中国城镇住房保障政策体系变革中的缺陷及其完善构想

:2008-08-25:(1951-),,,(,300222):,,,,,:;;;:F840.61:A:1005-1007(2009)02-0047-06Abstract:Withthereformofeconomicpolicy,China’surbanhousingsecuritypolicieshavegraduallydeveloped.Thepolicy,whichmakessocializationandcommercializationofurbanhousingbeingitsorientation,realizationoftheHomeownershipSchemebeingitsobjective,andhousingfund,economicallyaffordablehousingandcheaperrenthousingbeingitsmajormeasures,issatisfying.However,suchproblemsassecuritybody,securitystrengthandstandardregulationneedfurtherstudy.Therefore,anall-directionalhousingfundsystemshouldbeestablishedandimproved,andthehousingsecuritypolicyshouldbegraduallyadjusted,andagovernment-orientedhousingse2curitysystemandmechanismshouldbeconstructed.KeyWords:TownsandCitiesinChina;HousingSecurity;Policy;ConceptionofImprovement,1.1980198819804,,1978,3.6,:,,,,,,19801995282,2165(30160),12.3,2695,,,1986105000,,2009229(229)MODERNFINANCE&ECONOMICSNo.2,2009Vo2.29GeneralNo.2292.19881994,(1),,,,(2),,,,,,,,,,,,,,,,(3),,1991,,,,,,,,3.1994199819952,3,,,,(),,,,,,,;,;,4.19982003(1),1998,,19986,,([1998]23),,21242.86,,,,,;3%,,1998,,1020%,,,(2),,15%85%,85%15%,8420092,,,,,,,,,,,,,,7.57.5;7.5,5%5.20032007,(1),200477,2007258,,,,,,(2)20031231120,199970,:,;;,,;,60%;,;,,,2007162,,64,,,,,?,,,,,,,,;,,,,,,,,,94292:20092,,,,,,;,,,,,,,15%,,,,,,,,;1.(1);(2),,;(3),;(4),2.(1),,,,,,,,,,,,,,,,;,,,,,,,,,,,;,;,,,,,,,,;,,,,;,,,(2),0520092,,(),,,5%,,,,,,,,,,10%,80%,60%,,,,,,,,,,,2030%,,,,,,,,,,,,,,,,:,;,,:,,,,,,70,,,,,,,,,,,,,,,,15292:20092,,,,;,,,,,,,80%,,,,,,,;,(3),,,,,,,,;,,,,,,,,,,,,,;,,,,,,,,,,,(4),,,,,,,,,,,,2520092