Financial-risk-prevention

Financialriskprevention1financialriskFinancialriskisarealisticquestionwhichtheenterprisemustfaceintheprocessoffinancialmanagement,financialriskisobjectiveexistence,enterprisemanagementofthefinancialriskonlytotakeeffectivemeasurestoreducetherisk,andmaynotcompletelyeliminatetherisk.Basedontheanalysisofenterprisefinancialrisktypes,findingoutthespecificreasonsforthefinancialrisksarisingfrom,andtriestoexploreaneffectivewaytosolveallkindsoffinancialrisk.Intoday'sworldbecauseoffinancialriskandbankruptcyofthecompany,orevenlargecompaniesisnotasrareasin2002,theworld'stop500isanexampleofenron.Therefore,ignoringthefinancialriskwillbringseriousconsequences.Summary:financialrisk(financialrisk)referstotheriskofcorporatefinancialstructureisirrational,improperfinancingcompaniesmaybeinsolventandleadinvestorstoexpectadeclineinyieldsof.Financialriskisbroadlydefinedandnarrowlydefined,decisiontheorists,riskisdefinedastheuncertaintyofloss,thisisanarrowdefinitionofrisk.JapanesescholarKameiLiminbelievesthattheriskisnotonlyreferstotheuncertaintyofloss,butalsotheuncertaintyofprofit.Thisistheviewthattheriskisuncertain,itmayposeathreattotheactivitiesofthemainbody,mayalsobringtheopportunity,thisistheconceptofgeneralizedrisk.2financialriskclassification2.1financingriskThefinancingriskreferstothecapitalmarketsupplyanddemand,duetochangesinthemacroeconomicenvironment,bringtheenterprisetoraisefundsforthefinancialresultsofuncertainty.Includinginterestraterisk,financingriskandfinancingrisk,financialleverage,exchangeraterisk,purchasingpowerrisk.2.2investmentriskInvestmentriskreferstotheenterprisetoinvestsomemoney,becauseofchangesinmarketdemandandtheinfluenceoftheultimateriskincomeandtheexpectedreturnfromthe.Foreigninvestmententerprisesaremainlydirectinvestmentandportfolioinvestmentintwoforms.2.3businessriskBusinessriskandbusinessrisk,isreferstotheenterprise'sproductionmanagementprocess,theenterprisecapitalmovementsluggisheffectforproductionandmarketingaspectsofuncertaintyfactors,enterprisevaluechanges.Businessriskmainlyincludespurchasingrisk,productionrisk,stockliquidityrisk,accountreceivablerisketc..2.4inventorymanagementriskEnterprisestomaintainacertainamountofinventoryforthenormalproductionisessential.However,howtodeterminetheoptimalinventoryisamoredifficultproblem,inventorytoomuchwillleadtoproductbacklog,occupytheenterprisecapital,higherrisk;toolittleinventorymayleadtorawmaterialsupplyisnottimely,affecttheenterprisenormalproduction,seriouswhenmayresultinabreachofcustomer,affectthecompany'sreputation.2.5liquidityriskLiquidityriskistheriskthatcannotbenormalanddeterministictransferenterprisescashordebtandcash,notthenormalperformanceofpossibility.Inthissense,theliquidityriskanalysisofenterprisesfromtwoaspectsofenterpriseliquidityandsolvencyandevaluation.The3sourcesoffinancialriskIntheanalysisofthefinancialrisksofenterprise,wethinkwecanmakeuseofstrategicthinking,externalanalysisandinternalanalysisofthe.3.1analysisofexternalfinancialriskTherearealotoftheexternalcauseofthefinancialrisksofenterprise,whichmainlyincludesfourreasons.3.1.1economicfactorsThemaineconomicfactorsincludingfiscalpolicy,monetarypolicy,taxrate,industrialstructure,growthofGDP,inflationrate,exchangerate,interestrateandsoon.Thechangeofthesefactorswillhaveafar-reachingimpactonthedevelopmentofbusinessenterprises,processingisnotgood,itiseasytomaketheenterprisefinancialrisk.3.1.2,thegovernmentpoliticalandlegalfactorsThepolitical,legalandgovernmentfactorsconstituteanimportantopportunityfortheenterprisesizeandthreats.Torelyheavilyongovernmentcontractsandsubsidiestotheindustryandcompanyfinancialanalysisexternalpoliticalpredictionbecomethemostimportantpartof.Thelegalenvironmentoftheenterprisesystemoflawsandregulationsandthechangesoftheenterprise'sbusinesscansignificantlyinfluence.3.1.3naturalenvironmentfactorsBecauseoftheriskoflossescausedbynaturalforces,trafficdisruptioncausedbythepropertyoftheenterprise.Forexample:storms,floodsandearthquakesetc.willaffecttheprofitsofenterprises,resultinginthefinancialriskoftheenterprise.3.1.4society,culture,populationandenvironmentalfactorsSociety,culture,populationandenvironmentalfactorsfortheenterpriseproducts,services,marketsandconsumerswillhaveasignificantimpact.Forexample:thereligiousconflictsarelikelytocauseunrestandwar,theresultmayleadtodamagetheoperatingconditionsoftheenterpriseproductionandmanagementactivitiesandinterrupt.Analysisof3.2internalfinancialrisk3.2.1enterprisemanagementpersonnellackofknowledgeontheobjectivityoffinancialriskThefinancialriskisanobjectiveexistence,aslongasthefinancialactivitieswillinevitablyfacetheproblemoffinancialrisk.Inpracticalwork,especiallythefinancialmanagementpersonnellackofriskawareness,aslongasmakegooduseoffunds,willnotproducefinancialrisk,riskconsciousnessisoneoftheimportantcauseoffinancialrisk.3.2.2lackofscientificfinancialdecision-makingleadstomakingmistakesFinancialdecision-makingmistakesisthecauseofthefinancialriskisanotherimportantreasontoavoidmakingmistakesisthepremiseoffinancialfinancialdecision-makin