浅议我国商业银行内部激励机制

200828(27)JOURNALOFHUINANVOCATIONAL&TECHNICALCOLLEGENO.2,2008VOL.8,SerialNo.27沈相应(淮南联合大学,安徽淮南232001)[],,,,,;,,,,,[];;[]F830.2[]A[]1671-4733(2008)02-0094-03,,,,,,,,,,,,,,,:1,,:();,;,,,,,,2006,,2,,,,,,,3,,,[]2008-04-22[](1979-),,,,:,:13855407722,,2006:,,,,,;,,4,,,,,,,,(),(),1,:,,:,,,,,,,,,,,,,(3~5),2,,,,,,:,,,,3,,,,,(),,(C.Francis):,952:,,,,,,,,,,,,,,(),,;,;,,,,,,,,(),,,,,,,,,(),,,,,,,,,:[1].:[M].:,2006.[2].[M].:,2001.[3].[J].,2004,(1):18-20.InternalIncentiveMechanismofCommercialBanksinChinaSHENXiang-ying(HuainanUnitedUniversity,HuainanAnhui232001)Abstracts:Theconstructionofinspiringmechanismisanimportantaspectinthereformsofthecommercialbanks,whichtakeavitalroletoenhancethecommercialbankcompetitivepowerandthemanagementefficiency,inrecentyears,thestate-ownedcommercialbankhascarriedontheexplorationpositivelyduringtheinspiringmechanismconstruction,butasaresultofthehistoryandthesystemandotherfactors,itdoneverobtainthemate-rialbreakthroughtruly.Withthedeepeningofreform,transformationofChinas'commercialbanksoperatingmecha-nism,improvementoftheincentiveandrestraintmechanismshavebeeninevitable.Thisarticlestartsfromtwoas-pects:psychicandphysicalinspiring,andputsforwardtheauthors'ownpointonthedesignoflong-terminspir-tingmechanismforChinas'statedcommercialbankscombinedwiththelong-terminspiringmechanismofthewes-terncountrys'commercialbanks.Keywords:commercialbanks;incentives;measure968