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大家论坛BEC版块商务英语必备1000字Unir1:银行业务banking银行业务generalbusiness一般业务ATM自动柜员机YoucanchangeyourPINattheATM.1你可以在自动柜员机上修改密码automaticbillpayment自动转帐服务Tinapaysherphonebillwithanautomaticbillpayment.蒂娜利用自动转帐服务付电话帐单balance差额余额Ifyoukeepabalanceof$1,000,youwon'thavetopaythe$20monthly-servicefee.如果你保持1000美元的余额，就不必付每月20美元的服务费了bankaccount帐户HowdoIopenabankaccounthere?我要怎么开户bankholiday银行公休日国定休息日Whathappensifpaydayfallsonabankholiday?如果发薪日正好碰上了国休日那该怎么办banking银行业务Couldyousignmeupforonlinebanking?2你能帮我申请网络银行服务么banknote纸币钞票Wadsofbanknoteswerehiddeninthebag.包里藏了几数叠钞票certificateofdeposit定期存款Redeemingyourcertificateofdepositbeforematuritymayresultinwithdrawalpenalties.如果你在定期前解约可能要付提前解约金checkingaccount支票存款帐户Ineedtomakeawithdrawalfrommycheckingaccount.我要从我的支票帐户中提款大家论坛BEC版块存款Ididn'tgetmypaydepositthismonth.我这个月的薪水存款没有入帐discountrate贴现率ThediscountrateissetbytheFed.贴现率是由联储决定的IndividualRetirementAccount个人退休帐户DoesitmatterwhereIopenanIndividualRetirementAccount?我到哪开个人退休帐户重要么？interest利率Interestratesarenotexpectedtoincrease.利率应不会再涨safe-depositbox（银行）保险箱Shekeptherjewelsinhersafe-depositbox.她把珠宝放在银行保险箱里savingsaccount储蓄存款帐户Ineedtotransfermoneyfrommysavingsaccounttomycheckingaccount.我要把钱从储蓄存款帐户转到支票存款帐户signature签名Tomforgedhisboss'ssignaturetostealcompanyfunds.汤姆伪造了他老板的签名盗取了公司的资金teller出纳员Marcystartedasabankteller,butnowshe'saloanofficer.玛希刚开始是当出纳员，但是现在是贷款员transfer转账Themoneyhasbeentransferredintomyaccount.钱已经转入我的帐户wire汇款Judy'sfatherwiredmoneytoherbankaccount.朱迪的父亲将钱汇入了她的帐户withdraw取款Iwithdrew$300frommysavingsaccount.我从我的储蓄存款帐户提取了300美元大家论坛BEC版块商务英语必备1000字Unit2:消费金融balancetransfer余额代偿Katherinemadeabalancetransferfromheroldcreditcardtohernewone.凯萨琳申办新卡代偿旧卡。cancelv.停（卡）WhathappensifIwanttocancelmycard?如果我想停卡該怎么办？cashcard現金卡WhatdoIneedinordertoapplyforacashcard?申办现金卡我需要准备些什么？collateraln.抵押品；担保品Withoutcollateral,Mr.Thomaswasn'tabletogetaloan.由于没担保品，汤玛斯先生的贷款办不下來。creditcard信用卡Ineedtoreportastolencreditcard.我要报信用卡失窃。creditlimit信用额度Bewareofoutrageouscreditlimits,whichmayleadtouncontrollablespending.要小心信用額度別订得太高，这可能会导致花费无度。creditrating信用评等Bob'spoorrepaymenthistoryhasreallyhurthiscreditrating.巴柏不良的还款记录对他的信用评等造成很大的伤害。debitcard签帐卡Youcanusethisdebitcardalmostanywhereintheworld.这张签帐卡你几乎全世界任何地方都可使用。debtconsolidation负债整合Beforeyouconsiderdebtconsolidation,closelyexaminetheproposal.在考虑负债整合之前，要仔细检查其还款方案。大家论坛BEC版块违约Thecompanyisindefaultonitsloanagreement.