悉之间的人更常用后者。Firstly,youputinyourcard.Andthenyouenteryourpassword.首先插入卡,然后输入密码。Firstly…andthen…表示时间顺序,意思是“首先···然后···”,如:Thecatranhereandthere,firstlyonthisside,thenonthatside.猫到处跑来跑去,先跑到这边,再跑到那边。Well,inthiscase,youshouldenterthenumberhere,andpress“Enter”.好,这样的话,您需要在这儿输入数字,并且按“确定”。Inthiscase这样的话Incase以防,万一DifferentkindofbanksBankofChinaPeople’sBankofChinaIndustrialandCommercialBankofChinaAgriculturalBankofChinaChinaConstructionBankBankofCommunications中国银行中国人民银行中国工商银行中国农业银行中国建设银行交通银行Dialogue2WhydoesJimgotothebank?Payhistelephonebill.Accordingtothedialogue,whataresomeothernewservicesthatthebankoffers?Youcanpayyourtuitionthroughthebank.…I’mheretopaymytelephonebill.I’mhereto…我到这里来是···,如:Iamheretogetmybookback.我到这里来拿回我的书。To在这里表示“趋于,倾向”,如:Themothersingsasongtomakethebabysleep.妈妈唱歌使宝宝睡着。Dialogue3WhatisInternet-bank?Internetbankmeansakindofself-helpservicesofferedbythebankforitsclientsbytheInternet.WhydoesJulietwanttousetheInternetBank?BecauseshecouldpayherbillsontheInternet.Itmakesherlifemoreconvenient.Internet-bankingmeansakindofself-helpservicesofferedbythebankforitsclientsbytheinternet.网上银行是指一种通过网络提供给顾客自助服务的银行。AslongasyouhaveacomputeranditconnectstotheInternet.只要你有电脑,并能与互联网相连接就可以。Aslongas只要,如:Aslongasthereislife,thereishope.留得青山在,不怕没柴烧。Ithinkit’stheverythingforyou.这正是适合你的事情。Very在这里指“正是,恰好的”,如:Heistheverymanforyou.他就是适合你的那个人。Calvinistheverypersonforthejob.加尔文正是适合做这份工作的人。Ican’tagreewithyoumore.我太同意你了。也可以说Iagreewithyouverymuch.Sentencepatterns请求帮助及回答:Couldyoubesokindtoshowmehowtouseit?I’dbegladto,Madam.表示顺序:Firstlyyouputinyourcard…Andthen…询问数量:Howmuchdoyouwant?表示听说:Iheardthatyoulikedoingon-lineshopping.表示同意:Ican’tagreewithyoumore!表示满意和高兴:Howwonderful!Thedangerof“cashlesssociety”1Whathelpspeoplemoveintoa“cashlesssociety”?Withtheuseofcreditcardsandcell-phoneshopping.2Whatisthecommonweaknessofbothcardsandcash?Theycanbelost.3Howdopeoplesolvetheproblemoflosingcard?Puttingastore-valuedmicrochipinpeople’sbodies.4Whatisthedangerof“cashlesssociety”?Insuchasociety,peoplefromthebankstotheshopsknowwhatyouspendonandwhere.5Howdoesthe“cashlesssociety”changeourlife?Itmakesourlifemoreconvenientbutlessfree.Withtheuseofcreditcardsandcell-phoneshopping,peoplecangothroughawholedaywithoutusingcash.随着信用卡和手机购物的使用,人们可以度过一整天而不用现金。With表伴随,如:Withhistellingtheway,Ifoundhishouse.因为他告诉我路,我才找到了他的家。The“cashlesssociety”givespeoplemoreandmoreconvenience,however,itbringspeoplemoreandmoredangeratthesametime.Moreandmore+N.(复数)Firstofall,cardshaveoneimportantweakness…Firstofall首先,也可以用first来表示注意:没有second/thirdofall的用法,可以用secondly/thirdly来表达相同的意思。Peoplehavealreadyfoundawaytosolvetheproblem:puttingastore-valuedmicrochipinpeople’sbodies.人们已经找到了解决这个问题的方法:在人体中植入一块储值芯片。store-valued由store(储存)和value(价值)合成,意思是“储值的”。…alltheyneedtodoiswavingtheirhandsinfrontofthesensor.他们所要做的就是在传感器前挥手。划线部分作为主语,指“他们所要做的”Thisisexactlythekindofthingthatalotofpeopleseeasagreatdangerof“cashlesssociety”.这也正是很多人认为的“无钞社会”的巨大危机所在。The“cashlesssociety”makesourlifemoreconvenientbutlessfree.Makesth./sb.+adj.使某物/某人怎么样UsefulexpressionsI’dliketoopenanewaccount.我想开个账户。CanIhaveastatement?能不能给我开一份对账单。I’dliketotransfer$1000frommycurrentaccounttomysavingsaccount.我想把1000美元从活期转到定期存款账户里去。Theycharge$4commission.他们收4美元的手续费。Insertyourcardintothemachinehere.把卡插入机器。UsefulexpressionsNowenteryourPIN.现在输入你的密码。Givemesomesmallnotes,please.请给我一些小面额的钞票。CanIchangethisintoEuros,please?请问我能把这个换成欧元吗?Therearesomerestrictionsonwithdrawingmoney.提取现金有些限制。Mysalaryispaidstraightintomyaccountattheendofeverymonth.我的工资每月底直接打进我的银行贷款里。UsefulexpressionsIfyouwanttobuyanewcar,whynotgetaloanfromthebank?你想买新车为什么不向银行贷款呢?Interestratesareverylow.Whydon’tyouborrowthemoneyfromthebank?利率挺低的,你为什么不向银行借呢?I’llhavetostopspendingsomuchmoney.I’malreadyoverdrawnbyover$100.我可不能再花钱大手大脚的,已经透支100多镑了。UsefulexpressionsIneedsomecash.Isthereacashpointnearhere?我需要点现金,这附近有自动提款机吗?Ifyouneedtopayabill,youcanwriteacheque.如果你要付账单,可以写张支票。Somepeopleneverneedtovisittheirbank.Theyuseanelectronicbankingservice.有的人从来不去银行,他们使用