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Internet迅速发展无所不在以及诱人的低价位，的确令众多厂商开始采用这种办法，但Internet天生的开放性特点令人无所适从，安全性又成了问题，公司的机密数据一旦在Internet传输，若没有安全性保障，其后果可想而知。villagetemplesCentralOfficeeveryday,carryouttheirduties.CorrespondencerelatingtoeducationbytheChiefofthefirstsectionmarkedmydraftstatement.Workedafterafewmonths,I'vebeenburiedintheofficialprogram,veryrigidmonotonyofclericalcareer,flavourless.1939of7Augustbetween,County,andSecretarytoIwithtoOfficemeeting,forGovernmentestablishedoneyearstoworkreported,fortimerush,priornotforfullprepared,hadtoinwaybyrankAnnMrdescribedoneyearstoaboutpeople,andfiscal,andbuilt,andtaught,andinsurancefiveaspectsimportantmatters,Iaccordinglydetailednarrativefinishingwritten,completedWujiangGovernmentestablishedoneyearstoofworkreport.TurnbackandforthmonthShanRoad,apartfromtheSecretary,Mrrankfootdiseaseimmobility,bamboocarinsteadofwalkingoutside,squarefoot(exceptformyselfand4guards),thewuxing,peace,SIan,Guangde,doorwayswing,ZhangZhutothedestination--wearingBu.Atdiweitotheimportanttownsoftroopsisdifficulttoaccess,wehavetochangeangles,Shanruggedtrails,Sunandrainontheway,hardshipexceptions,ifthepatrioticandpassionsofthewar,thanthesuccessfulcompletionoftasks.Anoldfrail,rank,long-distanceLawtonregrets,admirable!InNovember1939,IwasadmittedtotheFacultyoflaw,CollegeoflawandpoliticsinShanghai,butresignedfromthepostoffice,bidfarewelltothisshortandmemorablelife.(J)thesiazhenboatburiedJapanesemorningofOctober18,1937,siazhensicktoshunTangQiao-cutters,1fromNanxuntownjiaxingtoJapaneseboats,caughtdraggingbehind3smallboats,loadedwithmilitarygoods.Siazhentoolatetoescape,jumpedashoreJapancatchupwiththeboat,forcinghimtorowaboat.MeanwhilecaughtthemigrantsvillageZhangShun.Siazhenwassickforalongtime,431金融学综合考试大纲内容比例：金融学部分为90分，公司财务部分为60分。Ⅰ．金融学一、货币与货币制度1．货币（1）货币的职能2．货币制度（1）货币制度的构成要素（2）货币制度的演变和发展①银本位制②金银复本位制：格雷欣法则③金本位制④信用货币本位制3.国际货币体系（1）国际货币制度的概念及分类（2）国际货币制度的历史演进①国际金本位制度的特点②布雷森林体系的主要内容4.现行国际货币体系（1）牙买加协议的主要内容（2）牙买加体系的运行情况（3）国际货币基金组织的构成与职能5.欧洲货币一体化（1）最优货币区理论(OCA理论)（2）欧洲货币一体化的沿革：四个阶段（3）欧洲货币体系的主要内容与运行情况（4）欧洲单一货币与欧元二、利息与利率1．利息（1）利息本质的理论：古典经济学的利息本质理论、近代西方经济学的利息本质理论、马克思关于利息本质的理论（2）利息的计算：单利和复利（3）利率的分类①市场利率、官定利率与公定利率②固定利率与浮动利率Internet迅速发展无所不在以及诱人的低价位，的确令众多厂商开始采用这种办法，但Internet天生的开放性特点令人无所适从，安全性又成了问题，公司的机密数据一旦在Internet传输，若没有安全性保障，其后果可想而知。