人民币国际化的障碍与对策研究 毕业论文

本科毕业论文毕业论文论文题目：人民币国际化的障碍与对策研究院系专业学号学生姓名指导教师完成日期I摘要随着世界经济全球化、一体化的推进，中国经济的持续快速发展和综合国力的不断强大，人民币的国际地位不断提升，其影响力开始向周边地区扩展；在美元不断贬值的背景下，为减少外汇波动风险，贸易对人民币国际化的要求越来越强烈；因此,人民币国际化问题研究具有很强的现实意义。本文将基于国际货币化的基本理论，论证一国货币国际化所需要的条件，尤其是一国贸易市场及金融市场规模对货币国际化的重要性。在此基础上，从人民币国际化动因，人民币国际化的功能体现及现实意义三方面深入分析人民币国际化现状；从基本国情及政治历史因素深入分析人民币国际化所遇到的主要障碍，并最终针对性地提出人民币国际化应走的路径选择和配套的建议对策。关键词人民币国际化；可自由兑换；汇率形成机制IIAbstractWiththeglobalizationandintegrationoftheworldeconomy,fastandsustainabledevelopmentofChineseeconomyandthegrowthofcomprehensivenationalstrength,theinternationalstatusofRMBisincreasinganditsinternationalimpactisspreadingintothesurroundingareas.UnderthebackgroundofU.S.dollardevaluationunceasingly,TheRMBinternationalization'srequestisgettingmoreandmoreintensefortradedevelopmentastoreducetheforeignexchangefluctuationrisk.Therefore,theresearchofRMBinternationalizationhasgreatpracticalsignificance.Beingbasedonthefundamentaltheoryofinternationalmonetary,thisessaydemonstratesthetermsofcurrencyinternationalizationwhichacountryneeds,particularlytheimportanceofacountry’strademarketandfinancialmarketscale.Onthisbasis,accordingtotheRMBinternationalizationmotivation,theRMBinternationalization'sfunctionreflectionandpracticalsignificance,thisessayanalysesRMBinternationalizationpresentsituationthoroughly.Accordingtofundamentalrealitiesofthecountryandpoliticalhistoryfactor,itanalysesRMBinternationalizationmainobstaclesthoroughlyandultimatelypointsouttheoptimumrouteandsupportingreformoftheRMBinternationalization.Keywords：RMBinternationalizationConvertibleExchangerateformationmechanismI目录摘要...................................................................................................................................错误!未定义书签。Abstract.................................................................................................................................错误!未定义书签。绪论.......................................................................................................................................................................I一、货币国际化理论综述..................................................................................................................................1（一）货币国际化含义..............................................................................................................................1（二）货币国际化的理论基础..................................................................................................................11．马克思对货币国际化的论述...................................................12．最适度货币区理论...........................................................13．金融深化理论...............................................................24．三元悖论...................................................................2二人民币国际化的现状分析..........................................................................................................................3（一）人民币国际化动因........................................................................................................................31.中国经济与政治地位日益提高..................................................42.人民币在周边国家和地区的流通急剧增加........................................53.金融、外汇制度改革成效显著..................................................5（二）人民币国际化进程中的功能及体现............................................................................................61.人民币在国际贸易领域发挥计价结算功能........................................62.人民币在金融资产领域发挥计价交易的功能......................................63.人民币国际化在政府层面的体现................................................7（三）推动人民币国际化的战略意义......................................................................................................71.人民币国际化有助于我国对外贸易的稳定发展....................................82．人民币国际化有助于我国金融市场的深化改革...................................83.人民币国际化有助于增强亚洲经济抵御风险的能力...............................84.人民币国际化有助于构建多极化的国际经济新秩序................................9三人民币国际化的主要障碍..........................................................................................................................10（一）人民币还不能实现完全的可自由兑换........................................................................................10（二）利率、汇率形成机制还未实现完全市场化...............................................................................11（三）金融市场还不发达且金融监管还不健全.....................................................................................11（四）在国际贸易和国际投资领域的影响力不足.................................................................................11（五）国际政治斗争阻碍及美元惯性....................................................................................................12四人民币国际化的对策及建议......................................................................................................................13（一）推进人民币资本项目可自由兑换................................................................................................13（二）推进利率市场化和汇率市场化....................................................................................................14（三）完善金融市场，提高金融监管水平............................................................................................14（四）保持经济稳定增长及逐步扩大人民币影响力，其中提高企业