¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾“”“”)1(+=)1.01(100)1(5=×=+×=+=niPF)1(1+=)1.01(10000)1(5=×=+×=+=−−niFP)1(−+⋅=()1221%101%1012005=−+×=F)1(−+⋅=niiFA)1(1)1(+−+⋅=)1.01(1.01)1.01(31010=×=+−+×=P)1()1(−++⋅=nniiiPA——————1,,/I,iP/A,i+=niAPCPnBBC1,,/i/+=CniPAIBCB[])()(),,/(),,/()(IPIPtiAPCtiAPBiBI+−=),,/()(/tiPAICBiIB−=1,,/I,iP/A,i∆+∆∆=∆niAPCPnBBC1),,/()(/∆+∆∆=∆∆CtiPAIBiCB¾¾¾¾——¾¾