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清华和北大的区别清华和北大都是我国最好的两所精英人才聚集地。我个人认为清华大学更重视现实主义，这里的人更勤奋谨慎，正如其校训“自强不息，厚德载物”，而北大比较理想主义，那里的人更喜欢争强好胜，印证其“敢为人先”，我个人认为我的勤奋和谨慎更适合在清华。ComparisonbetweenTsinghuaUniversityandPekingUniversityTsinghuaUniversityandPekingUniversityarebothbestplacesforexcellentstudentsinChina.PersonallyIthinkTsinghuaUniversityconcentratesonrealism.Peopleherearemorediligentandcareful,asissaidintheschoolmotto----Self-disciplineandSocialCommitment.However,PekingUniversityfocusesonidealism.Peopletheretendtodesiretoexceloverothers,asissaidinitsschoolmotto----alwaystobethefirst.IthinkmydiligenceandcarefulnesssuitsTsinghuaUniversity.为什么选择清华清华是我国首屈一指的学术殿堂，这里走出了国际国内各行各业的精英人才，他们都在国家最需要的地方凭借自己过硬的本领为社会造福，经管学院的金融专业无论从科研实力还是学术氛围都是令人向往已久的，我在大学三年里通过专业知识的学习，发现自己对这一领域非常感兴趣，我希望自己有机会能够在最优越的金融培育的摇篮里成长，我也为之做好了充分的准备。WhytochooseTsinghuaUniversity?TsinghuaUniversityisthebestacademicpalaceinChina.Itsgraduateshavebeenelitesinmanyfieldsnationalandinternational.TheymaketheirowncontributiontothesocietyinthepartsthatisnecessarytoChina.ThemajorFinanceattractsmeverymuchnomatterinitsexcellentscientificresearchoritsdenseacademicatmosphere.Afterthreeyears’professionaleducation,IfindmyselfinterestedinthefieldofFinance.IamlookingforwardtohavinganopportunitytogrowupinthebestFinanceclass,alongwiththebestFinanceteachers.AndIamreadyforit!夏令营感受短暂的夏令营却留给我终身难以忘却的记忆，几天的讲座，让我深深地体会到了这里的浓厚的学术氛围，高端的师资，雄厚的科研实力，优越的科研条件，我特别希望自己有机会在这里深造，我一定会努力实现自己的理想SummerCampimpressionThisshortsummercampleavesmeunforgettablememories.Thelecturesthesedaysenablemetosmelltheratherdensesenseofacademicatmosphere.Itsfirst-classprofessors,strongscientificresearchability,andthesuperiorresearchconditionsattractmeverymuch.Iamstronglylookingforwardtohavinganopportunitytostudyhere.Iamdedicatedtorealizemydream!本文通过中西商业银行比较，分析出我国的商业银行中间业务存在的问题并提出了改进办法。针对我国商业银行开展中间业务中弱势的经营理念、不均衡的业务品种、匮乏的科技人才投入、低效益高风险等问题，商业银行首先应根据中国的市场和客户特点进行改革、创新，不断提高产品的多样性，服务的优质性，管理的统一性，监督的公平性，并注重人才的培养和科技力量的投入，全方位促进我国商业银行中间业务迅猛发展，跻身于世界的领先行列。ThispapercomparesChineseandwesterncommercebankstoanalyzetheissueswhichexistintheIntermediaryBusinessofcommercebanks,thensomeimprovementmethodsareputforward.Intermsofitsweakness,commercebanksshouldfirstreformandinnovateaccordingtothecharacteristicsofChinesemarketsandclients,sothatproductscanbeofdiversities.Itsexcellenceofservice,centralizationofmanagement,andfairnessofsupervision,alongwithprofessionaltrainingandscientificinvestment,promoteall-aroundrapiddevelopmentoftheIntermediaryBusinessofcommercebanks,whichmakesitfirst-class.