商务职场英语-Unit-4-上海外语教育出版社-含课后答案

Unit4FinancialmattersLessonsTeamProjectReviewAdditionalResourcesEXITUnit4FinancialmattersLesson1KeepingarecordofpersonalexpensesLesson2StartingoutLesson3ManagingexpensesLesson4EconomicissuesLesson5InvestmentsLesson6ChangesinthewaywedothingsEXITUnit4FinancialmattersAdditionalResourcesUnitTestReadingResourcesAdditionalActivitiesWritingResourcesGrammarResourcesEXITInpairsorsmallgroups,brainstormalistoftheexpensesthatstudentshavetopaywhentheyareawayatcollege.Lesson1KeepingarecordofpersonalexpensesaExpensesListentotwostudentstalkingabouttheexpensestheyexpecttohaveastheystartoutontheirown.Completethechart.bScriptKeyRent0Food100TextbooksClothes5030500400150030TuitionUtilitiesTransportRecreationMichelle5004003000Roger50700AnneisplanningtodoanMBAandsheiscalculatingherincomeandexpensesforthecomingyear.Inpairs,estimatewhatyouthinkherincomemightbeandcompleteColumnAinthechart.Usesomeofthephrasesintheboxtohelpyou.cIthinksheprobablyearns...Itispossiblethatshe...Itislikelythatshe...AnnualIncomeABSavedearningsfromsummerjobPart-timeworkduringcomingyearSavingsGrantsOtherincomeTotalincomeforacademicyearNowlistenandcompleteColumnBofthechart.Thencompareanddiscussyourestimateswithyourclassmates.dKeySavedearningsfromsummerjob:Part-timeworkduringcomingyear:Savings:Grants:Otherincome:Totalincomeforacademicyear:Script$2,500$2,500$1,000$1,000$2,000$9,000NowlistenandmakenotesofAnne’sprojectedexpenses.eKeyScriptMonthlyExpensesRentBooks/SchoolsuppliesFood/HouseholdsuppliesNewclothesEntertainmentTelephoneTransportationTotalmonthlyexpenses×10=Totalannualexpenses_______________________________________________________________30035005040201,16011,600400Inpairs,discussthefollowingquestions.f1.WhichofAnne’sexpensesarefixed?2.Whichofherexpensesarevariable?3.Whywon’tAnnerentaplaceofherownthisyear?4.WhydoesAnneexpectherexpenditureontransportationtobelow?5.WhichexpensedoesAnneintendtoeliminatecompletely?6.WhatdoyouthinkofAnne’sdecisiontoaskforabankloanof$3,000?Insmallgroups,role-playconversationsaboutyourexpectedexpenditureonvariousitems.gExamples:Howmuchdoyouthinkyou’llhavetospendonrenteverymonth?Whatdoyouthinkyourtransportationexpenseswillbeeachmonth?Writeaparagraphaboutyourthoughtsregardingexpenditureforayear’sstudyawayfromhome.Usetheexpressionsintheboxtohelpyou.hCompareanddiscussyourideasinpairs.iIneedtofigureout...I’llprobablyneed...Imayneedtoborrow...Ishouldplan...I’llhavetostay...I’lldefinitelyhavetocutdownon...Roger:Hi,Michelle.Howareyoudoing?Michelle:Hi,Roger.Roger:So,areyoureadyfortheindependentlife?Michelle:Well,youknowhowIwasreallylookingforwardtogettingawayfromhome?Well,nowI’mbeginningtowonderhowI’llmanagemymoneyandsurviveonmyown.It’seasywhenyourparentspayallthebillsbutit’sgonnabedifferentfromhereon.Roger:Yeah,Iknow.Myrentis$400amonthandthat’sinasharedhouse.Michelle:Mineisthesame,butthatincludesallbills.Roger:Really?Notforme.Ihavetopayallutilitiesseparately—it’llbeabout$50amonth.Myparentsaregoingtopayformytuitionthissemester—about$500.Michelle:Minetoo—Ithinkitcoststhesameasyours.Youknow,Ithinkthetoughestthingtomanageisgoingtobefood.There’salwaysthetemptationtoeatfastfood,butthatissounhealthy.Iamgoingtotrytofollowahealthydiet.Mymomthinksfoodwillcostabout$100aweek.Roger:Iwanttokeepmyfoodexpensesdowntoabout$70aweek.Iamalsogoingtobuyabikeandcycletocollege.ThatwayIwon’thaveanytransportationexpenses.Michelle:Myaccommodationisonlyafiveminutes’walkfromthecollegesotransportexpenseswillonlybetrainfareshome,whichisabout$50amonth.Roger:Iboughtenoughclothesfortheterm,soIdon’treallyexpecttohavetospendanythingonclothes.Michelle:Samewithme.Youknow,Iheardbookscanbequiteexpensive.Wemighthavetospendlike$300ontextbooks!Roger:That’salot!I’mgoingtotrytofindsomeusedbooks.I’dliketokeepthecostofbookstoaround$150.Andwhataboutrecreation?Idefinitelyneedtogotothemovieslikeatleastonceaweek.I’mgoingtobudgetforabout$30atfirst.Michelle:Me,too,andthenalittlemoreafterIfindapart-timejob.Anyway,I’vegottohurrynow.Seeyoutomorrow.Roger:Yeah.Seeyou,Michelle.Anne:DoinganMBAisdefinitelyexpensive.Ineedtoprepareapersonalbudget.IshouldplanmyexpensessoIdon’tendupbrokeinthemiddleoftheyear.First,I’llcalculatemyexpensessoIcanfigureouthowmuchI’llhavefortheyear.It’sagoodthingIworkedinthesummer—the$2,500Imanagedtosavewilldefinitelybeusefulalongwiththe$1,000Ihaveinmysavingsaccount.IthinkIcancountonabout$250amonthfrommypart-timejobatthelibrarysothatgivesmeanother$2,500fortheyear.Ireallydon’twanttotakeanymoneyfromthefamily,buttheyhaveagreedtocoveranymedicalanddentalexpenses—hopefullytherewon’tbeany.Thenthereisthe$1,000fromthegrantalongwithpaymentofthetuitionfees,whichisagreatbonus.IthinkI’llgoaheadandsellmycar.Iwon’tneeditthisyearandthatshouldgetmeanother$2,000.Anne:Right,nowthehardpart—expenses.Firstthingeverymonthistherent—$400amonth.I’llhavetostayinthesharedhousebecauseIjustcan’taffordaplaceonmyown.Booksandsuppliesitseemswillcostabout$300intotalandI’llprobablyneedabout$350amonthforfoodandhouseholdsupplies.I’lldefinitelyhavetocutoutshoppingfornewclothesandlimitmyselftoabout$50amonthfore