独立担保制度探析

(,100871):,,,,,:;;:DF522:A:100025919(2003)0220091209:2002211220:(1965),,,,,[1](P826),,,,,,,,:,,,,,,,,,,HP()(),,,,,,,,,,,,,,,20,,,,,,1978,(Denning),40220033()JournalofPekingUniversity(PhilosophyandSocialSciences)Vol.40,No.2Mar.2003©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.[2](P68),,,196419721976,524,1968627:,,,,199511,1992,1992,,,,5:,,,,1996,19987,,,,,,,,,,2000,,[3](P30),,,;,,,,,,,,,,(Cabrillac),:,29()2003©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(RoyGoode),:,,,[4]:,,,[5](P127)[6](P9)[7]19951211(ConventiononIndependentGuaranteesandStand-byLetterofCredit),,,(undertaking),2:,,,(/),,,,,,/,3:,:(a)/,();(b)/,,/458ICC,,,Garantie,,,,,,,,,,,,,,(onfirstdemand),,,,(),,,,(),,()(),,39,19641978,1978:(),,2:©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(ContractofGuarantee),(contractofindemnity),contractofindemnity,(contractofgurantee);,:1677,,;,,;,,,,,:,,;,,,(),(),[8](P24),,,,,:,,,;,,;,;,;:,(),,,,,1978,1982,,,:,?,,,,,:;;;[7](P23),,,,,11(StandbyLetterofCredit),(CommercialPaperLPC)(GuaranteeLPC),19,49,,()2003©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:,,:a);b);c)[9](P145146):a);b);c);d),,;e)[10],,,()(),,(),,,,,:,,(trueguarantee),,,,,[11],,,,,,,,,,,,,,[12](P196),,,,,,,,,21(ondemand),,,,,,:,,,(LetterofGuarantee,LPG),,,:,,,,,,,592:©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),:,;,,,,[13](P173),(),,,(1),(2)(3);,,,,,,,,(4),3.(ComfortLetter)ComfortLetter,,,,,,,,,,,:,,,,,,,,,,,;,,,,,,,,,,,,,,69()2003©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.:(1),,,,(2),,,,:(1),,(2),(primaryobligor),,,,,,;,,,,,,,,,,,,,:;;,[14](P75),,,,,,,,,,,,,,5,,,,,,,,;,,,:,,,79,Guarantee,2:©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.(),,,,,,,,,,,,,,,,,,,;,,,,,,,,,,:,,,,,,5,,,,,1996,,,,,,,,,,,,:[1].[M].:,2000.[2].P[M].:,2000.[3],,,.[M].:,2001.[4].[J].,1999,(5):30.[5],.[M].:,1993.[6]..[M].:,2000.[7].[M].:,2001.[8].[M].:,1987.[9].[M].:,1993.[10]TheFederalDepositInsuranceCorporation[J].12C.F.R.s7.7016.[11]JonathanR.Macey&GeoffreyP.Miller,BankingLawandRegulation[M].Little,BrownandCompany:Toronto,1992,p167.[12].[M].:,1995.89()2003©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.[13].[M].:,2000.[14].[J].2000,(1):75.Exploration&AnalysisofIndependentGuaranteeSystemBAIYan(GuanghuaSchoolofManagement,PekingUniversity,Beijing100871,China)Abstract:Asanoverthrowtothetraditionaldependentguaranteesystem,independentguaranteeisaspecialguaranteesystemofwhichthewarrantorpromisestothemaincreditortounconditionallyrefundalltheguaranteeddebtsincasethatthewarranteefailstofulfillthedebts,withoutanyrightofdefensepossessedbywarrantorsincommonguarantees.Substantialityandformalityaretwocriteriarequiredinthejudgmentofindependentguarantee.Theconclusionofthosetwocriteriashallbebasedontheresearchofseveralotherformsrelatedtotheindependentguarantee.Keywords:IndependentGuarantee,Dependence,Independence()2003226,,,,,,,,,,()992:©1994-2009ChinaAcademicJournalElectronicPublishingHouse.Allrightsreserved.