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ExecutiveSummaryI.InternshipsprofileChengduBank,foundedinDecember30,1996,theformerChengdu44urbancreditcooperativesfoundedChengduUrbanCooperativeBank,DepartmentofSichuanProvince,thefirstcitycommercialbanks.October28,2008,approvedbytheChinaBankingRegulatoryCommission,theBankofChengduintheChengduCityCommercialBankofficiallychangeditsnametomarkthebeginningofthelinedevelopmentbylocalbankstoregionalbanks,nationalbank.Atthesametime,BankofChengducontinuousjoinedthis2007GlobalCommercialBanking1000,2007top300Asianbanks,2007ChinaBanking100comprehensivestrengthratingoftheauthorityofinternationalcommercialbanks.II.InternshipprocessThepurposeofthisinternshipistomasterbasicbankingskillsthroughinternshipinChengduBank,familiarwiththeday-to-daybankingbusinessoperatingprocessesandworksystems.Theinternshipprocessincludesthefollowingphases:(A)forinternshipsandinstitutionalsetup,staffingandsoon.(B)learnthebasicbankingbusinessprocesses,includingthefollowingareas:bankingsavingsbusiness,suchasdemanddeposits,Lumpfixed-twowillbe;bankofpublicservices,suchasacceptedcashacheckissuedbybankdraft;creditcardbusiness,suchascreditcardaccountopeninganaccount,cashaccess,etc.;thebusinessofLaSalle;loanbusiness.(C)Knowledgeofbankaccountingmethod,subjectssettheaccountsettings,accountingmethodstodetermine.(D)Summaryofinternshipafter,andfilloutthetheinternshipidentificationtable,writeapracticereport.GeneralrulesandregulationsoftheChengduAgriculturalBankofChinaisquitecomprehensive.Itexplicitlyprovidesfortheoperatingspecificationsandcodesofconductofthestaff.Followedleftmewiththemostprofoundimpressionthattheroleofmodernbankingintheeverydaylivesofpeopleisnotlimitedtosavingsandlendingatthesametime,modernbankingservicesrelatedtoallaspectsofpeople'slives,paytheinsurancechargethebill,paytheticket,buyfunds,stocks,foreignexchange,financial...exaggeratethepointisyoucannotthink,nobankcannot.BelowtotalkaboutmyworkexperienceinChengduBank,thefirstfewdaysismainlybehindtheinstructortoreadandtheinstructorhowthespecificoperation,lookedaboutthreedaystolearnaboutthefullsetofprocessesofthebankcounterservice,theAgriculturalBankofChinahave:non-staffarenotallowedtooperate,andIamanon-BankofChengdu,isnotexposedtocash.Thebeginningofmytaskistoguidecustomerstofilloutaformsimilartothelobbymanager.Then,Ibegantolearnthesavingsbusiness.Now,thesavingsbusinessoftheAgriculturalBankofChinatoimplementthetellerisresponsibleforsystemisthateachtellercanhandleallofthesavingsbusiness,thatistoopenanaccount,cashaccess,reporttheloss,thesolutionlinked,thesizeofthebanknoteexchange,acceptedtheintermediarybusiness.Thecertificateisnolongerasthepublicbusinesssectorastopassbetweentheaccounting,buteachtelleraseparateaccountprocessing,andaccounting.However,documentsofeachtellersystemshouldbehandedovertothepersoninchargeoftherelevantlinefirstaudit,andthenpassedtothehigherlifeaftertheaudit.Dailyhandoverbetweenlearningtellerreconciliationisessentialtothereconciliationinadditiontotocheckthecashaccountsandareconsistentwith,butalsoviewimportantblankvouchersaremissing,subpoena,whethercontinuousandsoon.Tellerbetweenreconciliationisalsousefulprogramgenerallywillbecountingthecash,andthenaninventoryofcrucialgapsincredentialssuchaspassbook,bankcards,certificatesofdeposit.Afterthreedaysoflearning,Istartedlearningthebusinessofthebank'saccounting.Thatisforthecompany'sbusiness.Theaccountingdepartmentofaccountingofpublicbusiness(isreferringtothebillbusiness)isdividedintothreemainsteps,accounting,reviewandcashier.Saidthebillbusinesspredominantlyreferstothechecks,includingtwokindsofnoteoftransferandcashchecks.Forcashcheckbusinessisbeingaudited,seethesealofthedrawersealinlinewiththebanksetaside,isthroughthecomputerYanYin,ormanuallycheck(myinternshipbankequipmentisnotquitekeepupwithadvancesintechnologyalsousesamanualcheck);lookatthecasearethesameamount,whetherthealteredamountoftheticket,theticketissuedate,payeeelements,checkwhetherithasbeenmorethanpromptpaymentterms,checkwhethertheoverdraft,iftheendorsement,theendorsementshallbesignedareconsistent,isworthnotingthatcapitalamountstothewhole,tothesub,youcannotrememberthewhole.Cashchecks,accounting,bookkeeping,auditandcorrectaccounting,andthenpassedtotheMembersoftheaccountingreview,Membersoftheaccountingreviewisrecognizedascorrect,itispassedtothecashier,thecashierstampedcashpaid,thepayeecanbethecashier'sofficetoreceivecash(cashierreconciliationwiththepayeeorally).Noteontransferofaudiocontentistheconstantcashchecks,handlingauditedbytheaccountingbookkeeperaccountingreviewofthemembersoftheaccountingreview.Hereisarecordedtime.CashchecksandpaymentbehaviorBanknoteoftransfer(suchastheinternaldealingsofthesavingsbank,cashthetwosidesunitsBankaccount)aredirectcredit.Noteoftransferisnotthepayee,thedrawerwithalinetoopenanaccount,assomecommissioncollection,etc.,afterclearingcanbeaccountedfor,thecounty-levelsub-branchesarenotopenanaccountinthelocalPeople'sBankofaccountinglossreflectedinthemoneysubjectstoredwithinthesystem,whiletheprovincialbranchesindirectcontactwiththecentralbankbalanceswithc