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1*1[12]1.11.1.11.1.2123[3,4]4[8]5[7][19]500[21][25]1.2*2Cater[5]1212[20,42]3[22]4[20]5[51]6[23]1.2.11928COECOECOEFEMANFIP1.2.219491.3[32]1980[20][20]3Wright[20][20]1994[49]1997[46]1949198717.8[49][55][53][22]1.3[4,16]501956NFIP[20]804198619871988[22]19911998[37,38][39,40][37][23,24][25]1.425Cater6ABABABAB71.A.J.Saul.FloodsandFloodManagement[M].KluwerAcademicPublishers,1992.2.Rossi,G.N.HarmanciogluandV.Yevjevich.CopingWithFloods[M].KluwerAcademicPublishers,Dordrecht/Boston/London,1994.83.WhiteGilbertF.FloodHazardInTheUnitedStates,AResearchAssessment[M].ColoradoUniversityPress,Colorado,1975.4.Sorkin,AlanL.EconomicAspectsofNaturalHazards[M].LibraryofCongressCataloginginPublicationData,1982.5.Cater,W.N.DisasterManagement:ADisasterManager’sHandbook[M].Manila:ADB,1991.6.Burton,I,R.W.KatersandG.F.White.TheEvironmentasHazard[M].SecondEdition,TheGuilfordPress,NewYork,1993.7.Blaikie,P.T.Cannon,I.DavisandB.Wisner.AtRisk:NaturalHazards,People’sVulnerabilityandDisasters[M].Routledge,London,1994.8.KaspersonJ.X.,R.E.KaspersonandB.L.TurnerII.RegionsatRisk:ComparisionsofThreatenedEnvironments[M],UnitedStatesUniversityPress,Tokyo,NewYork,Paris,1995.9.EL-Sabh,M.I.AndT.S.Murty.NaturalandMan-madeHazards[M].D.ReidelPublishingCompany,Dordrecht,Holland,1988.10.Goovaerts,M.J.InsurancePremiums:TheoryandApplications[M].Amsterdam:North-Holland,1984.11.Lencsis,PeterM.InsuranceRegulationInTheUnitedStates:AnOverviewforBusinessandGovernment[M].Wetport,Conn,Quorum,1997.12.Gustavson,SandraG.Insurance,RiskManagement,andPublicPolicy:EssaysinMemoryofRebertI.[M].Mehr.,Boston,KluwerAcademicPublisher,1994.13.Kenedy,DavidW.Insurance:Whatdoyouneed?HowMuchIsEnough?[M].ETucson,Ariz.,Knight-RidderPr.,1987.14.WhiteGilbertF.andJ.Eugene.AssessmentofResearchonNaturalHazards[M].Cambridge,Massachusetts,MITPress,1975.15.WhiteGilbertF.,StrategiesofAmericanWaterManagement[M],AnnArbor,UniversityofMichigan,1969.16.Kunreuther,Howard,etal.DisasterInsuranceProtection[M].NewYork,JohnWiley,1978.17.S.TravisPritchett,JoanT.Schmit,HelenIDoerpinghausandJamesL.Athearn.SeventhEdition,RiskManagementandInsurance[M].WestPublishingCompany,1996.18.A.Z.Keller,andA.F.Al-Madhari,RiskManagementandDisasters,DisasterPreventionandManagement[J],1996,5(5),19-22.19...[J].199817(64).20..[M].1997.21..[J].199653.22..[M].1995.23..[M].1996.24..[M].1993.25..[J]199820(7).26..[M].1998.27.[M].28.[M].29.[M].30.[M].931..[J].19944.32..[J].199813(4).33..[J].199813(4).34..[J].199813(2).35..[J].19965(4).36..[J].19893.37..[J].19874.38..[J].19916(1).39..[J].19978(3).40..[J].19922(4).41..[J].19916(2).42...[J].199611(3).43...[J].19892.44...[J].199611(2).45..[J].19927(1).46..[J].19977(2).47..[J].19954(1).48..[J].19932(4).49..[J].19943(1).50..[J].19977(2).51..[J].199510(1).52..[J].19938(4).53..[J]199510(4).54..[J].19966(4).55..[J].199611(1).56..[J].1997123.ThePerspectiveofFloodRiskManagementStudyandTheDisscussionofFloodRiskManagementMeasuresinChinaWuguangZhouPeijunShi(InstituteofResourcesScience,BeijingNormalUniversity;OpenResearchLaboratoryofEnvironmentalChangeandNaturalDisasteroftheMinistryofEducationofChina;Beijing,100875,China)AbstractBasedonthesummaryofresearchreportsandpublicationsonfloodriskmanagement,weputforwardthefloodriskmanagementstudyperspectivesandmeasuresofChina.Thegovernmentshouldsetupthefloodmanagementlawandthefloodpreventioninfrastructure,thefamilyandfactoryshouldimprovetheireconomicabilitytopreventthefloodandthefloodriskcostshouldbealsoconsideredintheproduction,theinsurancecompanyshouldstrengthenthefloodriskcontrolandfundsusingability,andthesocialreliefisanimportantmeasureinfloodriskmanagement,butitisnottheobjective.KeyWords:FloodRiskmanagementmeasuresChina