chapter-13-opening-an-account

CanyoulistsomebanksinChina?Theabbreviationofbank中国建设银行（CBC）：“存不存？”中国银行（BC）：“不存！”中国农业银行（ABC）：“啊？不存？”中国工商银行（ICBC）：“爱存不存！”民生银行（CMSZ）：“存么，傻子！”(1)Doyouhaveanybankcard?(2)Howwouldyouliketopayforyourpurchase,cashorcard?Why?(3)Didyoueverhavetheexperienceofdepositingthemoney?How?Andwhatkindofaccount?Warming-upQuestionsBankdepositsareusuallyintwoforms:currentaccountanddepositaccount.Sometime,thechecking-savingsaccountisbelongedtotheserviceofcurrentaccount.CultureBackgroundDialog1askforinformationaboutopeninganaccountIdon’tknowwhattodowithit.First,youneedtodepositthecheckinthebank,thenpaythebillsbycheckandgetsomecashwithyourATMcard.deposit：存款withdraw：取款ATM：DepositWithdrawalInquiryPasswordChangewhattodowithhowtodealwith如何处理某事I’llgotoopenanaccountrightnow.Don’tforgettotakeyoursocialsecuritycard.Afriendhelpmeapplyforonefromthesocialsecurityoffice.e.g.Imadeupmymindtoapplyforscholarship.I’lllearnthenumberbyheart.马上社保卡申请牢牢记住Dialog2OpeninganAccountdepositaccount:timedeposit定期存款currentaccount:活期存款Youwillfilloutthisformandshowmetheidentificationcard.fillout:填写identificationcard:身份证What’stheminimumamountIcandepositintoanaccount?最少存款Dialog3interestrateinterestrate:利率Wenowofferayear-termaccountat4.8%interest.Hereisthebankbook.年期的passbook存折OpeningaSavingsAccount开立存款账户1.Iwanttoopenanaccount.2.Whatkindofaccountdoyouwant?3.Wehavecheckingaccountsandsavingaccounts.4.Wehavecurrentsavingsaccount,timesavingsaccountandlargedeposit.5.IwanttobeabletogetmoneywheneverIneedit.6.Whatistheprocedureforopeninganaccount?7.Youhavetofilloutthisapplicationformfirst.1.我要开立一个账户。2.您要开什么样的账户？3.我们有支票账户和储蓄账户。4.我们有活期存款、定期存款和大额存款。5.我希望在需要钱的时候可以随时支取。6.开户要办什么手续？7.首先，您得填好这张申请表。OpeningaSavingsAccount开立存款账户8.Openinganaccountisfreeofcharge,butyouhavetodeposit10yuanasyourinitialdeposit.9.Willyoupleasefilloutthedepositslipfirst？10.Here’syourpassbook.Pleaserememberyourcodenumberandkeepitsecret.12.yearinterestrateis2.5%.8.开户不需要手续费，但您得先存10元起存额。9.请您先填一下储蓄存单，好吗？10.这是您的存折。请记住您的密码并且保密。12.年利率2.5%。PartVIISpeakingPractice1.MakingDialoguesYouandyourpartneraresupposedtomakedialoguesaccordingtothesituations.(1)Youwanttoopenanaccountwiththebankandyouwanttotakeoutmoneywheneveryouneedit.Thebankclerkadvisesthatyouopenacurrentaccountthathasnointeresttoit.Andthentheclerkasksyouforyourfullnameandaddress.(2)YouwanttoapplyforanATMcardbutyoudon’tknowhow.Theclerksaysit’seasyandyoucanjustapplyforitbyfillingoutaform.Task11.deposit2.Minimum/initialamount3.deposit4.current5.Interestrate6.openanaccount7.withdraw,ATM8.passport9.fillinTask2openasavingaccountkindofaccountOpenacurrentaccountfillintheseformswithdrawthemoneyatanytimeTask3Iwanttoopenanaccount,butIdon’tknowwhatkindofaccountshouldIopen?Doyouoftendepositandwithdrawmoney?No.Ionlywanttodepositthesalaryandpaythepurchaseatdepartmentstoreonceamonth.Thenyou’dbetteropenacheckingaccount.