该公司违反其贷款合约。freezev.冻结（帐户）ThebankfrozemycreditcardaccountafterIreporteditstolen.在我报失信用卡后，银行冻结了我的信用卡户头。installmentn.分期付款Pennywillpayoffherstudentloansin60installments.潘妮將分六十期偿还她的助学贷款。loann.贷款IconfirmthatIhavereadandunderstoodthetermsandconditionsoftheloanagreement.我确认已阅读并了解这份贷款协议的条件与规定。minimumfinancecharge每月最低应缴金额Somecreditcardshaveaminimumfinancecharge.有些信用卡有每月最低应缴金额的限制。mortgagen.房贷；抵押借款Rickhasatwenty-yearmortgage.瑞克要繳二十年的房贷。outstandingadj.未清偿的；未付清的Ourrecordsshowyouhaveanoutstandingbalanceof$6,0我们资料显示您有一笔六千元的款项未付。refinancev.重新贷款Whendecidingwhetherornottorefinance,therearemanyfactorstoconsider.在決定是否重新贷款时，有许多因素要考量。statementn.账单明细Thefeeforissuingareplacementcardwillbechargedtoyournextstatement.信用卡补发費用將併入您下个月的账单明细。大家论坛BEC版块商务英语必备1000字Unit3:票据banking银行业务paymentinstruments票据bouncev.跳（票）Ohno!MychecktoCitySupermarketbounced!喔，糟了！我开给城市超市的支票跳票了！cashier'scheck本票Pre-paymentwithcashier'scheckormoneyorderisaccepted预付款用本票或汇票都可以。checkn.支票Idon'thavecash.CanIwriteyouacheck?我没有现金，可以开支票给你吗？clearinghouse票据交换所；清算所Aclearinghouseisanofficewherebanksexchangechecksanddrafts.票据交换所是银行交换支票、汇票的地方。endorsev.背书Canyouendorsethebackofthecheck,please?可以麻烦你在支票背面签名背书吗？financialinstitution金融机构Manybigfinancialinstitutionsraisedtheirinterestratestoday.许多大型金融机构都在今天升息。maturev.（定存、票据等）到期WhendoesmyCDmature?我的定存何时到期？moneyorder汇票CanIpaywithmoneyorder?我可以用汇票付款吗？大家论坛BEC版块薪资支票TheHRassistantdistributesemployeepaycheckseverymonth.人资部助理每个月会分发员工的薪资支票。postdatedcheck远期支票I'msorry.Wedon'tacceptpostdatedchecks.抱歉，我们不收远期支票。stoppayment止付Myfathercalledthebanktostoppaymentonthecheck.我父亲打电话到银行止付那张支票。traveler'scheck旅行支票Inwhatdenominationswouldyoulikethetraveler'schecks?你要哪种面额的旅行支票？商务英语必备1000字Unit4:办公室流程businessoperation企业经营officeprocedures办公室流程badgen.名牌；识别证Employeesshouldweartheirbadgesatalltimesinthebuilding.员工在大楼内必须随时佩戴名牌。coworkern.同事Shellyalwaysgoestolunchwiththesamecoworkers.雪莉总是固定和那几位同事去吃午餐。dresscode服装规订Wehaveacasualdresscode.我们对上班服装规定很宽?。escortv.陪同Jenny,couldyouescortourvisitortothedoor?珍妮，麻烦你送我们客人到门口。大家论坛BEC版块库存Thecompanydoesn’tneedtokeepinventory,unlikeitscompetitorsinonlineretailing.不像其它线上零售业的竞争者，该公司不需要有库存。meetingroom会议室Let’sheadovertothemeetingroomwherewe’llhavemorespace.我们到会议室去，那有比较多空间。punchin上班打卡Jasonusuallypunchesinaround8:50a.m.杰生通常大约在早上八点五十打卡上班。receptionistn.柜人员；接待人员AsSamcameinthedoor,thereceptionistgreetedhim.当山姆进门时，接待员前来招呼他。requisitionform需求单Youneedtofilloutthepurchasere