CollegeStudents’InternetloanByGroupSixInrecentyears,avarietyofcollegeinternetloansappearoneafteranother.Atpresent,Therearemorethan30Internetlendingplatform,suchasfenqile、paipaidai.CollegestudentonlyneedtouploadtheirinformationofIDcardandSchoolroll,recordingvideostosign.Thenyouguyscangetthemoneyinashorttime.Zhengxu,astudentofHenan,wascrazyaboutgamblingball.HewasoneofbadexamplesinInternetloan.Becauseofgamblingball,hewaswiththedebtof1million.Thoughhisparentsrepayabout10,000,itdidn’thelpmuch.Soatlast,killinghimselfbyjumpingoffbuilding.DamageSincewehaveCollegeInternetLoan,ourconsumptionwereoftenspentexcessively,cultivatingharmfulconsumedhabit.Ifwecouldn’trepayloanontime,InternetLoanPlatformwilltakeuncivilizedmeasures,forinstancethreat,telephoneharassmenttoourparentsandfriends.CollegeInternetloanthemselveswillalsoabsorbtheriskoflosingmoney.Atstudent’ssideNowadaysstudenthavestrongconsumptiondemand.Someofthemarevanityorlovetocompare.What’sworse,somestudentsgetadditctedingambling(赌博).Theyaredrowningmen,andinternetloanisthestrawtheycaneasilycatch.AtthesideofinternetloanTheyhavenocontacttoeachother.Thereasonwhytheycanloanouteasilyisthattheybelievetheparentsbehindstudentshopetheirchildrengraduatedsafely,sotheywouldhavetheloanback.SolvingmethodsGovernmentisopposedtotakeeffectivemeasurestofixthisproblem,forinstancestandardizedthoseloaninstitution.Students&InternetloanplatformStudentsthemselvesareopposedtocontroltheirconsumingdesireandcomparisonswithothers.Differentplatformsshouldsetupdifferentmaximumloanamounts,encouragingthoseplatformstostrengthentheircontrolrisk.SummaryForNetworklendingplatformhavenobusinesscontactwitheachother,studentscanloanmorewithoutanyblock.Wehavegivensomesuggestionsforthisproblem,butitwasverysimple.Themostsignificantthingistoletyouknowthatthisproblemandprotectyourselveswell.