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doi10．3969/j．issn．1672-6073．2016．01．015·29120162AFC100037AFC、AFC、、、、AFC。U231A1672-6073201601-0059-041。AFC。AFC。AFC1-2ACC、LC、SC、SLE、IC。AFCAFC。、AFC2015-09-072015-09-16AFC475173176@qq．comAFC。AFCAFC。21998AFC、、、、、。AFC、、、。。2．1TVM、BOM3、。2．2TVM、BOM、、。2．34TVM、。ACC1TVM95·291201622、、3TVM4TVM5TVMLCACC6ACC7ACCLC。1。12．4。AFC。AFC。12LC3LCACC4ACC56ACC7ACCLC8LC910AG11AGTVM12TVM13LC14LCACC15ACC。2。22．5TVM、。ACC5ACC1TVM2、、、3TVM4TVM5TVMLCACC06AFC6ACC7ACCLC。3。33、1TVM、。2、、。4AFCAFC。。4．1、APP3APP。APPAPPTVM、。AFC、AFC1APP、234TVM5TVMACC6ACC7TVM8、ACC。4。4APP4．24．2．11SIMAFC2NFCSIM3TVM、AGSIM①SWPSIMTypeATypeBTypeCNFCTVM、AG②NFC16·29120162③ACC、、④ACC。4．2．2AG、。ACC、ACC1SIMAFC2AG→SC→LC→ACC3SIM4ACC5AG→SC→LC→ACC6LC、ACC、AFC7、8ACCACC/LC。5。556。、、、、。AFC。1．J．201427274-77．2．AFCJ．201528112-15．3．J．2010461242-44．4．J．201412165-68．5M．2012．6．J．2010238-41．SituationandDevelopmentofAFCSystemPaymentMethodsinUrbanＲailTransitLiDaoquanBeijingUrbanConstruction＆DevelopmentGroupCo．Ltd．Beijing100037AbstractThepaperstudiestheapplicationofmultiplepaymentmethodsforurbanrailtransitsytemincludingcoinsnotesstored-valueticketscreditsforloadticketsanddebitcardstomeetthefast-changingconsumptionneedsofpassengersowingtotherapiddevelopmentofurbanrailtransitinChina．ThedevelopmenttrendofquickresponseQＲcodeandcellphonepaymentofAFCsystemisalsointroducedasalternativesofmultiplepaymentmethodsofAFCsysteminurbanrailtransit．KeywordsAFCsystem;paymentmethods;currentapplicationsituation;existingproblems;developmentdirection26