Unit-8-Housing-Crisis-住房危机

L/O/G/OUnit8HousingCrisisInmanyChinesecitiesespeciallyinthebigcities,thespeedofrisinginpriceofhousingisrapidandsurprising.Thepriceofhousehasseriouslydeviatedtheincomelevelofmanycommonpeople.ThecurrentsituationThecurrentsituation上海25840深圳16978天津8958北京22310宁波13438哈尔滨7939杭州19168广州12560济南7760温州18854南京12016烟台5835三亚18319青岛8962长春5445Theaveragehousepriceofsomecitiesat2010.7Whatimpactwilltheserioussituationmakeonus?TheimpactsonCollegeStudentsAnttribe(蚁族)isavividmetaphorofthegroupsoflow-incomecollegegraduateswhosettleincompactcommunities.TheimpactsonCollegeStudentsAnttribeshoulderthegreatpressure,suchasthefamilyhopes,parents'entrustandthedesireofleadingthefamilytoabetterlife.ForCollegestudents,Howtofacethehousingcrisis?CollegestudentsshouldsetupthecorrectpurchaseviewStudenthousingconsumptionshouldnotbemorethanhisabilityRent？Whichisyourchoice？Buy？OR半个平米，你可以日韩或新马泰一游；一个平米，你可以游遍欧洲；半个卫生间，可以游遍非洲美洲；一个卫生间可以走遍全世界；等你游遍全世界，你的世界观也许就变了……房子已经不那么重要了……---高晓松•Yoursituation•Themarketyoulivein•Thefinancialyouface•YourdreamsBuy?rent?MypointsMakeyourfinaldecisionMypointssuggestionRentahouse(inthechangingperiod)BuyahouseBuyasmallhouseBuyabighouseBuyasecondhouseBuyanewhouse(whentheycanaffordahouse)1.Apicketfencemaynowbedispensable,butahouseofone’sownisseenastheproperplacetoraiseanAmericanfamily—apre-conditionforstability,security,andadultlife.(L.6)NowadaysAmericansmaynotwantapicketfencearoundtheirhouse,buttheystillconsiderahouseoftheirownastheproperplacetobringupafamilyandanecessaryconditionforthemtoliveastableandsecurelifeasadults．TextExplanationdispensable:additionaltoyourneedsandthereforenotnecessary;thatcanbegotridofe.g.Theylookedonmusicandartlessonsasdispensable.Agarageisusefulbutdispensable．pre-condition:sth.thatmusthappenorexistbeforesth.elsecanexistorbedoneWinningtheheartofcustomersisthepreconditionofwinningthemarket.2.Widespreadhomeownershipmayalsohaveanegativeimpactontheeconomy,because,amongotherreasons,workerswhohavelosttheirjobscan’teasilyrelocatetonewjobs.(L.16)Thesituationwherealargenumberofpeoplehavehousesoftheirownmayalsohaveaharmfuleffectontheeconomyformanyreasons.Oneofthereasonsisthatworkerswhohavelosttheirjobscannotmoveeasilytoplaceswheretherearepossiblenewjobs．amongother(things):aswellasother(things)e.g.Heisverybrave,amongothergoodtraits．Sheiskeenonsports;amongotherthings,sheplayedtennistwiceaweek．relocate:tomovetoorestablishinanewplacee.g.TheboarddecidetorelocatethecompanyinScotland．TheservicehasbeenrelocatedfromLondontoMafierHouseinWorcesterStreet．3.Andsomeoftheso-calledrewardsofhomeownership,suchasgreaterself-esteem,health,andcivicengagement,havebeencalledintoquestionbyresearch.(L.18)Peoplehavesupposedthattherearemanyadvantagesforthemtohavetheirownhouses.Forexample,theythinkthattheyhavegreaterrespectforthemselves,arebetterinhealthandtakeamoreactiveroleintheactivitiesoftheircitywhentheyhavetheirownhouses.However,nowsomeresearchhasraiseddoubtsaboutwhethertheseadvantagesreallyexistornot．civic:connectedwiththepeoplewholiveinatownorcityIfeelitismycivicdutytovote.asenseofcivicpridecallintoquestion:tocausedoubtsaboutsth．e.g.Youcantrusthim;hishonestyhasneverbeencalledintoquestion．Thequalityofallthecarsofthiscompanywascalledintoquestionwhenonemodelhadbeenfoundtohaveafatalbrakeproblem．4.Thegovernment,criticsargue,shouldfocusonensuringhigh-quality,affordablehousingratherthanpromotinghomeownershipforitsownsake.(L.20)Criticsstatetheopinionthatthegovernmentshouldfocustheireffortsonmakingsurethathousesarenotsoexpensivethatpeopleareabletobuythemandthehousestheybuyareofhighquality;thegovernmentshouldnotencouragepeopletobuyhousesjustforthereasonofowningahouse．foritsownsake:justforthereasonthathaspreviouslymentionede.g.Thecouplelovetofightforitsownsake;theycannevergiveagoodreasonforit．Doyoureallyneedit？Buyingequipmentforitsownsakeispointless．5.Rentersenjoyflexibilityandfreedomfromtheresponsibilitiesofmaintenance.(L.25)Renterscanhavefreedomofchoiceandtheydon’thavetheresponsibilitiesofkeepingthehouseingoodcondition．freedomfrom:theconditionofnothavingsth.thatisunwantedorunpleasante.g.Heshutoffhiscellphoneonvacationtoenjoythefreedomfromdisturbance．Wedemandfreedomfrominjustice．mortgageMortgageInterestTaxDeduction(按揭利息税减免)：IntheUnitedStates,ataxdeductionontheinterestpaidonone’smortgageintheunitedstates.Thatis,onemayreducehis/hertaxable(应纳税)incomebytheamounthe/shepaysininterestonalleligiblemortgages.Therearesomelimitstothemortgageinterestdeduction:forexample,onemayonlydeductinterestonthefirst$1,000,000worthofmortgages,aggregated(合计的)withotherhomedebt.However,mosthomeownerscandeductalloftheirmortgageinterest．6.Butuponcloseexamination,thebestfinancialdecisionisfarfromclear,andit’simpossibletosaythatonedecisionsuitseverybody.(L.42)Butifyoustudyitmorecarefully,you’llfindthatitisunclearwhatthebestfinancialdecisionis,anditisimpossibletosaythatonedecisionissuitableforeveryone．farfrom:certainlynote.g.Themechanismoflocalgovernmentisfarfromperfect．Computers,farfromdestroyingjobs,cancreateemployment.7.Stabilityha