北京市中小企业分析及信贷政策建议

首都经济贸易大学硕士学位论文银行对中小企业提供信贷支持问题的研究——北京市中小企业分析及信贷政策建议姓名：陈文涛申请学位级别：硕士专业：@指导教师：张晋生@14200824200819%105.1%1.82%1837.323.1%2472512.4%7%34234442“”3“”1234561412008“”“”2009200811241341.1441541100099%60%40%90%75%2006969160%200070%43.8%6412070Weston&Brigham1970,1978FinanciallifeorthefirmI1998Berger&UdellWeston&Brigham174123200884119%105.1%1.82%2.3%1837.323.1%2472512.4%7%1074712.4%6.5%21.11986GDP2007200473.2%1-1115.7%24.3%17.6%204040022008941125.522.9%3.62010411141124113411441154116411174118412413623910643192951941152.36156.5274.764.57%2.72%75.57%0501001502002503000.00%10.00%20.00%30.00%40.00%50.00%60.00%70.00%80.00%2041684.6262946.55091255.71271581.76691929.46330.38%38.26%32.66%25.97%21.98%050010001500200025000.00%5.00%10.00%15.00%20.00%25.00%30.00%35.00%40.00%45.00%168.5173205.7493308.7062379.8364489.2328516.1089740.8016947.00651201.93051440.230233.59%22.09%50.04%23.04%28.80%29.37%43.54%27.84%26.92%19.83%020040060080010001200140016000.00%10.00%20.00%30.00%40.00%50.00%60.00%214122412341244125412641274128412002008235.19%2005005004117.60%500100010003113.30%1000300030004720.17%30003213.73%100.00%29413041(1FC)490%199519985262“”WTO31413050AA100050003241123341“”3441“”“”“”“”“”“”3541“”“”“”“”36413741“”3841[1]20081[2]20072[3]20084[4]20087[5]200667477[6]20062006[7]2006127[8]4546[9].PeterK.Oppenheim:GlobalBanking,2004[10]200311[11]20074[12]20076[13]200010[14]2005[15][2003]143[16]2006[17]2003[18]200512[19]2005[20]200363941[21][22][23][24]2008[25]Baker,Malcolm,RichardRubackandJeffreyWurgler2006BehavoralCorporateFinanceForhtcominginHandbookorCorporateFinanceEmiricalCorporateFinanceVolumeAElsevier/Norht-Holland.[26]Hackbarth,Dirk,2004,ManagerialTraitandCapitalstructureDecisions,HassBusinessSchool,WorkingPaper[Online].Availableat=362740.[27].Hogan,TeresaandElaineHuston,2005,CapitalStructureinNewTechnology-basedFirms:FinancingintheIrishSector,GlobaolFinanceJournal.[28].Sogorb-Mira,Francisco,2005,HowSMEUniquenessAffectsCapitalStructure:EvidencefromA1994-1998SpanishDataPanel,SmallBusinessEconomics.[29]Zingales,Luigi,2000,InSearchofNewFoundations,JournalofFinance55,1623-1653.[30]Adams,MehranIscorporategovernancedifferentforbankholdingcompanies?FederalReserveBankofNewYorkWorkingPapers,2003.[31]Berger,A.N.andG.F.Udell:SmallBusinessandDebtFinance,InHandbookorEntrepreneurship,ed.Z.J.AscandD.B.Audretsch.Dordrechta:KluwerAcademicPublishing,2001.[32]Berger,A.N.andG.F.Udell:Theeconomicsofsmallbusinessfinance:Therolesofprivateequityanddebtmarketsinthefinancialgrowthcycle”,JournalofBandking&Finance,22,1998.[33]FinancialEnglishTestCommittee:ModelBankingPractices,2002.[34]Jappelli,TulllioandMacroPagano:InformationSharing,LendingandDefaults:Cross-CountryEvidence,JournalofBankingandFinance,2001.[35]RobiniH.J.De-regulatedcreditbureaus:Couldtheyraisecreditrationing?.WorkingPaperUniversidaddelSalvador2000[36]WorldBank.2002,WorldDevelopmentReport2002:BuilidingInstitutionfoyMarkets,chapter4,Washington,D.C[37]Alti,Aydogan,2006,”Howpersistentistheimpactofmarkettimingoncapitalstructure[38]Fischer,EdwinO.,RobertHeinkelandJosefZechner,1989,”DynamicCapitalStucturesChoice:TheoryandTests”,JorunalofFinancialEconomics4041[39]Frannery,Mark,andKasturiRangan,2006”PartialAdjustmenttowardTargetCapitalStuctures”,JorunalofFinancialEconomics[40]Korkeamaki,TimoP.andRutherford,MatthewW.,2006,industryEffectsandBankingRelationshipasDeterminantsofsmallFirmCapitalStructureDecisions”.JournalofEntrepreneurialFinance&BusinessVentures114141银行对中小企业提供信贷支持问题的研究——北京市中小企业分析及信贷政策建议作者：陈文涛学位授予单位：首都经济贸易大学本文链接：授权使用：浙江财经学院图书馆(zjcjxytsg)，授权号：4888ad90-a871-4453-a0d3-9ea600e1679e下载时间：2011年3月14日