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培养学生独立工作能力的重要步骤，是实现培养目标要求的重要阶段，是对学生综合素质与工程实践能力培养效果的全面检验，是学生毕业资格认定的重要依据。toacustomerrequestforobjective,comprehensiveinvestigation,analysis,evaluation,focusingonfactorsthatcouldaffectcreditassets,effectiveidentificationofrisks.EighthinvestigatorsshouldbebasedontheBank'screditpolicyscreening,filterinlinewiththeBank'screditscopeofcustomer,creditbusiness,shallnotentertainourprohibitionofinvolvementofclientsandcreditbusiness.Ninethsurveyaboutcustomersurveysanddataverificationshouldbebasedonfieldsurveys,andindirectsurveysasasupplement.Ifnecessary,byexternalcreditBureautoverifytheauthenticityofcustomerinformation.Articletenthcreditpre-loaninvestigationshouldbecompletedbythepersonhimself,maynotauthorizeathirdparty,exceptwhereotherwiseprovidedforbythesystemoftheBank.BranchManagermayhint,instruction,ordersignatureofinvestigationsincasesthatarenotinvolvedintheinvestigation,pre-loaninvestigationamereformality.11thpre-loaninvestigationshouldbetwoparticipants,oneperson,anotherpersonaidedperson,exceptonbusinesswithspecialprovisions.Mainandauxiliaryofficersshallbeduediligence,investigatorsasasponsorofthecreditbusiness,bearprimaryresponsibilityforcredit,istheresponsibilityofcreditbusiness.Riskmanagersparticipateinthepre-loaninvestigationworkinparallel,asadoubleinvestigation,riskmanagersheldaccountablefortheirfindings.Article12thpre-loaninvestigationofficershallgivetheiropinioninacreditreportandsignatures,findingsshouldbeclear.Onlysignedcomments,andambiguousorcontradictory,deemedtobeagreedforthecreditbusiness.13thmarketinglinesmanagementdepartmentsatalllevelstomeettheconditionsofcredit关于科教兴国战略和人才强国战略（一）与教材知识的结合点1、科学技术与生产力：科学技术是第一生产力。2、科学技术与对外开放。3、科学技术与国际竞争：国际竞争的实质是以科技实力，经济实力为基础的综合国力。4、科学技术与创新：科技进步与创新是增强综合国力的决定性因素。5、创新的希望在年轻人，只有提高年轻人的创新能力，才能提高国家的创新能力。6、人才强国战略。1：结合所学知识，谈谈我国为什么要实施科教兴国战略？（1）科技是第一生产力，科技进步是经济发展的决定因素。当今世界，国际竞争日趋激烈，实质是以经济和科技势力为基础的综合国力的竞争，归根到底是人才的竞争，我们能否在科技发展上取得优势，增强综合国力和国际竞争力，最终决定我国在国际中的地位。高度重视人才问题是历史发展的必然要求。（2）现阶段，我国生产力发展水平比较低，教育科技比较落后，民族的科学文化素质还不够高，（同时，我国还存在着严峻的人口、环境、资源等问题，因此，国家在实施可持续发展战略的同时，）实施科教兴国战略，提高全民族的科学文化素质，把加速科技进步放在经济发展的关键地位，使经济建设真正转到依靠科技进步和提高劳动者培养学生独立工作能力的重要步骤，是实现培养目标要求的重要阶段，是对学生综合素质与工程实践能力培养效果的全面检验，是学生毕业资格认定的重要依据。toacustomerrequestforobjective,comprehensiveinvestigation,analysis,evaluation,focusingonfactorsthatcouldaffectcreditassets,effectiveidentificationofrisks.EighthinvestigatorsshouldbebasedontheBank'screditpolicyscreening,filterinlinewiththeBank'screditscopeofcustomer,creditbusiness,shallnotentertainourprohibitionofinvolvementofclientsandcreditbusiness.Ninethsurveyaboutcustomersurveysanddataverificationshouldbebasedonfieldsurveys,andindirectsurveysasasupplement.Ifnecessary,byexternalcreditBureautoverifytheauthenticityofcustomerinformation.Articletenthcreditpre-loaninvestigationshouldbecompletedbythepersonhimself,maynotauthorizeathirdparty,exceptwhereotherwiseprovidedforbythesystemoftheBank.BranchManagermayhint,instruction,ordersignatureofinvestigationsincasesthatarenotinvolvedintheinvestigation,pre-loaninvestigationamereformality.11thpre-loaninvestigationshouldbetwoparticipants,oneperson,anotherpersonaidedperson,exceptonbusinesswithspecialprovisions.Mainandauxiliaryofficersshallbeduediligence,investigatorsasasponsorofthecreditbusiness,bearprimaryresponsibilityforcredit,istheresponsibilityofcreditbusiness.Riskmanagersparticipateinthepre-loaninvestigationworkinparallel,asadoubleinvestigation,riskmanagersheldaccountablefortheirfindings.Article12thpre-loaninvestigationofficershallgivetheiropinioninacreditreportandsignatures,findingsshouldbeclear.Onlysignedcomments,andambiguousorcontradictory,deemedtobeagreedforthecreditbusiness.13thmarketinglinesmanagementdepartmentsatalllevelstomeettheconditionsofcredit素质的轨道上来。从而促进我国经济的长足发展。2：运用所学知识，谈谈怎样实施科教兴国战略？要贯彻实施科教兴国战略，（一）要大力推进科技进步和创新，把加速科技进步放在经济社会发展的关键地位；（二）要大力发展教育事业，把教育放在优先发展的战略地位，培育德、智、体、美、劳全面发展的社会主义建设者和接班人。（三）要大力实施人才强国战略，全面提高人口素质，使我国庞大的人口资源变成强大的人才资源。3：你为当地政府实施科教兴国战略提几项合理化建议。（1）重奖有重大贡献的科技人才，营造尊重知识，崇尚科学的社会氛围；（2）积极发展教育事业，实施教育强镇（区、市）政策，提高劳动者的科学文化素质；（3）积极贯彻实施党中央、国务院人才强国战略，加大对教育事业和科技事业的投入，全社会形成重视人才和重视科学技术的社会气氛；（4）建立科技工业园，实施优惠政策，鼓励科技创业；（5）对在职人员进行各种职业培训，全面提高在职劳动者的综合素质。4、我们青少年学生在实施科教兴国战略中应当怎样做？我们要树立崇高的理想，发扬艰苦创业精神，努力学习，勇于实践，立志成才，培养创新精神和实践能力，掌握全面建设小康社会的专业技能，为实现全面建设小康社会的奋斗目标和社会主义现代化的宏伟培养学生独立工作能力的重要步骤，是实现培养目标要求的重要阶段，是对学生综合素质与工程实践能力培养效果的全面检验，是学生毕业资格认定的重要依据。toacustomerrequestforobjective,comprehensiveinvestigation,analysis,evaluation,focusingonfactorsthatcouldaffectcreditassets,effectiveidentificationofrisks.EighthinvestigatorsshouldbebasedontheBank'screditpolicyscreening,filterinlinewiththeBank'screditscopeofcustomer,creditbusiness,shallnotentertainourprohibitionofinvolvementofclientsandcreditbusiness.Ninethsurveyaboutcustomersurveysanddataverificationshouldbebasedonfieldsurveys,andindirectsurveysasasupplement.Ifnecessary,byexternalcreditBureautoverifytheauthenticityofcustomerinformation.Articletenthcreditpre-loaninvestigationshouldbecompletedbythepersonhimself,maynotauthorizeathirdparty,exceptwhereotherwiseprovidedforbythesystemoftheBank.BranchManagermayhint,instruction,or