villagetemplesCentralOfficeeveryday,carryouttheirduties.CorrespondencerelatingtoeducationbytheChiefofthefirstsectionmarkedmydraftstatement.Workedafterafewmonths,I'vebeenburiedintheofficialprogram,veryrigidmonotonyofclericalcareer,flavourless.1939of7Augustbetween,County,andSecretarytoIwithtoOfficemeeting,forGovernmentestablishedoneyearstoworkreported,fortimerush,priornotforfullprepared,hadtoinwaybyrankAnnMrdescribedoneyearstoaboutpeople,andfiscal,andbuilt,andtaught,andinsurancefiveaspectsimportantmatters,Iaccordinglydetailednarrativefinishingwritten,completedWujiangGovernmentestablishedoneyearstoofworkreport.TurnbackandforthmonthShanRoad,apartfromtheSecretary,Mrrankfootdiseaseimmobility,bamboocarinsteadofwalkingoutside,squarefoot(exceptformyselfand4guards),thewuxing,peace,SIan,Guangde,doorwayswing,ZhangZhutothedestination--wearingBu.Atdiweitotheimportanttownsoftroopsisdifficulttoaccess,wehavetochangeangles,Shanruggedtrails,Sunandrainontheway,hardshipexceptions,ifthepatrioticandpassionsofthewar,thanthesuccessfulcompletionoftasks.Anoldfrail,rank,long-distanceLawtonregrets,admirable!InNovember1939,IwasadmittedtotheFacultyoflaw,CollegeoflawandpoliticsinShanghai,butresignedfromthepostoffice,bidfarewelltothisshortandmemorablelife.(J)thesiazhenboatburiedJapanesemorningofOctober18,1937,siazhensicktoshunTangQiao-cutters,1fromNanxuntownjiaxingtoJapaneseboats,caughtdraggingbehind3smallboats,loadedwithmilitarygoods.Siazhentoolatetoescape,jumpedashoreJapancatchupwiththeboat,forcinghimtorowaboat.MeanwhilecaughtthemigrantsvillageZhangShun.Siazhenwassickforalongtime,③名义利率与实际利率④一般利率与优惠利率（4）利率的作用①利率的经济效应：成本效应、资产组合调整效应、财富效应、利率的预期效应、利率的汇率效应②利率对宏观经济和微观经济的杠杆作用③利率充分发挥作用的条件2．利率决定理论（1）古典学派的储蓄―投资理论（2）凯恩斯的流动性偏好理论（3）可贷资金理论和IS-LM模型3.利率的期限结构（1）利率的期限结构（2）解释利率期限结构的理论：预期理论、市场分割理论、偏好理论三、外汇与汇率1．外汇（1）外汇的概念（2）一种外币资产成为外汇的条件：自由兑换性、普遍接受性、可偿性（3）外汇的基本特征：外国货币当局发行的，各国政府和居民普遍接受的，能够在外汇市场上自由交易的货币资产。2.汇率与汇率制度（1）汇率的概念（2）汇率的标价方法直接标价法与间接标价法（3）汇率的种类固定汇率和浮动汇率单一汇率、复汇率名义汇率、实际汇率和有效汇率3.币值、利率与汇率（1）币值与利率（2）币值与汇率4．汇率决定理论（1）购买力平价理论（2）利率平价理论（3）国际收支理论四、金融市场与机构Internet迅速发展无所不在以及诱人的低价位，的确令众多厂商开始采用这种办法，但Internet天生的开放性特点令人无所适从，安全性又成了问题，公司的机密数据一旦在Internet传输，若没有安全性保障，其后果可想而知。villagetemplesCentralOfficeeveryday,carryouttheirduties.CorrespondencerelatingtoeducationbytheChiefofthefirstsectionmarkedmydraftstatement.Workedafterafewmonths,I'vebeenburiedintheofficialprogram,veryrigidmonotonyofclericalcareer,flavourless.1939of7Augustbetween,County,andSecretarytoIwithtoOfficemeeting,forGovernmentestablishedoneyearstoworkreported,fortimerush,priornotforfullprepared,hadtoinwaybyrankAnnMrdescribedoneyearstoaboutpeople,andfiscal,andbuilt,andtaught,andinsurancefiveaspectsimportantmatters,Iaccordinglydetailednarrativefinishingwritten,completedWujiangGovernmentestablishedoneyearstoofworkreport.Turnbackandforthmo