StandardCharteredBanksStandardCharteredistheworld’sleadingemergingmarketbank.Itemploys29,000peopleinover500officesinmorethan50countriesintheAsiaPacificRegion,SouthAsia,theMiddleEast,Africa,UKandtheAmericas.OurglobalheadquartersisinLondon.TheBankservesbothConsumerandWholesaleBankingcustomers.TheConsumerBankprovidescreditcards,personalloans,mortgages,deposittakingactivityandwealthmanagementservicestoindividualsandmedium-sizedbusinesses.TheWholesaleBankprovidesservicestomultinational,regionalanddomesticcorporateandinstitutionalclientsintradefinance,cashmanagement,custody,lending,foreignexchange,interestratemanagementanddebtcapitalmarkets.Likeallcompaniesweareoperatinginaclimateofmassivechange.WearethereforedevelopingnewstrategiestoensurethatourbusinesskeepsabreastofthemovestoapplytheprinciplesofCorporateSocialResponsibility.StandardCharteredrecognizesitsresponsibilitiestoitsstaffandtothecommunitiesinwhichitoperates.Webelievethatwithappropriatepoliciesandpracticesinplacewecanbealegitimateinfluenceforgoodbypromotingthebeststandardsofsociallyresponsiblebusinessinthedevelopingworld.Bydoingsowehopetostimulatepositivechangeandgreaterengagement.StandardCharteredstrivestooperateinamannerthatmeetsorexceedstheethical,legal,commercialandpublicexpectationsofsociety.Ourobjectiveistobenefitallofourstakeholdersincludingourshareholders,customers,staffandthecommunitiesinwhichweoperate.Westronglysupportthetrendtowardsdeliveringshareholdervalueinasocially,ethicallyandenvironmentallyresponsiblemanner.Wealsobelievethatimprovedtransparencythroughreportingandimprovedengagementthroughdialogueoffersclearbenefits,notonlyforsociety,butalsoforStandardChartered.Aresponsibleorganizationwillbebetterabletoattractandretainitscustomers,employees,shareholdersandsuppliers.Itwilloperatewithgreatercohesionandclearerfocus.Itwillbebetterabletolistenanrespondrapidlytochangingneedsandmarkets.Responsibility,dialogue,actionandreportingarethekeyelementsinavirtuouscirclethroughwhicheveryonebenefits.WeareproudtopromoteoursupportforCorporateSocialResponsibility.StandardCharteredofferspersonalfinancialsolutionsrelevanttoyouasanindividual.Someoftheseincludeprioritybanking,creditcard,insurance,personalinvestmentaswellasdepositandretailservices.Wetreasurebuildingarelationshipwithyou,developinganunderstandingofyourchangingfinancialneedsatdifferentstagesofyourlife.Ourlongheritageofnearly150yearshasenabledustochangewithtime,offeringqualityproductsbymeansthatareconvenienttoyou.BizFinancialServicesofferoneofthewidestrangesofbankingproductsandservicesinthemarkettoday.Managingagrowingbusinessdemandsmostofyourtimeandenergy.Thatiswhyworkingwiththerightbankcanhelpyourbusinesssailmoresmoothly.Corporate&Institutionalbankingprovidescashmanagement,custodyandtradefinanceservices.Weofferaone-stopriskmanagementsolutiontoourcustomers—thelocalcorporate,multinationalcompanies,investmentandfinancialinstitutions,andcentralbanks.Corporate&Institutionalbankingprovidescashmanagement,custodyandtradefinanceservicesthroughourstrongmarketnetworksinAsia,Africa,theMiddleEastandLatinAmerica.WeprovideabridgetothesemarketsforclientsfromtheUSandEurope.With150yearsintheemergingmarketstheBankhasunmatchedknowledgeandunderstandingofitscustomersinitsmarkets.