在借鉴国外成熟市场立法中，结合我国期货市场实际，及时制定有关CTA的法律法规，在立法上确立CTA的地位、明晰CTA的权利义务、明确CTA违法行为的责任后果，为培育和壮大期货市场CTA队伍奠定坚实的制度基础Takingexamplebythesophisticatedmarketlegislationsabroad,alongwiththerealityofthefuturesmarketinChina,thestatusofCTAhasbeenestablishedinlaw.ItclearsCTA’srightsandobligationsandspecifiestheresponsibilityoftheillegalbehaviorconsequencesofCTA.AllsaidabovefosterandstrengthenthesolidfoundationoftheCTAsysteminfuturemarket.研究生规划本科阶段学的知识主要集中在书本，缺少实践经验，所学内容也比较局限于国内教材，在研究生阶段，我要更多地阅读文献，特别是要尝试在国外原版的读物上去领悟学术前沿的理论，并在大量阅读的基础上试图挖掘自己的看法，寻找机会投身实践。除此之外，要在广泛涉猎知识的基础上，挖掘自己感兴趣并且有潜力的方面，大力加强学习，争取向T型人才方向发展。GraduatestudentplanningIntheundergraduatestage,myknowledgefocusesonbooks.IwasinlackofpracticalexperienceandwhatIhavelearnedarelimitedtoChinesebooks.Inthegraduatestage,Iwillreadmoreliteratures,especiallythosefrontieracademicliteraturesinEnglish.ThenIwillgivemythoughtsonthebasisofalotofreadingtodevotetopractice.Besides,Iwillfindmyinterestsandpotentialsbasedonwidelybrowse.IarededicatedtostudyhardtobeT-shaped.最喜欢的学科从小我就有着很强的计算能力，随着深入地学习，我发现自己特别喜欢逻辑分析和推理，而这恰恰是学好数学的基本功。在数学的学习中我能找到自信和勇气，而且我比较喜欢在做专业题目时运用数学的某些图表，快而准确地得出结论，而且很多数学无所不在，对任何学科的学习都有辅助作用，是一项重要的工具。金融专业的学生需要具备缜密的思维和严密的逻辑推理能力，良好的数学基础将大大促进金融知识的理解和分析，而且数学好的人往往思维活跃，处理问题比较理性，这一点非常适合金融领域的工作。因而数学对于金融专业的学生可以说是不可或缺的。MyfavoritecourseIhaveownedthestrongabilitytoaccountsinceIwasveryyoung.GraduallyIfindmyselfinterestedinlogicalanalysisandinference,whichisnecessarytostudymathwell.Ifindself-confidenceandcourageinthestudyofmath.Ilovetousesomechartstoillustratetheresultsquicklyinmymajor’sassignment.Besides,mathisusedhereandthere.Itisofhelptoanycourses,whichisanimportanttool.StudentsinFinanceneedtobecarefullythoughtfulandtologicallyreasonstrictly.Nicemathfoundationcontributestocomprehendandanalyzethefinancialknowledge.Peoplewithgoodmathabilityoftenthinkactivelyandtreatissuesreasonably,whichsuitsthejobinthefieldoffinance.SomathisnecessarytoFinance.金融分析师需要有过硬的专业基础和周密可观的逻辑思维，以及认真执着的耐力，而我的性格恰好与之匹配，我相信通过不断的学习，我的专业素养和职业素质一定会更加符合金融分析师的要求Financialanalystsshouldhavesuperprofessionalfoundation,persistenceandstrictlylogicalthoughts.Mynaturesuitsit.IbelieveaftercontinuouslystudymyprofessionalabilityandqualitywillmeettherequirementofFinancialanalysts.最喜欢的专业课证券投资学，这门课不仅教会了我投资的选择和考虑因素，更教会了我耐心和乐观。作为一名投资家，心态是至关重要的。这门课的老师幽默风趣，而且教学模式灵活多变，师生互动，后来又尝试模拟炒股，理论与实践相结合，增加了学习兴趣，也巩固了所学的知识FavoritespecializedcourseStockinvestmentdoesnotonlyteachmetochoosetoinvestandconsiderotherfactors,andalsoteachmetobepatientandoptimistic.Asaninvestor,psychologyisveryimportant.Theteacherofthiscourseishumorous,andteachesusactively.Welov